2.088
Revenue¥B
3.343
3.532
3.741
3.926
4.273
4.603
5.002
5.371
5.851
6.226
2.331
7.82%
7.33%
93
19.14
Revenue growth%
15.62
15.31
14.88
17.41
20.18
20.33
23.11
24.28
24.04
22.09
21.81
23.11
20.26
50
14.92
NIM%
23.97
23.20
20.35
22.86
21.29
21.09
19.07
19.25
18.72
18.43
28.78
19.07
20.72
47
16.99
Effic. R.%
14.12
12.61
15.11
15.08
15.85
14.75
14.52
11.95
9.71
8.87
19.83
11.95
14.32
92
23.16
Net margin%
32.24
32.63
31.42
28.49
28.04
26.02
23.82
22.88
22.40
22.71
2.67
22.88
27.03
35
9.120
P/E ratio (avg)x
22.37
24.77
23.69
25.86
26.16
26.23
30.37
33.96
33.57
32.22
26.39
32.22
26.19
63
23.61
P/TBVx
28.70
27.30
26.79
30.12
32.86
30.93
30.40
34.81
35.45
34.83
28.30
34.81
30.66
67
32.85
P/Bx
16.66
19.05
19.19
21.69
24.79
26.08
23.73
26.39
29.31
27.18
35.42
26.39
24.26
42
3.132
NII¥B
2.672
2.782
2.965
3.098
3.411
3.618
3.986
4.276
4.586
4.984
1.129
7.88%
7.47%
—
26.40
NII grth%
4.51
2.92
0.67
1.16
1.61
1.53
1.50
4.39
7.18
7.06
19.13
4.39
2.27
12
20.86
ROTE%
27.52
26.58
25.05
23.39
23.61
21.94
20.18
21.48
22.60
20.49
17.11
21.48
23.00
52
15.83
Return on equity%
26.19
25.92
28.70
28.83
31.72
32.07
33.28
30.98
29.69
30.76
10.17
30.98
30.23
57
15.97
Return on assets%
7.83
8.18
6.98
9.68
8.86
7.91
9.43
10.59
8.02
8.70
6.22
8.70
8.44
51
187.80
EPS¥
123.08
122.73
141.03
132.91
133.03
151.92
166.33
179.44
169.36
181.23
201.92
6.38%
5.15%
—
25.99
EPS growth%
12.29
13.09
10.48
12.19
10.87
10.27
9.95
12.00
14.02
14.18
6.32
12.00
12.09
27
149.34
Bookvalue per sh¥
264.12
264.17
278.70
283.62
332.63
352.44
354.98
391.52
427.49
507.63
179.73
8.82%
8.10%
—
219.01
TBV/sh¥
91.16
91.55
98.69
102.69
107.14
99.30
89.23
93.90
95.32
86.34
40.77
(4.22%)
0.11%
—
95.76
Dividend per sh¥
225.60
226.21
265.18
270.35
326.48
353.58
344.04
400.40
471.04
473.19
150.74
7.70%
8.32%
—
11.94
Div yield (avg)%
19.12
17.56
15.66
17.23
15.20
15.92
14.27
14.46
13.98
11.39
28.61
14.27
15.43
70
25.10
Payout ratio%
12.23
10.51
8.84
9.08
6.30
8.61
7.22
4.45
3.59
3.12
27.73
4.45
7.91
87
9.270
Shares (diluted)M
12.74
14.11
14.79
16.78
16.58
18.79
20.30
21.90
22.15
24.41
9.251
8.04%
7.48%
9
21.21
Buyback yield%
26.31
28.03
25.59
25.50
24.31
26.41
28.97
29.65
27.21
27.42
14.59
27.42
26.81
92
36.28
Eq/Assets%
93.71
83.03
81.60
87.47
80.23
73.26
78.35
76.09
71.10
77.67
171.77
76.09
79.29
21
3.611
Assets¥B
9.377
10.58
11.14
12.31
13.08
14.71
16.10
17.25
18.20
19.74
5.937
8.58%
8.39%
52
0.516
LT debt¥B
5.944
5.777
6.030
6.526
7.484
7.658
8.821
8.283
9.297
9.975
1.665
5.91%
6.25%
54
Total assets
¥19.74B
8.39%
1.10×
Revenue
¥6.226B
7.33%
1.00×
Non-interest expense
¥3.687B
7.35%
1.00×
Net interest income
80.05%
Non-interest income
19.95%