1.070
Revenue฿B
1.698
1.827
1.975
2.104
2.306
2.513
2.682
2.935
3.216
3.484
1.150
8.60%
8.24%
54
2.10
Revenue growth%
4.54
5.30
5.78
8.14
6.57
8.64
8.95
11.25
11.59
11.82
4.59
11.25
8.39
84
7.83
Combined R.%
82.62
81.34
82.15
82.35
82.63
81.71
83.67
80.97
81.46
82.49
4.62
81.71
82.25
65
3.48
Operating margin%
25.98
28.58
26.09
24.68
27.46
26.88
27.95
30.16
31.93
29.06
2.84
29.06
27.71
51
3.22
Net margin%
10.53
11.19
11.33
11.64
12.77
9.82
10.34
9.55
10.52
12.70
25.37
10.34
10.86
44
25.82
P/E ratio (avg)x
18.27
18.06
18.82
19.89
21.68
23.63
22.20
22.67
25.66
23.03
30.96
23.03
21.94
49
21.38
P/TBVx
38.64
42.76
45.15
51.04
49.58
48.40
54.19
62.79
63.20
74.10
19.14
62.79
50.31
17
10.26
P/Bx
24.99
25.84
27.87
29.02
27.58
25.75
29.53
33.87
37.99
36.25
18.20
33.87
28.45
8
17.36
Prem. grth%
0.42
0.40
0.50
3.19
4.14
5.79
5.60
3.07
2.08
0.40
11.29
3.07
2.57
28
9.05
Invest. yld%
0.59
3.15
2.85
0.96
1.78
1.86
0.40
2.53
2.03
0.40
6.23
1.86
1.82
77
26.72
BVPS grth%
20.31
20.62
18.01
19.38
22.04
21.12
18.25
15.69
13.95
11.30
27.26
15.69
18.81
14
28.24
Return on equity%
16.06
18.70
18.72
20.78
18.98
17.10
19.79
21.67
24.05
23.59
28.19
21.67
19.39
81
5.64
Return on assets%
26.04
24.25
26.46
24.73
25.68
25.28
26.42
27.77
27.27
24.39
21.06
26.42
25.86
89
1.26
EPS฿
1.26
1.23
1.30
1.25
1.40
1.41
1.66
1.64
1.75
1.71
1.30
4.16%
4.65%
—
19.31
EPS growth%
20.14
22.46
21.14
24.10
23.09
26.08
25.03
24.90
26.64
28.59
23.07
26.08
24.50
49
3.18
Bookvalue per sh฿
4.43
4.60
5.52
6.54
6.37
7.65
7.91
8.48
9.10
9.49
3.00
8.29%
8.56%
—
3.41
TBV/sh฿
5.51
5.20
5.45
5.44
5.73
5.84
6.44
6.69
6.78
6.34
2.34
2.03%
2.54%
—
3.92
Dividend per sh฿
5.41
5.41
5.48
5.59
6.55
7.00
8.21
9.10
9.31
9.33
3.38
7.32%
5.92%
—
5.65
Div yield (avg)%
1.60
2.54
2.39
2.65
2.79
5.12
6.88
5.26
6.72
5.05
4.51
5.26
3.92
45
5.95
Payout ratio%
11.73
14.13
12.97
14.08
12.95
13.87
12.28
12.13
11.07
8.41
4.44
12.13
12.61
17
0.608
Shares (diluted)B
0.974
0.976
1.052
1.066
1.161
1.196
1.418
1.411
1.388
1.370
0.583
3.37%
4.70%
50
10.15
Buyback yield%
25.23
27.09
27.81
27.77
27.13
24.57
24.16
24.05
23.93
23.90
24.60
24.05
24.90
82
0.137
D/E ratiox
0.633
0.674
0.749
0.820
0.837
0.868
0.870
0.919
0.842
0.771
1.227
0.868
0.829
18
2.556
Assets฿B
5.146
5.552
6.053
6.651
7.060
7.552
8.074
8.751
9.296
10.13
1.260
7.49%
8.26%
32
1.589
LT debt฿B
1.190
1.210
1.217
1.222
1.237
1.179
1.283
1.334
1.314
1.539
1.337
4.47%
2.35%
45
Revenue
฿3.484B
8.24%
1.00×
Claims and benefits
฿1.824B
8.33%
1.01×
Total costs
฿2.596B
8.17%
0.99×