13.05
Revenue฿M
124.4
123.4
124.8
125.6
125.9
128.2
129.3
133.5
131.4
132.1
13.94
0.96%
0.57%
49
2.24
Revenue growth%
16.86
18.98
18.41
19.92
21.50
23.39
23.33
21.54
20.08
19.39
21.27
21.54
20.00
59
14.70
Combined R.%
89.50
89.13
88.41
87.65
88.54
87.16
89.37
88.37
88.95
89.04
6.89
88.95
88.75
91
23.01
Operating margin%
25.43
23.84
26.14
26.83
28.00
30.08
27.75
30.38
29.88
28.37
13.71
29.88
27.88
38
28.50
Net margin%
5.63
4.97
6.67
6.39
8.98
5.99
7.45
7.73
6.06
5.73
18.78
6.06
6.23
90
16.87
P/E ratio (avg)x
41.83
39.74
46.33
45.79
49.61
55.49
53.33
56.37
57.93
63.94
12.23
56.37
51.47
67
18.79
P/TBVx
18.64
18.06
18.18
16.58
14.94
13.52
12.59
12.81
11.43
12.18
17.89
12.59
14.23
20
6.298
P/Bx
52.92
54.31
57.53
61.93
72.05
70.26
81.29
91.47
100.8
100.4
10.18
91.47
71.15
11
6.22
Prem. grth%
1.06
3.04
5.70
7.91
4.95
6.49
6.86
9.30
8.85
6.01
23.46
6.86
6.25
57
15.10
Invest. yld%
19.93
21.27
18.72
18.84
19.02
18.22
18.51
16.49
18.05
17.17
29.02
18.05
18.62
36
13.54
BVPS grth%
35.18
33.19
32.28
30.82
31.77
29.40
32.09
31.90
31.22
28.43
13.24
31.22
31.83
80
2.86
Return on equity%
6.18
8.78
8.20
8.08
7.91
5.41
6.16
7.62
8.32
9.12
25.73
7.62
8.00
42
24.03
Return on assets%
18.95
16.88
16.93
15.12
14.22
13.11
11.95
10.83
11.77
14.57
25.75
11.95
14.39
94
7.15
EPS฿
4.46
4.75
4.71
5.06
5.33
4.56
4.28
3.68
3.74
3.87
7.33
(6.21%)
(2.68%)
—
3.72
EPS growth%
20.32
19.09
17.47
19.19
16.29
13.63
13.48
15.45
16.98
19.60
13.68
15.45
17.23
56
1.64
Bookvalue per sh฿
2.63
2.71
2.94
3.32
3.56
3.55
3.58
3.71
4.31
4.47
1.88
4.67%
6.72%
—
5.56
TBV/sh฿
7.25
7.88
8.02
9.05
10.55
11.41
12.59
14.17
14.98
15.67
8.57
8.23%
9.31%
—
4.68
Dividend per sh฿
2.34
2.03
2.09
1.84
1.77
1.69
1.71
1.66
1.53
1.42
7.57
(4.36%)
(5.11%)
—
9.11
Div yield (avg)%
15.58
12.69
10.58
12.76
13.37
13.80
15.01
17.70
18.68
16.50
29.80
16.50
14.41
75
9.39
Payout ratio%
8.11
9.34
8.80
6.62
9.50
9.24
11.05
10.03
13.02
11.78
20.75
11.05
9.42
8
12.33
Shares (diluted)M
9.607
9.756
9.445
9.266
9.448
10.39
9.725
10.43
10.40
11.25
12.07
3.55%
2.14%
41
26.26
Buyback yield%
15.19
14.74
16.26
17.98
19.16
18.03
17.83
20.59
18.52
16.68
2.06
18.03
17.91
77
0.592
D/E ratiox
0.840
0.855
0.790
0.779
0.758
0.803
0.818
0.918
0.922
0.897
0.438
0.897
0.829
80
38.88
Assets฿M
161.2
186.6
201.1
209.2
233.7
248.5
272.8
292.1
327.3
353.8
32.51
8.65%
8.73%
78
61.22
LT debt฿M
19.72
21.81
24.61
25.59
25.40
27.46
28.36
26.18
29.15
29.53
20.65
3.06%
3.29%
80
Revenue
฿132.1M
0.57%
1.00×
Claims and benefits
฿77.01M
0.67%
1.01×
Total costs
฿108.4M
0.54%
1.00×