1.831
Revenue₩B
2.171
2.320
2.548
2.773
3.071
3.386
3.612
3.877
4.286
4.572
2.014
8.28%
8.64%
58
21.44
Revenue growth%
15.63
14.26
12.95
14.44
11.65
13.97
12.03
10.40
12.89
14.94
15.20
12.89
13.46
92
9.87
Combined R.%
83.10
82.18
82.67
81.89
82.18
82.26
82.79
82.22
84.04
81.71
25.54
82.26
82.24
85
12.80
Operating margin%
5.13
3.25
4.58
4.81
7.14
6.81
7.27
7.04
5.68
8.30
5.82
7.04
6.25
32
4.33
Net margin%
15.71
16.70
14.07
15.80
17.37
19.26
18.53
17.96
19.09
18.05
18.92
18.53
17.66
87
16.08
P/E ratio (avg)x
53.91
52.07
59.70
67.70
73.42
73.44
81.29
91.18
103.2
111.2
13.41
91.18
73.43
83
15.19
P/TBVx
12.29
12.82
13.56
12.73
13.55
12.23
11.67
11.71
11.13
9.716
35.64
11.67
12.26
57
28.19
P/Bx
18.03
17.51
16.73
15.33
13.55
12.95
13.68
13.17
11.65
10.96
17.17
12.95
13.61
78
4.57
Prem. grth%
7.80
9.38
8.62
7.48
6.44
6.61
7.34
4.65
4.60
6.50
27.33
6.50
6.97
19
15.83
Invest. yld%
17.77
16.16
17.58
16.70
15.10
13.44
10.95
10.30
12.34
10.16
15.59
10.95
14.27
15
26.71
BVPS grth%
16.47
16.65
18.18
16.12
18.95
18.00
20.08
22.55
22.41
25.37
17.79
22.41
18.56
81
6.01
Return on equity%
23.39
23.62
21.71
21.66
21.53
20.54
21.88
21.18
21.97
22.50
11.93
21.88
21.79
59
24.54
Return on assets%
10.36
11.65
10.00
7.03
8.49
8.27
7.65
7.19
6.45
4.16
27.74
7.19
7.96
9
71.15
EPS₩
163.19
160.99
157.08
162.74
172.56
169.75
171.83
181.82
183.36
195.10
73.62
2.49%
3.70%
—
24.18
EPS growth%
9.93
11.30
14.02
14.30
12.85
10.53
8.40
7.26
9.59
8.04
4.73
8.40
10.23
93
97.40
Bookvalue per sh₩
96.21
108.22
126.38
138.77
155.87
178.88
191.80
220.23
220.87
231.00
184.74
8.19%
8.83%
—
107.79
TBV/sh₩
57.58
58.64
64.38
58.70
53.09
52.82
58.21
66.25
68.50
74.54
43.42
7.02%
1.78%
—
115.66
Dividend per sh₩
105.20
110.43
116.56
101.39
89.54
97.76
87.90
80.35
80.20
70.04
54.02
(4.79%)
(3.03%)
—
29.53
Div yield (avg)%
5.21
5.56
4.45
6.02
5.02
3.07
2.63
1.44
0.40
0.40
11.16
1.44
3.76
62
3.51
Payout ratio%
0.40
0.60
2.92
3.18
6.16
6.43
7.32
5.25
2.98
2.25
15.35
5.25
3.08
6
18.08
Shares (diluted)M
18.59
19.81
19.54
17.66
18.19
17.09
17.35
16.15
14.98
15.44
18.43
(3.22%)
(2.28%)
88
9.18
Buyback yield%
17.12
16.06
14.77
17.50
20.05
17.33
16.46
17.19
18.87
19.22
4.15
17.33
17.26
17
0.970
D/E ratiox
0.418
0.455
0.463
0.438
0.487
0.519
0.544
0.527
0.525
0.586
1.418
0.527
0.503
14
1.814
Assets₩B
7.002
7.547
8.541
9.241
10.06
11.10
12.65
13.76
14.71
15.92
3.509
9.60%
9.94%
73
3.191
LT debt₩B
1.518
1.398
1.280
1.388
1.491
1.352
1.428
1.387
1.356
1.456
4.040
(0.48%)
0.29%
53
Revenue
₩4.572B
8.64%
1.00×
Claims and benefits
₩2.278B
8.24%
0.96×
Total costs
₩3.400B
8.57%
0.99×