29.06
Revenue฿B
38.27
39.31
41.16
43.29
44.82
46.35
48.95
51.08
53.09
55.14
31.99
4.23%
4.23%
82
16.14
Revenue growth%
29.98
27.46
25.10
26.76
27.34
25.92
27.41
29.98
31.26
29.01
29.94
29.01
27.43
50
22.99
Combined R.%
82.77
82.10
82.25
84.20
82.14
81.18
81.67
80.95
80.96
82.32
18.18
81.18
82.12
76
13.42
Operating margin%
17.86
19.03
18.49
17.42
16.77
14.39
13.92
11.67
10.66
11.40
19.91
11.67
15.58
58
12.74
Net margin%
4.01
5.40
3.25
2.79
4.77
7.54
9.33
10.49
10.22
8.61
7.30
9.33
6.47
49
12.03
P/E ratio (avg)x
20.90
18.75
15.85
14.88
14.88
12.94
11.45
11.50
10.66
9.391
24.01
11.45
13.91
60
14.21
P/TBVx
11.24
11.42
12.56
13.56
16.01
18.55
19.11
20.85
20.88
20.90
33.01
20.85
17.28
13
23.49
P/Bx
40.86
39.21
42.28
48.62
56.35
63.36
58.85
63.65
70.54
79.42
6.498
63.65
57.60
90
26.47
Prem. grth%
15.68
14.20
16.90
19.28
20.14
19.84
20.67
19.26
22.06
21.32
21.28
20.67
19.56
82
22.37
Invest. yld%
19.87
18.98
19.20
17.27
20.03
17.15
17.45
20.30
17.89
18.23
16.44
17.89
18.60
44
15.68
BVPS grth%
17.03
15.22
13.74
15.64
17.76
19.81
17.69
14.78
17.56
17.42
12.75
17.56
17.23
77
5.06
Return on equity%
26.74
25.69
23.64
24.41
26.82
27.96
28.98
30.78
32.29
33.82
14.34
30.78
27.39
43
13.78
Return on assets%
9.07
6.97
8.32
6.20
7.01
8.12
6.25
5.67
7.46
7.75
28.40
7.46
7.24
73
1.26
EPS฿
0.48
0.51
0.46
0.47
0.42
0.38
0.39
0.36
0.34
0.37
1.36
(2.73%)
(2.14%)
—
29.09
EPS growth%
6.32
6.16
4.14
5.86
8.40
11.36
9.92
8.64
6.31
6.03
5.02
8.64
6.31
19
0.29
Bookvalue per sh฿
1.64
1.65
1.62
1.83
1.98
2.10
2.06
2.26
2.69
3.11
1.11
9.42%
8.06%
—
1.16
TBV/sh฿
0.61
0.52
0.46
0.41
0.38
0.38
0.34
0.30
0.29
0.29
0.33
(5.46%)
(7.84%)
—
1.08
Dividend per sh฿
0.51
0.51
0.52
0.49
0.46
0.48
0.54
0.57
0.62
0.62
1.15
5.97%
3.38%
—
5.62
Div yield (avg)%
29.48
27.37
29.80
31.01
30.25
28.28
26.01
25.26
26.39
29.29
22.89
26.39
28.78
62
3.52
Payout ratio%
15.92
18.31
16.72
19.65
17.71
15.91
17.50
16.05
16.10
16.80
21.68
16.10
16.76
48
11.66
Shares (diluted)B
14.36
14.37
14.61
13.13
11.54
11.12
10.76
11.65
11.01
11.16
11.61
(0.67%)
(1.53%)
94
19.41
Buyback yield%
3.63
5.85
4.05
6.74
7.44
7.92
8.20
10.42
9.61
8.00
27.41
8.20
7.68
17
0.391
D/E ratiox
0.759
0.832
0.845
0.767
0.673
0.585
0.571
0.536
0.575
0.527
0.556
0.571
0.629
64
32.20
Assets฿B
106.2
110.6
115.5
123.2
128.9
138.8
150.6
160.6
175.4
189.4
42.91
8.00%
6.94%
78
45.02
LT debt฿B
48.87
45.60
45.71
43.64
40.27
34.66
33.77
30.94
32.23
33.82
21.85
(3.43%)
(3.20%)
80
Revenue
฿55.14B
4.23%
1.00×
Claims and benefits
฿28.53B
4.34%
1.01×
Total costs
฿41.38B
4.39%
1.02×