1.160
RevenueILS B
1.248
1.297
1.307
1.352
1.405
1.427
1.442
1.464
1.486
1.481
1.225
1.07%
1.85%
11
26.06
Revenue growth%
6.18
7.75
9.58
11.00
12.93
11.46
13.96
12.06
9.73
8.45
2.60
11.46
10.37
75
23.16
Combined R.%
90.65
88.81
88.99
90.10
90.36
90.51
88.84
91.63
89.40
89.56
9.40
89.56
89.83
19
29.88
Operating margin%
10.86
10.67
9.51
12.34
9.70
7.70
5.18
2.77
3.41
1.02
6.86
3.41
8.60
57
6.29
Net margin%
29.23
27.17
27.78
30.52
27.68
26.46
26.58
24.50
23.66
22.72
15.19
24.50
26.87
94
15.08
P/E ratio (avg)x
33.72
34.86
38.92
40.47
40.04
43.15
43.84
51.26
51.84
60.37
31.28
51.26
41.81
51
13.79
P/TBVx
20.38
21.22
20.87
18.83
16.00
13.59
13.16
12.73
12.07
11.94
27.12
12.73
14.80
76
10.52
P/Bx
14.85
15.59
15.69
16.07
16.60
18.09
15.88
17.11
17.32
17.90
35.82
17.32
16.33
63
26.10
Prem. grth%
14.87
14.79
16.51
17.48
17.07
19.30
21.93
21.58
21.45
19.15
27.13
21.45
18.32
92
6.00
Invest. yld%
0.40
0.40
0.40
1.93
4.84
6.20
8.72
10.56
13.36
13.40
21.48
10.56
5.52
88
20.78
BVPS grth%
19.75
18.65
21.61
20.26
19.38
20.87
22.25
24.09
22.60
24.82
12.91
22.60
21.24
6
18.49
Return on equity%
15.77
14.57
12.11
9.47
9.14
10.08
8.46
5.51
7.22
7.74
15.86
7.74
9.31
90
5.93
Return on assets%
2.32
1.42
0.40
0.40
1.99
0.90
3.77
1.76
3.87
0.99
6.08
1.76
1.59
59
29.27
EPSILS
31.06
31.34
34.53
33.27
31.74
29.59
28.90
29.54
33.56
37.09
32.10
3.17%
3.17%
—
28.40
EPS growth%
5.61
8.12
6.95
7.96
6.04
7.46
5.07
4.40
5.66
7.01
27.23
5.66
6.49
6
6.80
Bookvalue per shILS
56.09
55.56
54.36
56.02
63.20
64.81
74.55
78.24
87.14
87.78
5.39
6.79%
6.24%
—
17.30
TBV/shILS
40.58
39.25
44.69
50.13
52.04
58.46
60.08
63.09
69.41
70.39
7.55
6.23%
6.89%
—
13.93
Dividend per shILS
8.00
8.39
8.53
9.01
9.83
10.13
9.69
9.99
10.58
10.29
26.95
0.92%
3.49%
—
9.65
Div yield (avg)%
19.29
18.76
19.25
21.79
19.78
18.53
17.43
20.28
21.51
22.99
25.61
20.28
19.53
28
8.74
Payout ratio%
29.90
29.77
30.27
30.75
29.44
32.31
32.68
30.95
28.31
29.08
27.76
30.95
30.08
41
28.99
Shares (diluted)M
26.87
28.82
30.24
27.92
31.19
31.16
32.83
33.38
29.72
29.49
27.87
(1.12%)
1.03%
92
2.97
Buyback yield%
7.29
8.33
7.38
5.11
4.14
2.32
3.81
3.00
3.01
2.93
15.58
3.00
3.97
23
0.453
D/E ratiox
0.510
0.556
0.600
0.640
0.591
0.595
0.554
0.591
0.619
0.642
0.978
0.595
0.593
52
0.402
AssetsILS B
1.612
1.781
1.974
2.091
2.205
2.391
2.532
2.747
2.861
3.134
0.297
7.29%
7.79%
68
1,401
LT debtILS M
77.63
75.16
73.69
84.52
90.31
91.13
97.35
97.03
96.82
95.66
467.0
1.16%
2.29%
80
Revenue
ILS 1.481B
1.85%
1.00×
Claims and benefits
ILS 809.6M
1.69%
0.98×
Total costs
ILS 1.219B
1.70%
0.99×