736.4
RevenueILS M
548.1
574.5
589.3
606.7
620.4
622.1
632.9
663.1
687.6
691.8
802.8
2.20%
2.59%
64
25.69
Revenue growth%
8.66
8.80
6.51
8.32
5.88
8.69
6.68
8.29
11.27
8.58
21.16
8.58
8.45
24
6.95
Combined R.%
81.73
79.84
79.88
79.78
82.29
81.90
80.52
79.80
80.48
79.89
15.26
80.48
80.19
69
12.33
Operating margin%
24.55
22.29
22.66
20.10
19.68
18.07
19.65
22.21
21.76
23.83
18.11
21.76
21.99
25
21.98
Net margin%
22.34
21.48
22.45
25.18
23.97
26.66
26.76
24.30
22.27
20.51
8.04
24.30
23.21
38
23.24
P/E ratio (avg)x
14.63
14.24
14.40
15.21
15.73
17.27
18.32
19.00
20.82
23.79
32.51
19.00
16.50
24
35.02
P/TBVx
10.48
11.88
13.74
13.91
15.08
15.34
17.47
20.30
19.40
21.41
31.53
19.40
15.21
43
11.91
P/Bx
30.70
28.16
28.27
30.81
31.16
33.18
35.64
39.40
37.49
40.06
18.63
37.49
32.17
21
14.56
Prem. grth%
3.14
6.01
3.95
6.57
4.12
1.50
0.40
0.40
2.02
0.40
24.47
0.40
2.58
39
3.63
Invest. yld%
30.44
31.82
31.37
32.42
29.81
27.55
29.05
28.31
27.20
27.27
10.97
27.55
29.43
39
17.11
BVPS grth%
9.71
11.19
13.00
12.27
11.93
10.56
13.54
15.76
17.08
17.63
4.61
15.76
12.63
81
13.33
Return on equity%
4.36
6.48
3.71
0.91
0.80
0.40
0.40
1.42
3.80
1.16
4.66
1.16
1.29
75
4.11
Return on assets%
8.63
10.94
8.38
8.32
9.61
7.65
10.27
12.37
11.28
12.13
9.99
11.28
9.94
53
10.03
EPSILS
5.94
6.62
6.25
7.11
8.00
8.89
8.27
8.99
10.27
10.25
10.50
5.06%
5.39%
—
29.76
EPS growth%
27.19
28.50
29.38
29.52
27.11
28.69
26.83
25.05
24.37
23.15
29.02
25.05
27.15
62
5.44
Bookvalue per shILS
12.50
12.24
14.54
16.74
20.20
21.12
20.74
23.79
25.46
29.81
22.48
8.09%
11.06%
—
4.47
TBV/shILS
6.91
6.29
6.61
6.59
6.28
6.40
7.10
6.31
6.95
7.16
24.30
2.68%
0.69%
—
5.08
Dividend per shILS
18.61
19.07
18.50
20.98
23.16
25.01
23.59
25.11
27.76
27.34
7.54
3.37%
4.73%
—
22.44
Div yield (avg)%
15.25
17.29
15.79
17.70
19.08
16.29
15.62
14.90
15.23
13.03
11.91
15.23
15.70
83
11.38
Payout ratio%
11.95
9.94
8.90
11.44
11.16
11.19
9.16
8.56
10.57
12.87
27.69
10.57
10.87
58
14.65
Shares (diluted)M
11.97
12.67
13.14
14.30
12.67
13.11
12.38
12.66
13.65
14.60
14.48
2.87%
1.21%
30
26.21
Buyback yield%
14.09
11.23
9.39
7.36
6.35
6.85
8.11
6.87
9.26
7.01
7.06
7.01
7.73
24
0.968
D/E ratiox
1.634
1.563
1.649
1.840
1.700
1.833
1.683
1.765
1.845
1.713
1.338
1.765
1.707
66
0.424
AssetsILS B
2.583
2.791
3.007
3.369
3.657
3.914
4.100
4.466
4.804
5.051
0.852
6.67%
7.80%
91
0.402
LT debtILS B
0.653
0.623
0.632
0.708
0.817
0.812
0.920
0.886
1.013
1.133
0.087
6.75%
5.66%
13
Revenue
ILS 691.8M
2.59%
1.00×
Claims and benefits
ILS 348.9M
2.83%
1.02×
Total costs
ILS 511.2M
2.56%
1.00×