8.534
RevenueILS B
7.867
8.126
8.620
9.232
9.670
10.28
10.90
11.40
12.30
13.25
9.420
6.51%
6.07%
67
3.09
Revenue growth%
18.90
21.09
21.15
23.06
25.74
23.10
24.09
23.40
21.47
18.70
17.41
23.10
22.26
71
14.67
Combined R.%
86.92
87.62
88.00
87.93
87.55
86.40
86.32
89.24
86.41
88.93
17.39
86.41
87.59
6
14.08
Operating margin%
27.88
28.64
26.22
24.90
25.72
27.47
26.99
28.45
30.89
28.91
20.28
28.45
27.68
45
14.32
Net margin%
9.52
10.77
8.30
8.05
9.13
6.55
5.68
4.30
5.94
6.61
5.09
5.94
7.33
15
10.23
P/E ratio (avg)x
4.706
4.135
3.776
3.427
3.268
3.089
2.704
2.655
2.322
2.036
12.74
2.655
3.179
91
17.14
P/TBVx
33.34
35.17
32.52
33.05
33.15
36.51
38.20
40.39
44.08
48.07
21.03
40.39
35.84
22
7.363
P/Bx
9.893
9.136
9.768
8.718
9.580
9.702
10.11
8.959
9.862
10.45
27.51
9.862
9.735
68
29.90
Prem. grth%
6.41
9.25
6.56
5.86
7.44
7.93
6.95
8.51
11.08
8.92
19.64
8.51
7.69
88
15.38
Invest. yld%
17.33
15.00
13.78
12.40
11.99
10.75
8.81
8.23
6.27
5.52
2.95
8.23
11.37
71
3.08
BVPS grth%
0.65
3.53
5.57
7.59
6.73
8.60
6.77
8.84
6.02
5.80
2.96
6.77
6.37
75
22.57
Return on equity%
6.55
9.09
9.84
8.18
10.85
11.93
10.56
7.58
6.79
8.10
18.51
8.10
8.64
57
17.79
Return on assets%
9.48
9.18
10.63
12.04
11.78
8.97
10.58
12.67
13.40
12.40
26.99
12.40
11.21
53
14.82
EPSILS
21.99
24.56
28.08
28.19
32.94
36.20
36.81
39.25
38.83
39.68
16.50
3.79%
7.03%
—
10.19
EPS growth%
15.76
17.28
15.68
17.82
14.89
16.23
18.97
17.94
17.70
15.61
20.34
17.70
16.76
68
6.91
Bookvalue per shILS
16.58
17.45
20.45
21.20
22.93
23.93
25.48
27.43
29.02
29.78
4.25
5.37%
6.52%
—
22.04
TBV/shILS
28.29
30.34
29.22
29.45
29.55
32.62
32.87
33.76
36.81
37.97
6.76
5.14%
3.81%
—
9.11
Dividend per shILS
9.81
9.51
9.35
8.69
9.03
8.87
8.03
7.92
7.42
6.49
12.53
(6.38%)
(3.98%)
—
9.66
Div yield (avg)%
11.56
11.71
14.09
16.05
15.30
16.22
15.77
15.31
16.14
15.93
27.37
15.93
15.54
64
12.80
Payout ratio%
9.29
10.51
13.50
12.90
14.70
16.70
17.22
15.80
17.63
20.16
5.32
17.22
15.25
73
258.4
Shares (diluted)M
184.8
182.8
197.8
189.0
206.9
185.6
169.4
159.9
139.8
135.6
253.9
(8.10%)
(3.48%)
84
19.18
Buyback yield%
20.37
17.53
15.33
14.80
16.33
13.83
12.56
13.91
12.29
14.59
10.42
13.83
14.70
91
0.186
D/E ratiox
1.495
1.560
1.716
1.766
1.588
1.647
1.631
1.763
1.643
1.838
0.222
1.647
1.645
84
6.322
AssetsILS B
11.58
12.74
14.36
15.31
16.51
18.40
19.87
20.74
22.18
23.74
8.945
7.53%
8.45%
34
9.263
LT debtILS B
3.240
3.079
2.659
2.403
2.073
2.199
2.036
1.760
1.595
1.426
3.451
(7.21%)
(9.28%)
15
Revenue
ILS 13.25B
6.07%
1.00×
Claims and benefits
ILS 7.076B
6.11%
1.00×
Total costs
ILS 10.73B
6.33%
1.02×