6.928
RevenueRM M
7.467
7.954
8.597
9.036
9.763
10.16
10.76
11.51
12.39
12.95
7.590
5.81%
6.25%
78
29.43
Revenue growth%
14.57
12.65
9.80
10.40
10.12
12.70
12.79
12.41
14.63
17.22
11.27
12.79
12.68
84
15.75
Combined R.%
86.18
86.43
88.59
86.70
88.70
85.35
88.42
88.46
88.68
87.29
17.58
88.42
87.85
78
6.11
Operating margin%
15.61
16.55
14.39
15.20
14.24
11.77
11.00
10.55
9.59
9.46
23.59
10.55
13.01
43
12.88
Net margin%
13.75
10.99
12.51
15.04
13.52
11.11
11.92
13.63
11.24
9.61
24.89
11.24
12.22
56
13.58
P/E ratio (avg)x
12.30
12.93
11.93
12.08
11.81
12.29
10.88
10.19
10.67
11.17
28.53
10.88
11.87
55
20.64
P/TBVx
48.21
50.17
51.39
58.11
68.36
74.72
71.45
73.32
79.53
85.23
36.74
74.72
69.90
18
22.34
P/Bx
21.21
21.63
18.40
17.37
15.74
15.36
14.62
12.43
10.85
10.22
31.09
12.43
15.55
79
25.46
Prem. grth%
9.25
8.70
6.71
4.07
2.08
2.98
0.40
0.40
1.83
3.79
25.07
1.83
3.39
63
7.55
Invest. yld%
15.77
17.82
17.52
15.90
15.86
14.93
12.94
15.36
12.79
15.73
15.51
14.93
15.75
93
6.48
BVPS grth%
16.86
14.13
15.77
14.65
15.13
12.79
11.07
13.39
13.77
13.51
21.07
13.39
13.95
37
20.87
Return on equity%
27.25
29.08
29.33
31.76
32.32
32.33
30.33
27.95
28.67
25.87
16.26
28.67
29.20
55
7.97
Return on assets%
15.02
15.94
13.51
15.69
13.08
13.33
12.67
14.11
12.65
12.13
22.75
12.67
13.42
80
0.01
EPSRM
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
4.09%
1.26%
—
24.66
EPS growth%
36.05
35.45
35.40
36.27
36.62
33.92
35.36
32.43
33.94
34.20
12.93
33.94
35.38
17
0.01
Bookvalue per shRM
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
4.71%
5.46%
—
0.01
TBV/shRM
0.01
—
—
—
—
—
—
—
—
—
—
0.59%
(2.86%)
—
0.01
Dividend per shRM
—
0.01
—
0.01
0.01
0.01
—
—
—
—
0.01
(4.09%)
(2.11%)
—
21.46
Div yield (avg)%
18.58
17.17
19.99
20.44
20.84
18.02
16.14
17.12
14.32
16.96
7.44
16.96
17.60
62
11.02
Payout ratio%
12.42
13.23
14.56
16.48
13.85
11.79
10.44
11.14
9.28
8.08
2.55
10.44
12.10
49
258.3
Shares (diluted)M
231.1
254.8
247.2
273.6
302.5
328.2
327.9
307.4
330.8
311.2
258.0
0.57%
2.92%
14
6.27
Buyback yield%
22.91
21.13
20.44
17.69
17.14
14.54
12.34
9.93
10.12
9.16
9.96
10.12
15.84
63
0.841
D/E ratiox
0.865
0.833
0.856
0.777
0.694
0.626
0.567
0.503
0.562
0.516
0.395
0.562
0.660
15
2.214
AssetsRM M
1.987
2.215
2.452
2.630
2.758
3.069
3.278
3.435
3.811
4.105
9.499
8.28%
8.30%
37
8.948
LT debtRM M
15.90
18.51
18.78
19.44
22.17
22.77
24.09
26.48
29.21
31.61
10.16
7.35%
6.71%
55
Claims and benefits
6.16%
0.99×
Return on capital
150.97%