317.8
RevenueRp B
324.9
345.9
367.3
391.6
422.5
465.5
500.3
536.2
577.8
639.0
354.1
8.63%
7.99%
53
3.65
Revenue growth%
16.61
14.89
14.56
12.54
10.00
10.77
8.41
8.50
5.82
7.63
12.90
8.41
10.39
23
18.77
Combined R.%
71.78
73.42
73.60
73.79
73.38
72.66
73.81
72.06
73.70
75.01
27.48
73.70
73.51
45
23.58
Operating margin%
9.28
12.14
14.33
15.26
14.69
17.27
14.96
15.06
13.39
14.85
12.25
14.96
14.77
42
6.08
Net margin%
13.25
13.92
15.92
15.61
15.30
15.78
15.71
13.79
11.85
11.20
2.02
13.79
14.61
54
29.19
P/E ratio (avg)x
20.55
20.59
20.59
21.17
18.93
19.16
17.40
18.96
17.75
18.84
10.03
18.84
19.06
28
6.650
P/TBVx
28.39
26.01
25.29
26.98
28.48
28.88
30.54
30.09
30.36
28.39
18.94
30.09
28.43
93
11.92
P/Bx
29.46
30.77
29.56
34.15
33.55
32.40
31.84
34.16
34.45
36.86
9.364
34.16
32.98
80
10.82
Prem. grth%
9.38
9.38
6.85
3.97
5.25
5.55
6.41
4.49
1.80
1.27
21.57
4.49
5.40
32
14.05
Invest. yld%
7.37
4.64
5.94
5.86
3.28
2.20
0.40
0.40
2.57
4.54
15.46
2.20
3.91
79
20.10
BVPS grth%
15.58
16.36
18.90
17.85
16.62
13.66
14.98
14.18
11.95
13.20
13.47
13.66
15.28
80
29.05
Return on equity%
13.08
10.93
12.06
10.04
9.25
8.29
5.38
2.81
0.50
0.40
29.87
2.81
8.77
65
14.52
Return on assets%
26.77
28.74
27.79
25.21
22.43
22.40
22.91
24.79
27.06
24.94
27.17
24.79
25.08
57
273.41
EPSRp
629.07
720.40
741.08
827.89
868.69
821.03
779.61
784.02
737.97
813.26
280.77
(1.31%)
2.73%
—
16.12
EPS growth%
18.51
16.58
14.55
15.26
17.78
18.87
21.84
20.85
23.31
23.19
27.81
21.84
18.69
81
277.98
Bookvalue per shRp
730.24
790.17
769.39
813.64
927.86
934.15
1,052
1,170
1,345
1,251
205.68
6.16%
4.94%
—
686.75
TBV/shRp
344.53
309.90
326.79
294.75
284.57
301.19
290.19
283.94
309.75
293.11
282.46
0.59%
(0.75%)
—
642.98
Dividend per shRp
214.52
218.71
239.84
262.69
236.02
236.34
240.92
233.65
234.09
233.06
296.72
(0.25%)
0.63%
—
17.66
Div yield (avg)%
13.72
12.81
9.98
7.34
8.02
8.84
7.24
5.27
3.42
3.14
8.00
5.27
7.68
46
28.24
Payout ratio%
26.03
24.56
21.74
19.84
21.20
18.78
18.60
18.95
16.69
13.84
17.15
18.60
19.39
16
0.611
Shares (diluted)B
1.029
1.166
1.406
1.654
1.939
1.896
2.018
2.231
2.652
3.142
0.609
10.13%
13.24%
95
29.11
Buyback yield%
0.40
0.40
0.40
1.46
2.38
4.77
5.94
7.81
6.55
7.32
29.70
6.55
3.57
6
1.668
D/E ratiox
1.489
1.467
1.600
1.477
1.469
1.330
1.249
1.254
1.133
1.143
1.660
1.249
1.399
72
252.2
AssetsRp B
1,578
1,758
1,913
2,059
2,206
2,367
2,621
2,863
3,154
3,390
155.4
8.97%
8.98%
69
116.3
LT debtRp B
401.5
393.7
453.1
512.7
487.5
476.9
506.5
502.6
562.9
649.3
85.98
5.90%
4.94%
73
Claims and benefits
8.41%
1.04×