213.5
RevenueILS M
557.6
548.1
562.5
565.6
580.2
584.6
574.8
580.5
591.5
582.9
218.3
0.10%
0.69%
40
14.31
Revenue growth%
23.83
21.81
23.63
23.70
22.39
24.88
23.81
23.13
20.68
22.71
24.48
23.13
23.38
38
3.34
Combined R.%
82.20
83.31
83.09
83.73
82.12
83.01
84.50
83.15
81.75
84.39
28.44
83.15
83.12
15
15.27
Operating margin%
28.97
30.10
27.39
28.41
27.96
30.54
32.80
31.18
30.00
31.95
20.29
31.18
30.05
82
6.12
Net margin%
9.98
8.13
5.56
4.45
5.72
5.26
8.07
8.37
11.29
8.78
4.99
8.37
8.10
44
15.86
P/E ratio (avg)x
25.11
26.14
27.64
31.69
29.10
30.67
30.21
30.93
30.56
33.80
30.38
30.67
30.38
26
13.30
P/TBVx
25.18
27.00
23.59
20.81
18.77
16.50
17.26
17.43
18.06
19.79
31.79
17.43
19.28
13
10.16
P/Bx
26.41
30.53
35.49
38.79
39.15
38.91
41.79
42.59
44.45
44.50
35.33
42.59
39.03
93
10.56
Prem. grth%
4.97
6.68
4.55
5.06
4.44
5.94
5.57
7.26
8.94
8.12
27.22
7.26
5.75
50
20.66
Invest. yld%
15.75
16.51
16.00
18.66
15.90
17.47
15.25
15.96
17.05
15.38
21.71
15.96
15.98
24
11.22
BVPS grth%
8.31
10.13
10.88
9.83
8.76
7.78
5.44
3.94
2.81
0.67
6.29
3.94
8.04
53
29.55
Return on equity%
21.00
22.59
22.48
20.44
18.97
17.55
20.24
20.50
22.16
20.98
18.24
20.50
20.74
27
19.82
Return on assets%
26.33
25.40
26.94
28.50
27.71
28.06
29.42
27.28
25.63
23.47
2.14
27.28
27.11
34
1.39
EPSILS
3.53
3.74
4.37
4.30
4.59
5.13
4.93
5.06
5.47
5.64
1.55
4.19%
4.85%
—
19.68
EPS growth%
26.20
28.77
30.12
31.01
32.65
30.00
29.90
30.32
31.35
30.37
28.30
30.32
30.22
66
0.48
Bookvalue per shILS
1.84
2.01
2.14
1.98
2.10
2.08
2.21
2.00
2.11
1.99
3.08
(1.04%)
1.35%
—
1.52
TBV/shILS
1.58
1.43
1.53
1.44
1.51
1.43
1.49
1.43
1.53
1.66
2.11
1.86%
1.56%
—
1.31
Dividend per shILS
2.35
2.21
2.01
1.89
1.98
1.91
1.97
2.13
2.38
2.52
0.60
4.93%
0.16%
—
9.30
Div yield (avg)%
19.01
17.19
15.09
14.61
12.65
13.60
11.13
8.51
9.12
7.60
16.62
9.12
13.13
95
11.97
Payout ratio%
19.05
18.94
16.97
17.48
19.16
20.17
19.58
17.52
16.30
19.19
3.46
19.19
19.00
27
153.9
Shares (diluted)M
146.2
146.6
128.2
111.2
116.5
126.3
123.2
128.6
115.4
99.04
151.1
(3.19%)
(4.88%)
43
13.04
Buyback yield%
26.75
25.78
28.49
27.71
28.04
26.77
25.22
22.57
20.33
18.10
11.27
22.57
26.27
59
1.568
D/E ratiox
0.575
0.541
0.532
0.562
0.576
0.582
0.599
0.640
0.664
0.689
0.303
0.640
0.579
7
141.5
AssetsILS M
239.4
263.3
283.1
298.4
330.5
369.9
389.7
416.9
446.9
470.5
504.7
7.32%
7.43%
14
429.9
LT debtILS M
280.1
285.5
288.6
268.7
258.5
282.1
271.7
247.6
219.1
218.0
349.2
(3.35%)
(3.60%)
13
Revenue
ILS 582.9M
0.69%
1.00×
Claims and benefits
ILS 302.8M
0.77%
1.01×
Total costs
ILS 455.8M
0.80%
1.01×