290.9
RevenueILS M
294.9
308.6
315.3
325.2
338.7
356.3
362.6
381.6
391.7
413.0
325.5
4.05%
3.81%
86
14.79
Revenue growth%
21.57
22.14
22.32
21.09
23.67
26.25
26.55
28.39
30.41
31.45
27.99
28.39
24.96
13
13.87
Combined R.%
90.56
91.59
91.26
92.00
88.97
91.58
89.64
92.09
90.14
92.06
17.25
91.58
91.42
78
11.66
Operating margin%
8.64
7.09
7.78
5.54
2.55
4.80
4.31
5.14
6.97
4.71
16.81
4.80
5.34
41
7.73
Net margin%
21.86
23.40
20.62
18.53
17.49
17.68
18.02
17.79
15.79
14.47
6.47
17.68
17.91
72
27.56
P/E ratio (avg)x
21.84
24.31
23.86
26.83
30.72
32.75
33.41
37.41
37.99
43.03
25.26
37.41
31.74
80
36.50
P/TBVx
7.220
7.376
7.838
7.650
8.037
8.147
7.376
6.719
6.996
7.439
24.96
7.376
7.408
35
7.280
P/Bx
10.53
9.198
9.037
8.854
7.996
7.108
7.077
6.506
6.260
6.381
6.759
6.506
7.552
94
11.37
Prem. grth%
7.40
6.22
8.17
6.41
5.80
3.26
4.04
6.77
6.13
3.70
25.11
4.04
6.17
26
19.39
Invest. yld%
29.42
27.48
28.81
31.12
31.50
29.55
26.73
24.08
23.43
21.60
26.16
24.08
28.14
94
26.18
BVPS grth%
18.67
21.05
20.99
19.35
21.33
22.51
20.81
22.75
21.55
18.73
3.60
21.55
21.02
72
18.45
Return on equity%
1.14
2.28
0.40
2.36
0.40
3.00
5.76
6.82
3.90
6.31
19.66
5.76
2.68
17
14.51
Return on assets%
3.20
2.17
2.30
0.98
0.40
1.31
1.92
4.00
1.96
1.00
25.83
1.92
1.94
54
1.66
EPSILS
1.61
1.60
1.71
1.73
1.99
1.90
2.04
2.26
2.22
2.45
1.76
4.26%
5.27%
—
12.06
EPS growth%
11.46
9.51
6.81
5.77
5.31
8.24
10.23
8.90
10.39
12.21
10.62
10.23
9.20
63
3.03
Bookvalue per shILS
1.91
2.00
2.06
2.04
2.33
2.80
2.99
3.20
3.39
4.02
3.89
11.57%
8.84%
—
3.73
TBV/shILS
3.67
3.73
3.23
2.79
3.02
2.93
2.55
2.47
2.54
2.23
3.66
(5.91%)
(4.32%)
—
1.41
Dividend per shILS
2.14
2.20
2.14
1.95
1.72
1.74
1.87
1.99
1.94
1.86
3.53
1.60%
(1.86%)
—
15.79
Div yield (avg)%
20.30
21.17
23.71
24.91
26.56
24.61
22.47
22.18
24.64
26.64
19.73
24.61
24.16
82
4.82
Payout ratio%
20.71
21.92
19.65
20.65
21.97
22.89
22.45
23.58
21.41
23.36
13.47
22.89
21.94
57
45.04
Shares (diluted)M
55.54
61.11
63.93
70.46
70.02
67.95
68.14
66.15
64.45
65.32
45.89
(1.38%)
1.84%
23
21.29
Buyback yield%
16.40
13.74
16.40
17.72
19.40
20.96
21.91
24.58
22.89
19.99
19.16
21.91
19.69
92
1.193
D/E ratiox
0.393
0.431
0.463
0.513
0.576
0.584
0.632
0.645
0.627
0.648
1.327
0.632
0.580
52
0.376
AssetsILS B
0.900
0.957
0.998
1.082
1.195
1.289
1.390
1.495
1.659
1.819
0.138
8.76%
8.03%
59
79.61
LT debtILS M
192.6
207.7
210.6
201.8
217.1
183.8
164.5
159.5
162.9
160.0
48.20
(5.92%)
(1.27%)
89
Revenue
ILS 413.0M
3.81%
1.00×
Claims and benefits
ILS 226.4M
3.88%
1.01×
Total costs
ILS 348.7M
3.89%
1.01×