133.1
Revenue฿M
211.1
211.6
211.6
216.5
216.0
214.6
219.0
218.6
217.8
220.0
147.7
0.37%
0.27%
20
23.65
Revenue growth%
8.47
7.40
5.28
5.64
7.60
8.82
7.37
6.21
4.06
1.50
3.12
6.21
6.79
37
5.59
Combined R.%
82.42
84.15
82.82
82.94
83.66
81.70
82.76
82.65
84.91
82.35
18.07
82.65
82.79
71
7.09
Operating margin%
7.02
6.59
7.28
7.16
8.65
10.88
10.66
9.76
11.94
13.70
22.68
10.88
9.21
13
11.21
Net margin%
28.68
28.94
29.58
32.35
33.38
35.67
35.46
38.36
39.49
39.08
7.01
38.36
34.42
22
34.52
P/E ratio (avg)x
20.82
20.37
23.27
25.36
27.94
29.78
27.89
27.18
29.60
28.93
10.49
28.93
27.53
63
31.76
P/TBVx
71.00
69.45
74.30
73.73
73.97
81.77
94.83
105.2
121.0
146.8
28.47
105.2
78.03
51
30.55
P/Bx
22.28
23.70
25.14
27.30
25.54
23.28
23.30
23.23
22.52
24.46
7.917
23.28
23.50
62
18.20
Prem. grth%
6.99
6.81
8.29
8.75
6.33
7.16
5.19
7.42
9.44
9.33
27.76
7.42
7.29
46
27.83
Invest. yld%
21.88
24.71
22.36
19.83
18.13
19.13
21.39
21.47
20.89
20.56
2.42
20.89
21.14
45
13.15
BVPS grth%
12.39
14.33
13.23
10.25
12.57
13.11
15.79
15.97
15.20
16.02
26.15
15.79
13.78
51
20.68
Return on equity%
28.66
26.63
28.79
30.40
27.48
27.21
28.65
31.31
32.49
35.20
8.98
31.31
28.72
17
8.58
Return on assets%
20.52
18.85
18.07
16.53
15.69
15.60
13.09
14.90
14.34
12.01
23.62
14.34
15.64
28
0.06
EPS฿
0.10
0.09
0.08
0.09
0.08
0.08
0.07
0.07
0.06
0.06
0.07
(5.71%)
(5.52%)
—
12.87
EPS growth%
11.57
9.89
7.37
7.59
7.87
6.12
7.89
6.67
4.80
4.41
27.88
6.12
7.48
37
0.04
Bookvalue per sh฿
0.16
0.18
0.17
0.16
0.14
0.12
0.14
0.13
0.13
0.12
0.10
(3.85%)
(2.92%)
—
0.04
TBV/sh฿
0.06
0.07
0.07
0.07
0.08
0.07
0.07
0.07
0.07
0.08
0.07
0.35%
1.48%
—
0.11
Dividend per sh฿
0.12
0.12
0.12
0.13
0.13
0.13
0.13
0.13
0.13
0.13
0.05
0.04%
2.38%
—
23.13
Div yield (avg)%
20.73
23.06
21.50
18.86
17.97
17.01
16.91
16.27
16.01
14.48
2.34
16.27
17.49
73
29.13
Payout ratio%
27.67
29.80
29.01
26.33
28.55
30.60
29.88
28.52
27.64
27.49
17.34
28.52
28.53
23
626.8
Shares (diluted)M
600.4
591.4
570.6
618.7
614.8
624.4
564.1
549.7
484.3
489.3
624.2
(4.46%)
(2.70%)
95
9.40
Buyback yield%
13.17
13.26
11.18
12.75
11.64
10.51
10.88
9.24
7.21
6.09
23.72
9.24
11.03
9
1.283
D/E ratiox
1.415
1.434
1.433
1.443
1.485
1.404
1.578
1.797
1.733
1.960
1.393
1.733
1.464
26
157.1
Assets฿M
335.4
381.2
424.9
460.7
497.9
527.4
563.5
647.1
713.8
789.0
132.4
9.64%
9.30%
18
167.1
LT debt฿M
32.81
35.85
34.30
37.24
40.40
35.59
32.55
33.23
30.95
28.17
126.6
(6.95%)
(1.23%)
56
Revenue
฿220.0M
0.27%
1.00×
Claims and benefits
฿119.8M
(0.01%)
0.97×
Total costs
฿167.5M
0.15%
0.99×