13.21
Revenue₹B
95.39
97.58
97.24
100.3
99.19
101.5
100.7
101.6
103.4
103.3
13.62
0.82%
0.89%
39
7.37
Revenue growth%
13.78
14.48
14.47
12.86
11.19
12.81
11.88
8.90
10.02
10.53
20.27
10.53
12.35
33
16.04
Combined R.%
73.33
74.78
75.05
76.51
74.83
74.28
75.12
73.86
75.08
74.91
29.30
74.91
74.87
20
29.89
Operating margin%
4.18
2.52
0.77
3.52
5.10
8.02
8.07
9.56
10.83
8.17
10.85
8.17
6.56
22
24.99
Net margin%
8.57
8.64
9.25
10.22
12.97
10.66
13.49
12.32
14.47
13.64
5.71
13.49
11.49
18
6.218
P/E ratio (avg)x
23.99
23.34
21.88
22.95
22.57
24.29
24.60
26.46
25.78
27.27
10.95
25.78
24.14
46
33.25
P/TBVx
31.00
32.52
31.82
33.92
35.01
35.91
42.43
50.09
54.25
55.87
9.494
50.09
35.46
90
7.084
P/Bx
28.11
30.25
27.74
29.46
27.90
27.05
26.14
28.93
27.10
30.34
9.369
27.10
28.01
84
8.94
Prem. grth%
14.12
12.83
15.81
17.10
17.74
20.11
20.38
19.25
19.75
20.40
16.16
20.11
18.49
61
4.90
Invest. yld%
25.48
27.88
28.81
30.44
27.87
26.68
26.28
23.49
21.57
19.67
14.85
23.49
26.48
22
11.38
BVPS grth%
21.70
19.04
16.58
16.28
18.97
16.73
15.54
16.63
15.17
16.04
29.90
16.04
16.61
20
23.08
Return on equity%
27.55
29.72
27.17
29.83
30.06
32.80
30.11
28.43
30.61
31.71
20.10
30.61
29.95
12
14.21
Return on assets%
0.99
3.25
5.92
7.74
9.58
6.62
5.64
3.15
1.88
0.40
3.96
3.15
4.44
48
26.37
EPS₹
62.92
65.40
67.70
75.74
75.24
82.62
84.77
84.21
76.39
69.58
27.92
(1.55%)
1.16%
—
7.81
EPS growth%
25.87
23.97
22.02
19.60
17.15
18.26
16.00
16.58
13.93
12.69
23.45
16.00
17.71
64
41.17
Bookvalue per sh₹
50.53
46.93
48.90
54.84
49.98
52.59
56.19
59.67
59.72
56.11
16.57
2.34%
1.29%
—
21.73
TBV/sh₹
55.41
61.79
68.04
70.40
67.23
67.31
68.30
79.98
76.50
78.14
56.49
3.05%
3.37%
—
36.86
Dividend per sh₹
34.38
32.73
31.17
29.76
33.72
35.18
37.74
38.65
41.93
43.50
51.95
5.23%
2.44%
—
7.11
Div yield (avg)%
16.95
18.86
21.85
19.24
21.56
20.18
21.71
24.14
26.64
29.10
24.10
24.14
21.63
75
19.31
Payout ratio%
12.85
13.61
11.74
13.90
10.99
12.54
13.41
15.59
12.83
14.56
7.57
13.41
13.13
24
1.448
Shares (diluted)B
1.271
1.202
1.045
1.116
0.948
0.856
0.734
0.792
0.704
0.641
1.424
(7.53%)
(7.85%)
18
26.37
Buyback yield%
6.49
6.30
8.10
10.91
10.86
9.56
10.91
13.69
15.55
14.98
17.05
13.69
10.88
48
0.915
D/E ratiox
1.231
1.322
1.186
1.217
1.053
0.958
1.024
0.967
0.986
0.879
1.775
0.967
1.038
33
31.61
Assets₹B
396.7
432.0
486.4
521.3
570.2
646.0
709.8
775.4
821.3
856.5
38.53
8.48%
8.79%
63
70.37
LT debt₹B
126.8
123.9
129.9
131.4
127.1
116.4
111.2
112.8
104.7
117.4
16.80
(1.58%)
0.32%
44
Revenue
₹103.3B
0.89%
1.00×
Claims and benefits
₹50.47B
0.80%
0.99×
Total costs
₹71.85B
0.89%
1.00×