157.4
Revenue฿M
170.5
189.9
202.3
224.1
242.0
261.2
287.3
319.1
345.8
370.5
161.8
8.89%
9.04%
85
7.01
Revenue growth%
1.56
2.70
0.40
0.40
0.40
2.32
0.72
2.26
0.40
0.44
3.77
0.72
0.58
29
4.36
Combined R.%
76.93
77.60
78.11
76.54
76.57
76.18
77.68
76.67
75.72
77.31
28.87
76.67
76.80
60
8.33
Operating margin%
3.55
0.92
2.84
5.83
8.78
9.58
10.81
12.91
15.47
13.56
29.86
12.91
9.18
11
25.96
Net margin%
8.73
8.16
9.49
11.29
11.96
14.93
14.61
12.69
9.92
7.25
8.45
12.69
10.61
50
15.12
P/E ratio (avg)x
16.64
19.88
20.43
20.99
23.45
27.99
32.00
37.21
42.64
48.54
22.00
37.21
25.72
54
6.084
P/TBVx
49.40
54.06
52.70
60.40
58.51
63.10
70.41
72.80
72.33
83.34
9.600
72.33
61.75
49
15.94
P/Bx
7.713
7.727
6.971
6.479
5.884
5.382
4.966
4.621
4.971
4.569
15.68
4.966
5.633
84
19.51
Prem. grth%
13.06
14.55
13.63
15.07
15.79
17.49
15.56
17.29
14.56
15.82
10.85
15.82
15.31
37
10.93
Invest. yld%
8.06
9.25
10.77
11.76
13.92
12.90
13.15
12.06
14.85
16.36
7.70
13.15
12.48
67
29.65
BVPS grth%
22.36
24.73
25.87
27.56
26.28
25.45
26.46
28.25
25.31
27.63
26.92
26.46
26.08
28
8.58
Return on equity%
23.86
25.59
27.18
25.25
26.44
25.14
26.79
24.66
23.89
26.38
9.73
25.14
25.42
44
22.02
Return on assets%
1.82
0.40
2.53
4.19
4.38
6.90
6.42
4.40
4.97
2.49
17.15
4.97
4.28
58
0.05
EPS฿
0.09
0.10
0.09
0.10
0.10
0.12
0.12
0.12
0.14
0.15
0.05
7.92%
6.68%
—
22.30
EPS growth%
8.55
7.73
9.50
11.45
10.04
12.02
9.19
7.25
4.52
3.17
20.36
7.25
8.87
13
0.06
Bookvalue per sh฿
0.08
0.08
0.08
0.07
0.08
0.09
0.08
0.09
0.09
0.09
0.03
3.21%
1.18%
—
0.03
TBV/sh฿
0.13
0.15
0.16
0.18
0.20
0.24
0.26
0.30
0.31
0.32
0.10
10.04%
9.82%
—
0.06
Dividend per sh฿
0.07
0.06
0.07
0.07
0.07
0.07
0.08
0.09
0.10
0.10
0.07
8.44%
5.14%
—
10.71
Div yield (avg)%
31.71
34.55
36.74
34.81
33.41
35.95
38.45
37.83
38.99
39.79
4.95
38.45
36.34
93
15.03
Payout ratio%
12.88
15.00
17.94
18.67
19.99
21.74
23.73
23.41
22.21
23.60
22.54
23.41
20.87
20
4.187
Shares (diluted)B
4.830
4.437
4.765
4.975
4.649
4.751
4.868
5.369
5.453
4.871
4.272
0.94%
0.95%
44
4.42
Buyback yield%
16.51
15.51
16.31
19.28
16.37
13.72
15.12
12.46
14.83
15.62
18.00
14.83
15.56
42
1.011
D/E ratiox
0.466
0.457
0.412
0.421
0.452
0.488
0.468
0.501
0.471
0.424
0.697
0.471
0.462
34
0.098
Assets฿B
0.650
0.719
0.802
0.849
0.935
1.029
1.136
1.199
1.358
1.451
0.173
9.19%
9.10%
35
43.89
LT debt฿M
414.4
449.4
483.9
543.6
625.7
693.9
795.9
793.0
770.8
765.2
37.54
4.11%
7.34%
16
Revenue
฿370.5M
9.04%
1.00×
Claims and benefits
฿184.6M
8.99%
1.00×
Total costs
฿265.3M
9.11%
1.01×