0.196
Revenue฿B
0.858
0.914
0.993
1.089
1.198
1.270
1.369
1.505
1.637
1.771
0.217
8.15%
8.44%
12
18.30
Revenue growth%
2.23
4.55
6.98
9.61
9.15
9.87
8.77
11.35
10.44
12.95
20.42
10.44
9.38
67
3.30
Combined R.%
81.09
82.32
79.77
81.13
79.53
79.73
79.65
81.11
80.91
80.63
11.81
80.63
80.77
91
16.29
Operating margin%
7.55
9.54
10.76
13.61
10.95
7.98
6.48
9.43
11.87
13.26
14.64
9.43
10.15
16
25.22
Net margin%
26.83
29.27
31.34
28.42
29.00
30.38
29.48
32.07
30.38
28.70
5.40
30.38
29.37
18
10.38
P/E ratio (avg)x
20.98
21.64
19.79
21.47
21.84
19.00
17.90
17.85
16.68
17.30
35.68
17.85
19.39
75
28.08
P/TBVx
19.34
19.38
19.28
20.10
20.24
22.00
19.72
21.05
21.21
20.71
12.33
21.05
20.17
54
33.39
P/Bx
36.45
38.33
38.29
39.29
39.86
37.56
41.18
37.29
38.75
35.06
10.40
37.56
38.31
44
16.15
Prem. grth%
19.35
19.85
19.57
19.64
16.99
18.25
15.38
13.83
15.86
15.60
8.59
15.60
17.62
53
12.42
Invest. yld%
20.64
23.50
22.45
20.79
22.60
20.73
18.16
15.20
12.57
14.16
12.55
15.20
20.69
94
7.89
BVPS grth%
26.08
28.72
31.60
31.63
34.58
33.45
32.98
32.65
30.00
31.89
4.71
32.65
31.76
62
25.89
Return on equity%
20.53
23.19
23.71
23.50
26.25
27.37
24.72
22.08
19.80
17.91
27.16
22.08
23.35
49
6.75
Return on assets%
25.61
24.36
25.92
23.22
21.06
19.45
20.75
22.97
21.97
20.78
2.01
20.78
22.47
25
3.03
EPS฿
0.74
0.73
0.65
0.60
0.54
0.54
0.50
0.54
0.48
0.50
3.36
(1.55%)
(4.59%)
—
29.86
EPS growth%
9.64
12.37
10.79
9.15
7.07
7.34
5.18
7.37
8.11
6.73
11.69
7.34
7.74
34
2.22
Bookvalue per sh฿
3.71
4.22
4.30
4.64
5.07
5.96
6.15
6.48
6.86
6.80
2.12
6.02%
6.88%
—
3.42
TBV/sh฿
3.01
2.74
3.02
3.28
3.30
3.30
3.55
3.66
3.77
3.70
2.82
2.31%
2.94%
—
2.64
Dividend per sh฿
1.15
1.02
1.06
1.09
1.06
1.13
1.20
1.24
1.11
1.20
3.05
2.50%
(0.66%)
—
10.64
Div yield (avg)%
17.84
15.71
16.55
15.83
14.76
14.84
17.62
15.49
15.38
14.16
4.82
15.38
15.60
71
24.68
Payout ratio%
28.82
30.77
32.51
34.91
36.18
34.65
35.15
36.80
39.40
38.89
23.22
36.80
35.03
35
0.605
Shares (diluted)B
0.802
0.887
0.966
1.043
1.058
1.204
1.327
1.357
1.323
1.394
0.597
5.67%
5.44%
27
10.66
Buyback yield%
18.98
20.48
21.16
24.05
21.51
19.55
19.92
19.98
19.24
17.27
15.18
19.55
19.95
57
0.631
D/E ratiox
1.498
1.585
1.631
1.663
1.609
1.490
1.572
1.690
1.743
1.948
0.993
1.690
1.620
37
0.699
Assets฿B
2.613
2.755
2.922
3.232
3.385
3.733
4.002
4.251
4.760
5.146
0.413
8.74%
7.75%
29
1.586
LT debt฿B
1.719
1.787
2.055
2.260
2.567
2.966
2.985
2.980
3.340
3.256
0.369
4.87%
7.58%
10
Revenue
฿1.771B
8.44%
1.00×
Claims and benefits
฿952.4M
8.43%
1.00×
Total costs
฿1.312B
8.53%
1.01×