2.291
Revenue¥B
2.663
2.791
2.896
3.036
3.138
3.327
3.424
3.675
3.949
4.137
2.420
5.68%
4.76%
64
18.60
Revenue growth%
18.51
20.34
22.57
21.72
23.77
26.74
25.96
23.62
20.86
18.51
28.86
23.62
22.14
94
9.83
NIM%
26.48
28.64
28.76
27.47
26.68
28.43
27.89
25.84
24.67
26.68
29.14
26.68
27.08
65
17.06
Effic. R.%
27.81
29.93
32.05
30.42
30.87
31.47
29.45
28.98
31.29
33.00
17.36
31.29
30.65
30
25.59
Net margin%
17.74
18.07
15.61
13.76
12.22
13.86
11.62
11.22
14.01
13.67
18.54
13.67
13.81
80
17.16
P/E ratio (avg)x
28.12
32.44
32.84
31.14
29.54
31.29
32.77
32.41
35.14
32.91
9.849
32.77
32.42
69
25.57
P/TBVx
23.52
22.78
21.24
19.39
21.45
19.59
21.10
21.31
20.00
21.40
29.76
21.10
21.27
41
13.48
P/Bx
6.738
7.005
6.234
5.680
4.997
5.148
5.571
5.347
4.837
4.955
18.90
5.148
5.459
6
3.288
NII¥B
2.056
2.185
2.253
2.385
2.412
2.569
2.696
2.875
3.080
3.209
2.727
5.88%
4.84%
—
20.89
NII grth%
8.02
6.18
7.59
6.33
3.96
4.45
2.27
0.40
1.43
3.01
15.13
2.27
4.21
77
9.46
ROTE%
8.94
10.12
8.03
9.90
9.36
8.92
6.18
7.93
8.70
9.36
19.49
8.70
8.93
9
23.38
Return on equity%
20.72
21.40
21.09
21.37
21.21
18.76
15.95
16.20
16.96
15.52
22.14
16.20
19.74
46
7.96
Return on assets%
0.40
1.69
4.41
4.34
5.66
6.41
7.83
9.58
10.04
9.09
25.07
9.09
6.03
85
27.13
EPS¥
82.54
76.20
85.33
86.86
89.80
97.96
108.85
123.81
130.49
142.40
30.23
9.66%
5.86%
—
15.44
EPS growth%
6.10
3.47
4.11
3.32
2.43
3.39
3.08
1.14
1.75
0.48
17.39
1.75
3.20
49
19.54
Bookvalue per sh¥
58.63
59.42
51.94
54.44
56.98
60.57
64.81
62.64
62.91
56.02
112.19
(0.34%)
(0.56%)
—
76.59
TBV/sh¥
102.37
103.51
96.65
93.40
92.16
86.64
85.14
76.85
81.87
72.61
32.63
(4.66%)
(2.91%)
—
58.86
Dividend per sh¥
52.35
52.53
58.81
68.09
78.17
80.18
94.36
94.47
102.68
104.48
19.68
5.97%
7.94%
—
12.24
Div yield (avg)%
7.70
9.81
8.79
10.41
10.17
8.48
7.64
6.84
6.61
6.75
27.05
6.84
8.09
45
13.13
Payout ratio%
17.21
18.85
19.50
18.88
21.74
24.33
25.43
26.45
25.22
25.59
4.35
25.43
23.03
30
12.86
Shares (diluted)M
13.54
13.82
16.29
17.93
19.11
19.61
23.55
24.73
25.64
29.12
12.89
8.80%
7.88%
11
2.46
Buyback yield%
11.18
12.03
13.67
11.02
8.30
10.65
10.95
10.96
12.89
9.99
26.59
10.95
10.99
53
13.46
Eq/Assets%
186.53
162.13
157.60
171.37
148.89
134.83
130.85
140.28
141.25
122.94
101.61
134.83
145.07
17
1.266
Assets¥B
5.059
5.559
6.003
6.484
7.010
7.809
8.131
8.722
9.659
10.56
3.269
8.55%
8.98%
17
0.688
LT debt¥B
1.046
1.185
1.312
1.307
1.436
1.668
1.638
1.847
1.867
2.169
0.798
8.59%
7.11%
69
Total assets
¥10.56B
8.98%
1.48×
Revenue
¥4.137B
4.76%
1.00×
Non-interest expense
¥2.021B
4.54%
0.98×
Net interest income
77.57%
Non-interest income
22.43%