1.400
Revenue฿B
1.973
2.000
1.985
1.994
1.972
1.978
1.960
1.982
1.994
2.024
1.466
0.53%
0.16%
58
17.37
Revenue growth%
6.05
6.32
9.30
11.82
9.66
8.55
11.24
9.22
6.31
7.73
10.29
8.55
8.88
13
15.42
Combined R.%
79.51
80.60
79.29
80.90
79.10
81.33
79.85
79.88
81.86
80.70
13.10
80.70
80.24
17
20.61
Operating margin%
33.00
32.85
30.35
31.12
29.57
31.73
31.11
33.80
35.70
33.40
27.90
33.40
32.29
57
22.83
Net margin%
15.64
18.61
17.33
18.18
17.79
16.71
17.33
15.43
18.24
17.80
4.98
17.33
17.56
11
31.34
P/E ratio (avg)x
12.77
13.11
11.93
11.69
10.67
11.13
10.12
9.935
11.19
10.40
12.36
10.40
11.16
80
37.28
P/TBVx
7.121
7.357
7.608
7.556
7.578
7.185
7.573
6.885
7.182
6.836
9.418
7.182
7.271
74
32.74
P/Bx
19.39
21.03
20.97
19.82
21.45
19.80
19.85
22.08
20.68
22.01
31.40
20.68
20.83
15
21.66
Prem. grth%
23.81
23.81
21.64
24.18
25.69
24.08
25.56
26.71
29.47
27.23
8.31
26.71
24.87
46
23.02
Invest. yld%
5.78
7.10
6.61
8.03
9.73
10.47
9.53
11.83
13.85
16.03
14.69
11.83
9.63
62
24.51
BVPS grth%
26.38
26.18
23.52
25.30
22.96
23.18
22.46
20.02
22.95
22.12
13.42
22.46
23.07
67
16.77
Return on equity%
30.91
32.18
33.46
33.63
35.44
38.39
40.99
39.43
40.93
42.74
24.80
40.93
36.91
60
19.82
Return on assets%
6.80
9.14
7.31
6.61
8.45
11.04
10.51
12.66
12.51
14.50
16.74
12.51
9.83
46
0.57
EPS฿
0.85
0.84
0.74
0.66
0.69
0.68
0.75
0.78
0.80
0.75
0.63
1.50%
(1.20%)
—
3.88
EPS growth%
16.74
14.09
11.72
14.28
14.48
13.26
11.58
11.70
13.27
10.84
4.08
11.70
13.27
73
1.17
Bookvalue per sh฿
0.37
0.38
0.36
0.41
0.41
0.39
0.37
0.39
0.44
0.46
0.46
2.21%
3.47%
—
0.92
TBV/sh฿
0.85
0.95
0.95
0.97
1.05
1.12
1.15
1.10
1.10
1.02
1.13
(0.46%)
2.02%
—
0.38
Dividend per sh฿
1.53
1.42
1.26
1.31
1.42
1.32
1.44
1.60
1.79
1.73
0.65
4.07%
2.10%
—
18.70
Div yield (avg)%
35.49
33.42
31.62
31.34
30.15
28.76
30.75
33.52
35.87
38.37
27.21
33.52
32.52
64
29.55
Payout ratio%
26.97
27.46
28.88
29.60
32.11
29.18
31.95
29.53
32.14
33.06
22.95
31.95
29.56
42
0.752
Shares (diluted)B
1.021
1.001
1.146
1.150
1.082
1.242
1.425
1.383
1.337
1.474
0.760
6.39%
5.10%
58
27.93
Buyback yield%
31.65
33.76
34.71
36.68
34.45
36.04
38.61
36.89
35.70
37.01
8.66
36.89
35.87
50
0.675
D/E ratiox
1.654
1.766
2.055
1.981
2.336
2.337
2.744
3.084
3.083
3.100
0.645
3.083
2.336
65
0.410
Assets฿B
0.716
0.783
0.881
0.950
1.015
1.121
1.179
1.319
1.419
1.529
2.215
8.53%
8.90%
32
1.252
LT debt฿B
3.145
3.714
3.708
4.313
4.584
4.638
5.079
5.686
6.754
7.197
0.526
9.44%
10.13%
93
Revenue
฿2.024B
0.16%
1.00×
Claims and benefits
฿1.079B
0.13%
1.00×
Total costs
฿1.503B
0.19%
1.00×