0.197
Revenue฿B
0.806
0.879
0.945
1.014
1.103
1.180
1.263
1.374
1.463
1.574
0.207
7.36%
7.62%
6
22.22
Revenue growth%
9.09
10.86
8.35
6.88
5.97
6.67
7.22
7.61
6.25
7.34
29.99
7.22
7.28
81
4.19
Combined R.%
77.35
76.16
75.21
76.36
77.45
76.65
76.58
76.46
76.21
74.76
26.62
76.46
76.41
49
7.38
Operating margin%
14.38
12.65
12.93
13.69
11.62
14.38
17.25
16.83
15.53
16.09
25.24
16.09
14.38
38
10.67
Net margin%
27.12
27.13
25.50
24.59
23.33
25.44
27.61
29.94
30.24
31.06
9.97
29.94
27.13
65
17.37
P/E ratio (avg)x
7.830
6.956
6.869
7.072
7.410
8.122
7.096
7.660
7.035
7.117
10.63
7.117
7.107
21
33.36
P/TBVx
23.55
24.88
25.83
28.33
32.54
36.25
36.64
35.99
37.03
39.83
8.767
36.64
34.27
24
9.194
P/Bx
15.03
16.14
17.78
17.31
18.82
20.52
19.34
18.23
20.35
22.52
12.92
20.35
18.52
18
17.96
Prem. grth%
15.39
15.92
18.71
19.24
21.37
21.90
19.76
18.03
20.32
22.98
10.50
20.32
19.50
89
26.21
Invest. yld%
5.77
6.56
7.85
8.90
6.52
9.26
11.58
11.37
13.54
12.76
7.17
11.58
9.08
66
19.65
BVPS grth%
15.67
13.68
15.87
18.56
18.10
18.69
21.02
22.86
22.76
20.30
21.60
21.02
18.62
15
11.37
Return on equity%
5.96
6.63
6.17
8.04
10.24
9.94
12.50
9.50
11.88
12.50
4.75
11.88
9.72
92
25.47
Return on assets%
16.02
18.95
19.67
20.66
22.39
19.92
17.90
19.78
20.06
22.63
14.68
19.92
19.85
23
0.56
EPS฿
2.39
2.72
3.16
3.07
3.17
3.32
3.74
3.99
4.46
5.17
0.58
10.26%
8.61%
—
24.77
EPS growth%
24.67
22.21
22.28
23.70
21.23
18.91
16.68
13.96
14.64
13.14
28.19
14.64
20.07
14
1.30
Bookvalue per sh฿
0.87
1.00
0.93
1.02
1.15
1.10
1.19
1.14
1.13
1.10
1.54
(0.93%)
3.49%
—
1.49
TBV/sh฿
1.44
1.56
1.76
1.99
2.35
2.64
3.01
3.02
3.06
3.42
1.45
7.74%
9.14%
—
0.81
Dividend per sh฿
3.30
3.46
3.70
3.92
4.57
5.22
5.69
5.94
6.44
6.46
1.72
7.17%
8.80%
—
14.73
Div yield (avg)%
23.15
22.70
21.76
21.27
21.73
23.08
25.92
27.52
25.07
22.79
19.40
25.07
22.94
42
19.45
Payout ratio%
9.64
11.97
14.63
14.96
13.63
10.74
12.68
14.79
13.32
15.27
29.45
13.32
13.48
56
299.0
Shares (diluted)M
393.7
440.2
487.0
477.8
534.9
610.7
693.6
710.6
783.3
763.2
294.6
7.37%
8.07%
54
12.23
Buyback yield%
6.80
4.75
4.12
2.77
5.02
6.36
6.98
5.32
6.61
4.08
11.55
6.36
5.17
5
1.583
D/E ratiox
2.176
2.405
2.290
2.253
2.273
2.060
1.975
2.002
1.915
1.913
1.750
1.975
2.118
43
0.413
Assets฿B
1.354
1.456
1.565
1.697
1.891
2.036
2.150
2.427
2.507
2.827
0.086
8.38%
8.38%
31
1,266
LT debt฿M
618.5
671.8
642.1
683.3
660.6
730.4
765.1
781.0
744.8
755.9
874.6
2.73%
3.36%
45
Revenue
฿1.574B
7.62%
1.00×
Claims and benefits
฿784.2M
7.78%
1.01×
Total costs
฿1.075B
7.31%
0.97×
Spread over hurdle
28.12%