142.3
RevenueRp B
518.0
530.8
547.9
575.9
590.4
606.3
642.0
663.8
680.4
697.0
152.7
3.38%
3.63%
34
27.03
Revenue growth%
2.52
4.38
6.27
3.67
2.18
0.40
0.40
0.40
0.40
0.40
24.96
0.40
1.29
51
12.31
Combined R.%
93.27
94.59
95.05
93.76
93.46
92.80
94.31
93.53
94.12
92.92
17.77
93.53
93.64
88
7.11
Operating margin%
20.92
19.70
20.46
22.55
24.90
27.63
27.45
29.97
31.00
29.39
29.38
29.39
26.18
80
8.21
Net margin%
18.24
19.73
18.61
15.95
13.45
10.87
10.26
10.55
11.50
11.24
17.74
10.87
12.48
35
8.167
P/E ratio (avg)x
38.84
41.11
38.94
42.55
41.84
40.15
45.80
44.95
45.68
50.32
25.08
45.68
42.19
41
17.30
P/TBVx
62.21
72.47
72.59
73.71
83.93
88.15
84.63
86.99
87.07
99.42
29.01
87.07
84.28
90
36.83
P/Bx
24.83
26.37
23.51
25.02
23.29
23.78
25.77
27.42
28.96
26.25
33.31
26.25
25.40
64
29.48
Prem. grth%
17.32
18.72
17.72
19.11
16.34
18.97
17.45
14.67
13.79
14.91
6.45
14.91
17.38
51
15.44
Invest. yld%
11.07
9.99
8.92
6.36
8.78
7.52
9.18
11.84
9.04
7.83
18.23
9.04
8.98
72
9.51
BVPS grth%
12.33
9.35
12.09
13.70
14.12
16.00
18.03
20.98
22.33
21.82
8.33
20.98
15.06
54
7.98
Return on equity%
1.32
3.12
4.23
2.24
0.40
0.40
0.40
0.40
0.97
3.73
14.70
0.40
1.14
72
4.96
Return on assets%
11.52
10.30
7.77
8.92
7.13
8.31
10.98
12.08
12.49
12.91
17.05
12.08
10.64
90
38.30
EPSRp
6.85
6.43
7.08
7.59
6.87
6.90
6.98
6.69
6.96
7.20
42.02
0.92%
0.56%
—
27.89
EPS growth%
23.15
22.99
23.65
20.86
23.41
20.83
21.59
24.43
25.75
25.18
2.17
24.43
23.28
55
35.94
Bookvalue per shRp
14.57
15.62
14.93
16.85
17.47
17.81
20.27
20.30
22.62
22.67
37.38
5.35%
6.33%
—
42.93
TBV/shRp
37.28
34.47
34.76
37.66
36.13
33.35
32.99
34.79
33.64
32.87
46.16
(1.88%)
(1.72%)
—
8.60
Dividend per shRp
37.48
36.25
39.02
36.11
39.62
41.22
45.34
42.51
42.39
46.98
7.80
3.47%
2.34%
—
27.93
Div yield (avg)%
5.01
2.17
0.40
1.90
4.72
7.71
5.53
7.41
9.02
11.36
26.52
7.71
5.27
68
11.07
Payout ratio%
31.18
29.24
28.64
31.31
32.70
35.56
34.68
37.58
36.86
39.15
4.83
36.86
33.69
8
4.946
Shares (diluted)B
4.869
4.503
4.415
4.485
4.450
4.231
3.760
3.709
3.254
3.154
4.839
(6.66%)
(4.15%)
22
28.94
Buyback yield%
25.09
27.18
26.70
25.13
27.13
24.15
26.53
24.10
25.10
22.90
11.25
24.15
25.12
62
0.764
D/E ratiox
0.558
0.677
0.796
0.941
1.131
1.147
1.208
1.223
1.461
1.764
1.393
1.223
1.139
54
257.2
AssetsRp B
1,863
2,049
2,114
2,387
2,602
2,866
3,103
3,361
3,709
3,924
391.1
8.57%
8.88%
12
47.53
LT debtRp B
467.0
446.0
516.8
578.7
634.0
662.3
760.1
795.7
859.5
993.3
568.8
9.40%
8.50%
74
Claims and benefits
3.79%
1.02×