5.816
RevenueILS B
6.143
6.581
6.832
7.355
7.849
8.284
8.791
9.499
10.05
10.67
6.261
6.34%
6.22%
30
10.33
Revenue growth%
14.05
13.07
13.36
12.97
10.63
12.51
10.40
9.13
8.29
7.38
5.71
9.13
11.57
7
12.87
Combined R.%
94.40
95.55
95.91
96.06
96.00
96.05
95.84
96.02
94.92
95.61
20.27
95.84
95.88
64
23.79
Operating margin%
33.13
31.08
32.87
31.73
34.12
36.36
38.47
36.87
37.10
37.98
28.57
37.10
35.24
46
28.99
Net margin%
20.55
17.89
17.75
17.94
17.98
19.92
17.19
17.46
16.85
19.05
20.43
17.46
17.92
94
8.399
P/E ratio (avg)x
6.100
6.504
7.039
7.436
7.741
8.295
8.763
9.373
10.04
11.77
11.77
9.373
8.018
83
17.48
P/TBVx
36.81
42.06
41.09
44.47
52.87
52.11
59.46
63.76
65.63
65.11
11.19
63.76
52.49
13
26.88
P/Bx
13.74
13.60
14.14
15.61
15.26
16.55
16.02
16.88
17.66
18.65
7.633
16.88
15.81
52
12.78
Prem. grth%
13.35
15.41
15.66
13.85
12.72
12.28
12.13
12.84
11.02
8.24
20.46
12.13
12.78
15
22.92
Invest. yld%
24.89
27.42
30.11
31.58
31.97
34.01
33.82
34.62
37.38
40.19
6.08
34.62
32.90
51
17.06
BVPS grth%
18.32
17.30
17.83
16.70
19.62
17.79
15.74
18.43
16.59
18.05
20.11
17.79
17.81
35
20.65
Return on equity%
15.59
14.21
12.09
13.87
12.92
13.66
13.43
14.01
13.41
12.07
28.44
13.43
13.54
47
29.91
Return on assets%
20.80
21.07
18.14
16.39
16.03
16.27
18.50
19.71
17.71
16.24
27.48
17.71
17.93
47
5.88
EPSILS
8.90
9.13
9.87
8.90
8.38
7.53
6.78
6.63
6.16
5.86
6.31
(6.90%)
(2.89%)
—
20.21
EPS growth%
8.50
9.96
12.60
12.27
9.41
11.33
14.24
16.75
19.35
20.52
5.63
16.75
12.44
35
8.72
Bookvalue per shILS
17.30
16.31
15.60
17.52
17.27
16.47
15.71
16.05
18.01
20.61
12.21
3.60%
1.91%
—
17.29
TBV/shILS
3.49
3.09
2.78
2.48
2.31
2.26
2.51
2.46
2.56
2.78
16.41
3.77%
(2.95%)
—
14.54
Dividend per shILS
16.46
17.56
20.25
21.24
21.60
23.19
23.77
24.22
23.44
26.67
12.04
4.31%
4.27%
—
27.26
Div yield (avg)%
21.39
19.43
21.57
20.20
20.50
18.37
20.20
19.73
16.84
17.71
19.65
18.37
19.96
55
22.40
Payout ratio%
9.68
8.56
11.44
11.58
11.39
9.24
9.71
7.15
4.27
7.19
29.45
7.19
9.46
69
209.6
Shares (diluted)M
320.2
318.8
343.1
379.5
431.7
463.3
520.7
492.6
506.1
571.0
203.8
5.75%
7.58%
68
2.96
Buyback yield%
29.21
27.21
24.74
23.09
21.38
23.81
26.31
26.33
28.35
27.41
22.25
26.33
26.32
86
1.269
D/E ratiox
1.955
2.067
2.139
2.314
2.532
2.728
2.882
3.188
3.846
4.305
1.634
3.188
2.630
14
5.134
AssetsILS B
20.99
22.61
24.37
25.93
27.48
30.00
31.80
34.15
38.69
41.15
10.47
8.41%
8.26%
83
5.962
LT debtILS B
5.774
5.085
5.233
4.736
4.995
4.442
4.594
4.244
4.144
4.524
1.911
(1.96%)
(3.56%)
77
Revenue
ILS 10.67B
6.22%
1.00×
Claims and benefits
ILS 6.437B
6.17%
1.00×
Total costs
ILS 9.311B
6.14%
0.99×