12.97
RevenueSR M
52.16
52.11
54.07
54.22
56.07
56.86
57.19
57.55
58.82
58.81
14.41
0.96%
1.24%
48
19.48
Revenue growth%
16.98
16.37
14.93
16.59
15.96
16.16
17.59
16.20
16.92
18.06
5.26
16.92
16.48
49
3.21
Combined R.%
86.65
86.12
85.67
85.36
87.04
86.41
83.47
86.54
85.10
85.29
8.58
85.29
85.90
68
29.21
Operating margin%
28.55
29.93
29.06
26.73
23.76
24.36
26.76
28.43
29.06
28.91
17.58
28.43
28.49
57
6.18
Net margin%
16.88
18.26
18.66
18.32
20.75
19.41
18.37
16.59
17.95
19.90
24.23
18.37
18.34
44
18.85
P/E ratio (avg)x
15.06
13.39
14.66
13.87
12.83
11.05
9.686
9.666
8.708
9.473
30.29
9.666
11.94
76
13.76
P/TBVx
35.19
35.09
31.29
31.96
31.49
28.85
28.81
31.28
33.39
36.34
28.85
31.28
31.73
35
14.17
P/Bx
20.87
22.02
24.24
26.50
28.13
28.42
28.23
29.01
26.74
26.67
10.67
28.23
26.70
36
27.25
Prem. grth%
2.34
0.40
1.46
0.40
0.40
0.60
0.40
0.40
1.60
0.40
24.89
0.40
0.40
79
19.80
Invest. yld%
12.53
11.63
12.86
12.89
11.53
11.39
10.21
7.30
7.33
5.74
18.24
7.33
11.46
31
4.80
BVPS grth%
5.46
4.83
3.20
1.05
2.78
2.65
1.75
0.40
0.40
0.40
15.39
0.40
2.20
88
15.81
Return on equity%
13.83
11.72
13.88
13.72
12.65
15.08
17.91
18.46
19.59
20.84
17.79
18.46
14.48
93
28.54
Return on assets%
20.48
22.93
19.95
18.62
17.01
19.83
18.48
19.19
16.88
15.30
26.34
18.48
18.91
16
0.48
EPSSR
0.38
0.42
0.46
0.49
0.48
0.50
0.48
0.50
0.55
0.63
0.53
5.30%
6.15%
—
4.15
EPS growth%
25.73
25.56
24.90
27.42
28.43
28.81
30.25
28.09
30.81
31.71
25.00
30.25
28.26
35
0.77
Bookvalue per shSR
0.52
0.53
0.51
0.57
0.64
0.62
0.62
0.69
0.82
0.84
0.15
5.68%
6.09%
—
0.27
TBV/shSR
0.33
0.35
0.37
0.40
0.37
0.33
0.31
0.28
0.30
0.29
0.71
(4.58%)
(2.53%)
—
0.53
Dividend per shSR
0.93
1.01
1.07
1.02
1.04
1.18
1.15
1.27
1.26
1.26
0.61
3.91%
3.11%
—
2.51
Div yield (avg)%
9.13
6.37
5.12
4.54
6.16
8.12
6.19
4.14
7.04
7.14
27.23
7.04
6.28
21
4.73
Payout ratio%
27.57
30.21
29.51
28.14
30.74
28.98
29.72
26.93
25.92
25.98
15.24
26.93
28.56
82
54.29
Shares (diluted)M
49.05
51.69
50.51
52.55
47.14
47.18
51.97
49.32
50.42
54.74
54.22
3.03%
0.20%
15
8.31
Buyback yield%
23.28
21.62
21.23
21.57
21.49
20.54
22.07
24.31
27.29
29.86
10.31
24.31
21.84
76
1.258
D/E ratiox
0.215
0.208
0.208
0.181
0.185
0.183
0.175
0.152
0.138
0.143
1.035
0.152
0.182
39
10.86
AssetsSR M
145.9
162.2
183.6
194.6
208.1
218.3
242.3
268.0
284.1
317.0
51.70
8.78%
8.80%
42
46.10
LT debtSR M
23.54
25.51
23.58
25.22
24.63
27.89
27.56
27.43
29.25
29.57
3.487
3.73%
2.08%
70
Claims and benefits
1.37%
1.01×