57.00
Revenue₹B
58.10
59.27
60.78
61.39
61.34
60.67
62.44
63.73
63.03
63.52
62.77
0.70%
1.06%
30
2.84
Revenue growth%
11.87
9.61
10.24
11.79
12.96
13.31
11.79
12.83
15.03
17.95
10.33
13.31
12.35
8
11.31
Combined R.%
89.60
90.20
88.20
90.18
88.04
89.41
88.43
88.69
88.03
88.39
29.21
88.43
88.56
40
24.11
Operating margin%
19.92
19.24
16.72
14.53
11.75
14.62
16.75
13.83
16.15
15.37
13.92
15.37
15.76
88
14.62
Net margin%
21.78
23.52
25.43
26.25
29.14
29.26
31.04
30.19
28.73
30.90
24.98
30.19
28.93
92
29.89
P/E ratio (avg)x
13.95
12.58
13.48
13.28
13.48
12.77
13.09
13.26
12.83
12.60
22.13
12.83
13.17
22
16.33
P/TBVx
22.76
23.46
26.42
27.95
29.37
32.63
35.41
39.30
45.15
49.28
8.732
39.30
31.00
57
29.81
P/Bx
23.52
20.33
22.13
19.28
18.39
19.30
18.57
18.71
18.01
17.73
24.59
18.57
19.00
23
25.36
Prem. grth%
25.50
25.74
27.87
29.40
26.43
28.66
31.29
32.27
34.73
33.38
25.83
32.27
29.03
35
16.78
Invest. yld%
3.68
5.35
7.34
5.65
3.26
4.96
2.92
3.40
3.44
0.48
17.94
3.40
3.56
76
18.96
BVPS grth%
19.68
20.46
17.97
15.01
12.51
10.78
13.28
13.03
10.66
9.87
28.44
10.78
13.16
31
26.80
Return on equity%
12.49
11.32
8.70
10.92
13.85
13.03
13.00
11.58
12.86
11.53
11.90
12.86
12.03
62
16.58
Return on assets%
19.84
18.98
21.26
21.71
20.16
21.72
22.47
21.66
23.37
22.50
15.94
22.47
21.69
26
15.89
EPS₹
4.51
4.16
3.71
3.80
3.84
3.84
3.72
3.82
3.55
3.31
16.55
(2.92%)
(4.39%)
—
17.06
EPS growth%
28.24
25.66
28.39
28.79
28.54
27.58
25.99
25.35
25.84
24.71
23.83
25.84
26.78
68
10.27
Bookvalue per sh₹
14.80
14.51
15.04
16.85
15.47
14.47
13.54
12.84
14.11
15.95
10.50
0.61%
0.85%
—
4.56
TBV/sh₹
8.01
8.72
9.10
9.95
10.57
10.37
10.14
11.65
13.15
14.17
9.37
6.03%
6.95%
—
7.60
Dividend per sh₹
9.40
10.14
11.11
11.33
12.61
13.82
14.30
13.83
14.20
14.30
11.43
2.54%
4.97%
—
14.41
Div yield (avg)%
11.28
10.05
12.74
10.12
7.66
9.36
7.48
9.76
12.10
9.96
7.14
9.76
10.01
40
26.47
Payout ratio%
12.50
14.74
14.18
16.22
14.54
11.95
11.70
9.31
10.61
11.85
14.70
11.70
12.22
39
1.689
Shares (diluted)B
1.583
1.477
1.496
1.603
1.755
1.621
1.791
1.997
1.792
1.596
1.665
(1.88%)
(0.85%)
24
8.89
Buyback yield%
5.75
8.23
7.76
8.37
8.38
8.97
10.04
9.17
9.49
10.75
18.99
9.49
8.67
65
1.630
D/E ratiox
2.122
2.075
2.208
2.108
2.152
2.058
2.066
2.223
2.210
2.216
0.632
2.210
2.137
66
71.69
Assets₹B
95.40
104.6
113.2
122.3
131.5
146.4
159.7
168.5
188.4
204.7
36.24
9.25%
9.05%
88
59.37
LT debt₹B
74.46
73.95
75.09
77.25
72.82
82.68
89.30
88.92
88.24
90.83
5.736
4.52%
3.23%
44
Revenue
₹63.52B
1.06%
1.00×
Claims and benefits
₹34.54B
0.74%
0.97×
Total costs
₹51.81B
1.03%
1.00×