5.670
RevenueRM M
26.66
28.86
31.13
34.04
36.78
40.82
44.75
47.87
51.14
54.54
6.006
8.20%
8.36%
79
13.28
Revenue growth%
16.12
14.29
17.29
16.91
15.97
15.32
15.94
15.38
13.53
15.85
16.20
15.38
15.89
52
7.33
Combined R.%
86.42
85.41
86.15
84.56
86.58
85.83
84.52
85.35
84.95
86.19
16.63
85.35
85.62
32
28.84
Operating margin%
11.07
11.42
14.17
13.42
15.37
12.43
13.12
11.38
14.35
12.94
29.78
12.94
13.03
92
26.31
Net margin%
6.36
8.68
6.21
3.67
1.29
3.43
2.19
2.35
3.13
2.84
25.71
2.84
3.28
13
6.050
P/E ratio (avg)x
13.70
14.33
14.21
15.50
16.07
16.98
18.57
21.80
21.13
23.59
6.842
21.13
16.53
62
31.67
P/TBVx
23.55
24.76
24.97
27.00
27.86
28.02
26.47
26.83
22.86
22.72
22.79
26.47
25.72
54
21.10
P/Bx
58.89
64.00
63.69
70.64
71.26
82.95
94.36
105.5
124.8
138.0
22.81
105.5
77.11
63
19.63
Prem. grth%
30.56
29.89
31.47
32.62
32.61
29.76
30.62
30.96
33.07
31.76
24.33
30.96
31.22
45
23.36
Invest. yld%
0.44
2.16
0.89
3.18
2.36
3.50
5.12
6.22
3.35
2.72
5.69
3.50
2.95
64
23.55
BVPS grth%
9.39
11.69
9.24
7.53
7.53
8.09
10.09
12.65
14.66
17.62
22.05
12.65
9.74
21
3.87
Return on equity%
5.83
5.24
6.75
9.58
9.78
12.64
13.39
15.23
15.81
15.64
29.10
15.23
11.21
34
7.40
Return on assets%
15.36
16.07
17.97
16.89
17.21
15.54
16.04
18.43
16.24
18.31
17.84
16.24
16.56
77
0.01
EPSRM
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.02
0.01
0.02
0.01
4.62%
2.53%
—
21.75
EPS growth%
11.03
9.96
11.31
13.42
15.13
15.04
13.01
11.46
11.37
9.21
23.38
11.46
11.41
45
0.01
Bookvalue per shRM
0.03
0.02
0.03
0.03
0.03
0.03
0.03
0.02
0.02
0.03
0.02
(1.72%)
(0.05%)
—
0.01
TBV/shRM
0.01
0.01
0.01
0.01
0.02
0.01
0.02
0.02
0.02
0.02
0.02
4.02%
4.94%
—
0.01
Dividend per shRM
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.03
0.16%
(1.67%)
—
5.39
Div yield (avg)%
10.57
11.14
8.60
8.82
11.53
11.20
8.75
11.31
10.34
9.67
26.47
10.34
10.46
26
21.86
Payout ratio%
21.72
20.67
21.05
19.05
19.48
17.00
19.70
18.01
19.78
18.40
15.84
18.40
19.59
60
0.736
Shares (diluted)B
1.108
1.275
1.280
1.374
1.391
1.454
1.634
1.782
1.742
1.767
0.775
4.90%
5.52%
86
24.06
Buyback yield%
14.80
12.21
15.04
13.43
14.65
13.52
14.89
12.26
11.04
12.04
11.09
12.26
13.48
21
0.517
D/E ratiox
0.318
0.351
0.337
0.306
0.296
0.257
0.256
0.240
0.248
0.251
1.278
0.251
0.277
53
7.476
AssetsRM M
108.2
122.2
128.8
133.6
150.4
158.2
168.0
182.8
207.2
219.2
27.00
7.82%
7.87%
11
52.35
LT debtRM M
28.49
28.03
27.52
28.85
27.87
26.81
26.76
28.80
28.40
25.95
37.74
(1.42%)
(1.72%)
44
Claims and benefits
8.45%
1.01×