62.47
Revenue฿M
154.9
167.1
175.2
185.9
194.1
202.3
215.1
222.3
240.3
257.1
68.30
5.78%
5.99%
85
15.32
Revenue growth%
22.97
21.84
21.41
23.32
21.80
20.22
20.96
20.63
23.00
23.54
28.72
20.96
21.82
76
9.66
Combined R.%
92.02
90.97
90.49
90.65
90.41
89.60
90.70
91.45
90.38
90.27
25.70
90.38
90.57
56
24.23
Operating margin%
5.11
3.65
0.95
0.40
0.40
0.40
0.40
0.40
2.01
3.64
12.48
0.40
0.67
79
4.50
Net margin%
31.36
31.96
31.26
33.58
33.10
35.09
35.33
37.68
37.99
35.16
26.09
35.33
34.33
83
13.16
P/E ratio (avg)x
38.00
42.40
46.35
45.88
43.43
42.32
43.46
41.92
38.48
43.91
33.54
42.32
42.92
17
11.56
P/TBVx
9.435
9.976
9.996
10.38
11.54
10.99
11.36
13.31
14.80
14.08
29.73
13.31
11.17
69
34.84
P/Bx
10.02
8.835
9.512
9.982
9.972
11.05
11.16
11.17
11.72
12.32
26.43
11.17
10.54
70
25.52
Prem. grth%
11.83
11.22
12.17
15.13
13.13
11.40
12.00
12.85
11.85
13.87
11.50
12.00
12.08
85
13.02
Invest. yld%
19.61
20.70
18.59
19.43
18.96
20.21
20.48
17.49
20.38
17.54
21.30
20.21
19.52
64
6.57
BVPS grth%
16.93
15.87
13.86
14.42
13.88
14.46
13.70
13.73
10.74
8.58
22.74
13.70
13.87
28
28.52
Return on equity%
9.03
6.59
4.38
4.82
3.94
6.89
4.66
2.38
2.65
3.09
28.57
3.09
4.52
25
2.85
Return on assets%
17.21
18.28
20.68
19.04
18.40
18.08
16.63
16.74
13.78
16.73
27.54
16.73
17.64
20
0.82
EPS฿
0.59
0.57
0.57
0.55
0.60
0.56
0.63
0.66
0.64
0.58
0.89
(0.64%)
(1.30%)
—
27.21
EPS growth%
5.66
6.73
8.33
5.65
6.68
5.15
3.38
4.66
6.10
3.96
4.45
4.66
5.66
80
0.35
Bookvalue per sh฿
0.59
0.62
0.59
0.53
0.46
0.39
0.40
0.40
0.44
0.45
0.20
(0.32%)
(3.08%)
—
0.80
TBV/sh฿
0.60
0.55
0.53
0.59
0.64
0.57
0.55
0.52
0.48
0.53
0.64
(3.62%)
(2.28%)
—
0.59
Dividend per sh฿
0.88
0.98
0.89
0.93
0.98
0.88
0.97
0.98
1.10
1.20
0.73
4.15%
2.86%
—
13.93
Div yield (avg)%
5.76
4.53
1.96
0.40
1.21
0.40
0.87
2.63
4.19
6.28
4.93
2.63
2.29
52
18.31
Payout ratio%
12.51
12.04
12.30
12.83
13.50
16.35
15.20
13.36
11.45
12.23
4.98
13.36
12.67
40
228.1
Shares (diluted)M
222.1
215.6
206.3
216.2
221.6
218.5
219.0
198.1
204.7
206.0
231.2
(1.45%)
(0.84%)
69
27.32
Buyback yield%
23.79
25.60
27.62
30.13
30.14
32.13
32.97
33.58
34.08
36.57
11.26
33.58
31.13
60
0.938
D/E ratiox
2.000
1.966
2.201
2.190
2.369
2.629
2.729
2.679
3.174
3.534
0.430
2.729
2.499
13
144.4
Assets฿M
102.5
107.2
118.7
131.5
141.3
146.3
160.1
169.5
183.1
202.4
101.1
7.44%
8.11%
67
192.0
LT debt฿M
154.0
150.1
173.7
180.2
204.0
214.8
220.7
225.0
258.9
275.5
142.9
6.19%
5.59%
95
Revenue
฿257.1M
5.99%
1.00×
Claims and benefits
฿148.9M
6.17%
1.02×
Total costs
฿211.6M
6.11%
1.01×