23.81
Revenue₹B
34.83
35.47
36.36
37.38
39.66
41.77
43.25
46.03
47.69
49.50
26.19
4.53%
4.18%
80
2.08
Revenue growth%
32.07
33.65
30.65
32.89
30.94
31.11
31.19
32.36
30.08
30.28
8.74
31.11
31.15
35
6.34
Combined R.%
85.92
86.48
88.05
87.25
86.40
86.75
88.40
87.38
86.86
85.72
9.06
86.86
86.81
47
8.50
Operating margin%
7.83
9.98
12.62
13.03
15.03
12.83
10.46
9.63
9.96
10.56
2.47
10.46
10.51
9
4.26
Net margin%
17.61
17.99
19.85
20.00
19.13
16.87
18.57
20.94
19.78
21.52
13.18
19.78
19.46
82
37.53
P/E ratio (avg)x
38.71
39.83
35.89
39.85
39.63
35.37
36.43
32.41
29.07
31.14
23.17
32.41
36.16
58
23.95
P/TBVx
36.37
41.39
46.06
46.29
43.13
48.15
47.39
50.66
52.44
53.31
9.463
50.66
46.84
40
9.021
P/Bx
17.00
14.92
13.74
12.77
13.80
13.21
13.36
13.98
11.97
11.15
29.02
13.21
13.55
55
18.26
Prem. grth%
23.11
22.28
21.63
21.13
23.52
22.94
20.93
20.17
17.85
16.22
29.22
20.17
21.38
7
29.91
Invest. yld%
4.09
3.13
3.19
2.06
0.40
0.51
0.66
0.40
0.40
0.40
4.59
0.40
0.58
52
16.44
BVPS grth%
10.25
8.73
6.23
4.27
4.86
3.95
5.91
6.04
5.92
8.52
26.05
5.92
5.98
17
2.64
Return on equity%
9.18
7.98
7.64
8.90
6.60
8.56
7.49
7.83
10.62
10.20
10.52
8.56
8.27
18
27.04
Return on assets%
19.66
17.65
20.20
17.76
19.93
19.93
20.85
21.82
24.45
23.59
3.87
21.82
20.07
67
85.75
EPS₹
68.62
67.88
60.24
54.31
57.20
55.54
56.44
57.18
57.85
61.33
87.93
1.40%
(1.04%)
—
10.68
EPS growth%
14.86
17.78
19.13
21.21
23.59
22.09
23.54
22.61
25.01
26.22
29.47
23.54
22.35
45
51.01
Bookvalue per sh₹
86.72
88.46
88.72
98.26
99.39
100.76
110.27
113.46
109.53
101.08
30.34
0.34%
1.99%
—
15.32
TBV/sh₹
30.98
28.00
30.22
31.48
32.38
29.58
27.92
28.88
26.95
29.05
41.38
(2.14%)
(1.35%)
—
54.34
Dividend per sh₹
52.80
51.50
50.84
45.80
41.73
45.04
48.74
54.21
49.53
45.90
69.55
1.92%
(0.87%)
—
24.87
Div yield (avg)%
14.36
16.35
18.88
17.23
17.44
15.88
16.69
13.76
14.83
14.29
6.49
14.83
16.11
50
4.24
Payout ratio%
29.76
29.93
30.55
29.18
29.98
27.24
29.85
30.34
31.66
28.79
6.08
29.85
29.89
12
587.7
Shares (diluted)M
626.3
568.2
601.2
594.7
579.7
577.4
549.8
518.4
480.9
532.9
604.9
(1.67%)
(1.21%)
70
23.78
Buyback yield%
28.49
28.62
26.41
24.55
25.51
23.69
20.99
20.39
20.46
18.68
6.96
20.46
24.12
87
0.966
D/E ratiox
1.737
1.580
1.506
1.577
1.392
1.370
1.243
1.360
1.352
1.317
0.745
1.352
1.381
52
35.74
Assets₹B
50.49
55.76
59.38
64.54
69.97
79.68
87.57
96.47
102.6
109.7
19.67
9.41%
9.01%
29
55.21
LT debt₹B
64.61
69.82
80.20
85.90
85.26
90.28
88.98
106.0
126.9
138.2
54.32
10.14%
9.07%
10
Revenue
₹49.50B
4.18%
1.00×
Claims and benefits
₹29.36B
4.24%
1.01×
Total costs
₹38.64B
4.23%
1.00×