42.00
Revenue₹B
20.34
21.34
21.84
22.76
24.18
24.78
26.05
27.47
29.34
31.03
45.07
5.11%
5.04%
23
11.69
Revenue growth%
2.68
2.82
3.78
2.11
4.51
5.43
7.58
7.35
5.02
7.99
8.34
7.35
4.76
53
8.86
Combined R.%
82.82
82.95
81.49
81.93
81.64
80.41
82.36
81.77
83.93
82.89
26.68
82.36
82.15
43
2.54
Operating margin%
18.72
21.17
20.17
21.96
23.06
24.87
24.54
22.13
21.91
22.30
4.61
22.30
22.04
56
4.52
Net margin%
18.19
18.91
21.70
20.03
20.10
20.16
21.79
22.90
21.63
19.22
6.80
21.63
20.13
85
32.90
P/E ratio (avg)x
18.54
17.09
18.46
21.19
22.18
22.45
21.04
19.62
18.07
19.37
26.13
19.62
19.50
48
36.04
P/TBVx
9.866
10.53
11.31
11.58
12.17
11.04
10.95
10.38
10.88
11.15
7.937
10.95
11.00
26
33.64
P/Bx
30.29
29.28
33.60
38.18
43.15
41.91
47.58
49.98
57.60
58.03
18.24
49.98
42.53
65
21.14
Prem. grth%
29.74
29.88
29.25
27.84
29.91
30.61
31.53
31.64
34.21
36.52
7.97
31.64
30.26
42
21.04
Invest. yld%
24.79
25.53
25.68
28.32
29.09
30.74
28.61
26.08
28.90
26.10
21.01
28.61
27.21
61
16.18
BVPS grth%
17.76
17.76
16.10
17.51
15.80
16.93
19.03
21.27
21.98
24.92
20.03
21.27
17.76
55
6.79
Return on equity%
21.81
21.47
23.56
23.62
21.86
22.44
20.85
19.05
20.21
18.18
12.38
20.21
21.64
23
29.05
Return on assets%
27.52
26.53
23.91
23.56
26.17
23.66
22.88
24.16
25.91
23.30
29.33
23.66
24.04
18
24.93
EPS₹
59.21
63.90
71.41
78.22
82.40
91.49
102.35
112.78
119.95
139.05
26.99
11.03%
9.02%
—
21.80
EPS growth%
27.63
27.79
29.28
29.69
31.91
28.96
29.98
32.34
32.55
31.51
7.69
31.51
29.84
40
35.08
Bookvalue per sh₹
46.14
46.65
45.46
48.65
47.15
48.22
51.24
55.87
58.22
54.97
44.28
3.12%
1.14%
—
54.72
TBV/sh₹
76.07
70.73
80.33
75.66
83.36
92.98
94.78
99.39
105.04
110.48
28.52
5.80%
4.90%
—
13.67
Dividend per sh₹
53.51
58.11
53.55
57.55
57.46
62.68
65.17
66.03
70.11
74.64
31.32
5.37%
4.33%
—
4.34
Div yield (avg)%
19.87
18.57
18.94
21.46
19.55
17.63
16.22
15.50
15.71
13.89
20.62
15.71
18.10
77
13.16
Payout ratio%
3.06
1.71
2.75
4.95
4.60
7.39
4.46
5.43
3.63
4.04
15.33
4.46
4.25
72
0.926
Shares (diluted)B
1.377
1.398
1.493
1.778
1.734
1.935
2.083
2.492
2.736
3.118
0.898
12.44%
8.24%
38
2.33
Buyback yield%
22.50
19.61
18.38
15.73
18.13
17.60
19.05
20.07
21.52
23.56
19.36
20.07
19.33
87
0.536
D/E ratiox
0.378
0.410
0.424
0.420
0.429
0.453
0.454
0.475
0.469
0.444
1.769
0.454
0.437
94
26.33
Assets₹B
169.9
188.1
211.1
228.9
243.2
279.1
297.0
326.9
346.2
376.8
20.50
9.15%
8.57%
6
17.18
LT debt₹B
21.00
23.29
23.88
24.89
28.38
30.52
32.32
35.69
40.18
46.82
40.82
10.53%
9.48%
32
Revenue
₹31.03B
5.04%
1.00×
Claims and benefits
₹17.85B
5.26%
1.02×
Total costs
₹23.46B
5.14%
1.01×
Spread over hurdle
(2.54%)