108.7
Revenue฿M
96.39
101.1
106.6
113.6
122.2
128.7
135.8
145.2
154.7
161.2
119.8
5.71%
5.84%
58
20.64
Revenue growth%
19.90
17.71
18.71
18.33
17.84
16.27
14.27
11.56
13.83
11.47
8.11
13.83
16.99
41
6.59
Combined R.%
78.47
79.39
79.30
77.73
79.51
77.31
79.24
80.35
77.81
78.45
14.70
78.45
78.85
39
25.78
Operating margin%
20.18
22.92
20.88
22.17
19.42
19.76
19.00
18.91
20.53
22.12
22.97
19.76
20.36
18
21.75
Net margin%
18.98
21.24
19.16
19.77
17.55
16.48
17.75
15.02
15.91
13.13
23.44
15.91
17.65
46
36.38
P/E ratio (avg)x
8.092
7.862
7.607
7.244
6.470
5.997
5.671
4.930
4.963
4.402
13.78
4.963
6.234
22
26.24
P/TBVx
26.28
28.28
30.48
27.28
25.41
24.66
22.53
22.84
23.37
22.77
22.65
22.84
25.03
91
35.27
P/Bx
31.14
28.58
28.34
29.97
31.08
28.51
25.04
21.57
21.63
22.84
17.96
22.84
28.43
89
3.53
Prem. grth%
9.77
11.75
13.47
13.51
15.46
12.99
10.45
9.69
9.47
10.56
21.66
10.45
11.16
49
19.18
Invest. yld%
16.05
15.45
17.89
18.54
19.16
21.34
20.63
19.82
22.40
23.61
24.34
21.34
19.49
80
16.45
BVPS grth%
22.69
24.55
25.23
24.09
26.70
24.69
24.85
25.96
28.44
28.16
18.26
25.96
25.04
91
27.68
Return on equity%
0.40
0.45
0.45
1.99
0.40
0.40
0.40
0.40
0.40
0.40
24.96
0.40
0.40
43
24.74
Return on assets%
3.13
3.92
2.46
0.40
0.93
3.88
4.23
2.47
4.37
5.99
24.88
4.23
3.50
49
1.37
EPS฿
0.35
0.39
0.45
0.47
0.45
0.43
0.41
0.47
0.54
0.55
1.41
3.89%
5.55%
—
27.54
EPS growth%
4.48
4.06
4.45
2.40
4.83
3.56
4.82
6.56
4.28
4.18
21.34
4.28
4.36
75
0.67
Bookvalue per sh฿
0.38
0.34
0.34
0.35
0.38
0.35
0.38
0.34
0.37
0.39
0.63
0.54%
1.37%
—
0.28
TBV/sh฿
0.54
0.56
0.57
0.51
0.54
0.50
0.48
0.49
0.46
0.42
0.98
(5.04%)
(1.51%)
—
0.94
Dividend per sh฿
0.41
0.35
0.30
0.31
0.29
0.30
0.28
0.26
0.27
0.29
1.11
0.14%
(4.78%)
—
6.49
Div yield (avg)%
2.98
2.11
1.23
2.90
0.89
2.93
2.39
1.33
0.40
2.89
22.96
2.39
2.25
76
12.40
Payout ratio%
12.27
13.04
14.72
13.22
15.27
13.96
14.45
13.87
13.39
16.19
28.54
13.96
13.92
81
57.81
Shares (diluted)M
41.97
45.52
41.57
43.55
39.33
39.60
39.11
37.19
34.85
35.95
57.78
(1.78%)
(1.16%)
46
14.65
Buyback yield%
14.73
16.27
13.28
12.18
14.20
16.51
16.34
14.68
14.91
12.64
28.57
14.91
14.70
73
1.217
D/E ratiox
0.263
0.260
0.262
0.274
0.255
0.246
0.263
0.244
0.261
0.271
1.044
0.261
0.262
80
63.96
Assets฿M
229.9
249.2
262.2
293.0
317.6
362.0
378.1
402.9
414.6
461.8
127.1
7.77%
8.15%
24
134.3
LT debt฿M
54.47
53.45
51.73
49.74
44.14
40.23
41.40
38.59
38.29
34.61
99.37
(4.75%)
(4.60%)
48
Revenue
฿161.2M
5.84%
1.00×
Claims and benefits
฿83.95M
5.75%
0.99×
Total costs
฿116.2M
5.65%
0.98×