2.723
Revenue฿B
6.906
7.420
8.032
8.726
9.494
10.49
11.46
12.58
13.43
14.86
2.803
9.38%
9.08%
66
25.22
Revenue growth%
17.72
20.55
18.60
16.75
17.58
20.49
22.11
22.15
25.06
26.57
11.66
22.15
20.52
44
4.27
Combined R.%
78.22
77.86
77.63
78.72
79.47
77.76
79.39
79.37
77.18
77.14
6.65
77.76
78.04
69
27.62
Operating margin%
24.89
22.42
23.94
25.41
22.91
21.39
18.79
18.56
16.20
13.27
2.42
18.56
21.90
10
2.77
Net margin%
15.74
12.78
13.54
13.38
10.46
11.88
12.36
9.38
10.49
8.81
16.80
10.49
12.12
55
18.85
P/E ratio (avg)x
62.39
64.31
70.38
70.35
74.34
83.62
85.21
98.94
96.39
110.6
13.08
96.39
78.98
74
15.50
P/TBVx
23.19
24.71
25.18
26.74
24.11
24.73
25.00
25.55
26.93
27.75
30.13
25.55
25.09
69
16.47
P/Bx
23.57
24.44
21.43
19.24
20.51
19.26
18.63
19.78
20.80
21.05
32.86
19.78
20.65
13
11.44
Prem. grth%
14.62
12.58
15.45
14.11
16.73
16.10
18.47
19.05
21.29
22.62
24.64
19.05
16.42
14
19.81
Invest. yld%
30.24
29.30
29.69
30.71
31.66
33.42
33.09
33.36
35.23
34.23
28.88
33.42
32.38
22
15.23
BVPS grth%
23.62
24.02
24.23
26.28
24.08
26.52
25.30
27.95
26.38
25.20
29.44
26.38
25.25
32
13.58
Return on equity%
24.76
22.76
21.38
21.12
21.83
20.03
21.87
18.87
18.30
15.71
26.09
18.87
21.25
72
16.50
Return on assets%
16.21
18.16
18.44
18.70
20.16
18.42
21.25
20.37
22.42
21.20
9.76
21.20
19.43
38
6.82
EPS฿
16.03
17.01
17.70
17.16
16.70
16.40
19.49
20.31
24.00
23.27
6.98
6.86%
4.45%
—
5.13
EPS growth%
9.69
11.66
11.33
10.40
11.10
10.80
10.65
10.80
13.76
12.51
15.51
10.80
10.95
48
17.06
Bookvalue per sh฿
28.06
26.08
29.54
28.26
26.81
25.56
27.90
29.83
31.73
31.25
16.19
3.12%
0.51%
—
28.82
TBV/sh฿
47.58
44.52
47.65
47.94
55.17
59.33
66.12
61.45
63.18
59.29
42.19
1.45%
3.35%
—
43.09
Dividend per sh฿
41.63
47.41
55.22
52.80
60.09
68.87
67.60
72.03
85.33
88.46
38.04
8.04%
7.39%
—
17.11
Div yield (avg)%
2.68
0.54
0.40
2.48
4.77
7.74
10.27
13.16
12.15
13.51
6.55
12.15
6.25
45
27.73
Payout ratio%
23.75
24.31
24.35
25.64
28.19
26.99
28.29
27.55
27.68
26.55
10.23
27.55
26.77
55
104.6
Shares (diluted)M
86.69
91.16
98.58
103.9
105.9
111.7
113.3
106.0
108.2
119.0
102.8
2.36%
2.00%
55
29.08
Buyback yield%
19.33
20.89
20.87
22.82
24.06
26.12
28.33
30.24
33.15
35.21
12.65
30.24
25.09
34
1.705
D/E ratiox
1.941
2.149
2.269
2.287
2.315
2.172
2.274
2.617
2.444
2.653
0.693
2.444
2.280
76
7.998
Assets฿B
15.52
16.76
18.76
20.24
21.36
22.56
24.40
26.25
29.62
32.31
9.384
8.63%
8.67%
32
8.992
LT debt฿B
1.986
2.214
2.112
2.348
2.131
1.906
2.133
2.248
2.178
2.295
5.871
1.49%
2.26%
61
Revenue
฿14.86B
9.08%
1.00×
Claims and benefits
฿7.762B
9.00%
0.99×
Total costs
฿10.51B
8.98%
0.99×