82.77
Revenue₩B
812.1
826.4
825.0
843.9
861.0
874.7
862.9
871.6
884.7
915.1
88.68
1.22%
1.49%
30
25.86
Revenue growth%
12.98
12.00
10.96
8.44
7.48
6.67
9.24
8.18
8.02
9.27
10.90
8.18
8.84
88
20.88
Combined R.%
86.04
86.12
87.30
85.54
85.58
85.98
85.07
86.24
83.71
85.68
29.51
85.68
85.83
90
14.97
Operating margin%
28.27
27.16
25.60
25.64
27.09
27.30
27.49
27.25
25.17
25.76
6.30
27.25
27.12
42
16.60
Net margin%
9.37
8.74
11.02
12.71
15.14
15.42
17.98
19.72
22.61
24.88
16.88
19.72
15.28
47
19.29
P/E ratio (avg)x
30.83
31.86
33.26
38.19
42.28
48.05
53.19
57.76
59.22
58.59
6.911
57.76
45.16
22
33.37
P/TBVx
44.42
49.96
51.35
56.43
58.93
57.05
55.65
64.93
72.02
70.64
34.93
64.93
56.74
85
20.11
P/Bx
42.15
43.39
40.74
43.28
44.92
51.18
55.85
56.02
60.12
61.24
28.69
56.02
48.05
85
6.33
Prem. grth%
36.22
37.70
40.58
37.68
39.89
39.42
36.63
34.77
35.48
32.92
6.91
35.48
37.15
28
11.12
Invest. yld%
23.98
21.13
23.97
25.88
26.61
27.95
25.49
25.08
27.04
29.53
29.13
27.04
25.69
47
22.18
BVPS grth%
31.39
32.89
30.83
32.43
33.15
32.10
34.53
32.12
32.76
33.39
28.70
32.76
32.59
31
27.21
Return on equity%
7.02
8.56
7.65
5.02
2.30
4.90
7.30
5.20
2.96
5.22
23.44
5.20
5.21
9
8.28
Return on assets%
24.31
27.07
29.46
29.39
31.07
30.15
31.10
32.35
31.68
33.58
5.79
31.68
30.61
19
2,271
EPS₩
4,690
4,632
5,140
5,514
5,513
5,820
6,272
5,957
6,252
6,803
2,399
4.29%
4.45%
—
9.10
EPS growth%
0.96
0.40
2.14
0.40
0.40
0.81
1.54
3.50
2.19
4.59
16.37
2.19
1.25
29
4,648
Bookvalue per sh₩
2,438
2,661
2,336
2,082
1,997
2,087
2,151
2,102
1,895
1,801
5,489
(2.04%)
(3.70%)
—
1,383
TBV/sh₩
7,466
8,347
8,467
8,317
9,064
9,651
9,420
9,474
11,231
12,999
3,552
7.48%
6.67%
—
5,852
Dividend per sh₩
2,354
2,342
2,306
2,283
2,363
2,568
2,701
2,925
3,037
3,315
3,811
7.00%
3.10%
—
23.81
Div yield (avg)%
19.88
18.54
19.83
19.58
21.10
22.72
24.42
26.35
25.00
23.68
19.65
24.42
21.91
37
2.89
Payout ratio%
4.93
4.19
3.30
6.02
8.58
8.41
9.47
7.14
5.46
4.66
13.73
7.14
5.74
18
78.44
Shares (diluted)M
98.71
96.99
103.4
118.7
117.3
137.5
139.1
151.5
145.1
141.5
78.29
3.81%
4.36%
63
11.43
Buyback yield%
27.47
29.76
32.24
33.05
33.95
31.20
29.22
31.54
33.07
35.99
3.53
31.54
31.89
27
0.739
D/E ratiox
1.047
1.180
1.153
1.371
1.342
1.491
1.699
1.779
1.939
2.104
0.108
1.779
1.431
21
210.0
Assets₩B
435.3
468.2
520.1
588.9
629.8
688.4
767.5
846.3
930.1
981.5
261.6
9.28%
8.90%
8
171.1
LT debt₩B
690.7
734.5
695.1
721.9
739.7
714.6
837.3
922.4
1,011
1,044
1,207
7.13%
5.74%
30
Revenue
₩915.1B
1.49%
1.00×
Claims and benefits
₩504.7B
1.48%
1.00×
Total costs
₩718.5B
1.62%
1.01×