14.42
Revenue฿M
44.99
46.73
46.53
46.40
46.29
46.22
46.76
47.29
47.30
47.60
15.74
0.56%
0.56%
20
21.15
Revenue growth%
8.03
5.50
7.19
4.90
2.00
4.07
5.48
6.91
4.89
5.93
7.76
5.48
5.49
40
9.25
Combined R.%
83.18
82.46
81.66
84.31
83.16
81.69
84.83
84.86
83.23
82.67
10.65
83.23
83.17
62
2.21
Operating margin%
23.22
23.06
22.92
21.85
21.55
18.77
19.64
18.92
16.47
15.74
11.10
18.77
20.60
48
27.65
Net margin%
4.89
4.04
1.47
0.40
2.95
1.56
0.40
1.23
0.82
3.72
13.70
1.23
1.51
27
23.60
P/E ratio (avg)x
31.24
35.81
35.20
34.89
36.30
33.19
37.66
43.18
48.02
48.25
11.31
43.18
36.06
36
24.74
P/TBVx
19.62
22.95
24.49
28.77
33.76
33.78
39.37
46.00
44.35
50.36
21.47
44.35
33.77
12
33.65
P/Bx
10.39
10.18
9.829
10.22
11.35
10.39
9.471
9.542
9.641
9.313
36.62
9.542
10.01
92
5.26
Prem. grth%
13.40
14.09
16.56
18.44
19.88
18.93
21.88
21.52
19.76
20.03
23.00
20.03
19.34
21
29.16
Invest. yld%
5.41
5.39
7.92
7.67
10.34
12.39
10.35
7.58
6.03
3.27
13.39
7.58
7.63
92
22.69
BVPS grth%
25.75
27.71
27.29
24.72
25.25
24.42
26.99
28.11
30.20
30.58
9.89
28.11
27.14
40
10.80
Return on equity%
27.82
25.84
23.49
24.11
25.75
24.29
26.49
24.29
26.46
28.82
19.53
26.46
25.80
44
23.95
Return on assets%
12.06
13.97
15.74
13.13
13.68
13.59
15.30
13.40
16.22
14.13
9.95
14.13
13.83
15
2.80
EPS฿
1.70
1.89
2.01
2.07
1.97
2.11
1.96
1.79
2.06
2.27
3.08
2.90%
3.69%
—
11.38
EPS growth%
11.91
9.01
7.42
5.60
3.41
1.13
0.40
0.40
0.40
0.40
21.77
0.40
2.27
70
0.91
Bookvalue per sh฿
0.58
0.53
0.50
0.54
0.56
0.61
0.61
0.66
0.59
0.63
1.84
2.24%
(0.60%)
—
0.96
TBV/sh฿
5.04
5.10
5.35
5.26
4.71
5.08
5.35
4.95
4.68
4.72
2.99
0.03%
(0.81%)
—
2.27
Dividend per sh฿
0.41
0.39
0.39
0.34
0.34
0.29
0.31
0.27
0.24
0.23
0.91
(8.07%)
(6.55%)
—
9.23
Div yield (avg)%
4.36
3.13
5.98
6.25
6.37
5.78
4.07
5.76
7.71
9.70
14.45
5.78
5.88
67
13.81
Payout ratio%
13.14
10.52
11.93
11.53
11.16
9.20
12.13
14.28
13.35
11.40
28.00
12.13
11.73
64
11.96
Shares (diluted)M
14.86
15.07
16.67
18.90
19.74
19.25
20.70
20.02
21.62
24.61
12.09
4.51%
6.56%
45
10.60
Buyback yield%
28.21
28.28
25.85
23.72
23.04
22.86
20.84
17.92
15.79
16.29
22.20
17.92
22.95
55
0.112
D/E ratiox
0.183
0.199
0.184
0.177
0.167
0.162
0.164
0.161
0.167
0.164
0.917
0.164
0.167
76
24.79
Assets฿M
69.54
74.09
83.14
89.93
93.94
101.9
113.5
124.5
130.1
141.3
51.18
8.51%
8.44%
21
28.69
LT debt฿M
6.877
7.395
7.190
6.809
7.867
8.361
8.757
9.842
9.931
10.30
9.978
5.53%
3.92%
13
Revenue
฿47.60M
0.56%
1.00×
Claims and benefits
฿24.54M
0.91%
1.04×
Total costs
฿36.25M
0.58%
1.00×