34.81
Revenue₹B
253.5
254.3
257.8
260.0
258.4
264.2
267.9
265.5
268.4
275.1
36.99
1.26%
1.14%
88
20.16
Revenue growth%
34.49
37.39
38.38
40.26
38.11
39.24
36.88
36.37
39.09
41.34
22.06
39.09
38.24
23
14.33
Combined R.%
85.49
86.95
86.44
86.33
86.11
85.62
87.86
87.06
87.39
86.16
4.00
87.06
86.38
59
24.41
Operating margin%
20.27
19.90
17.98
17.94
16.13
15.10
15.73
14.44
15.79
13.63
8.39
15.10
15.96
84
17.68
Net margin%
32.28
30.99
29.05
31.78
28.95
27.29
27.10
25.45
23.10
23.91
5.95
25.45
28.12
75
22.78
P/E ratio (avg)x
27.85
26.89
27.22
27.21
30.40
27.21
27.15
27.33
29.86
31.26
10.33
27.33
27.28
89
16.89
P/TBVx
12.63
13.93
12.97
13.73
12.72
13.08
13.00
13.56
15.12
13.93
20.82
13.56
13.32
89
27.51
P/Bx
32.45
30.89
33.05
37.48
39.01
41.96
39.61
43.02
42.61
47.02
36.93
42.61
39.31
30
4.68
Prem. grth%
16.25
14.77
16.16
16.18
18.31
16.93
19.47
22.19
23.01
22.67
10.94
22.19
17.62
77
9.07
Invest. yld%
11.72
12.19
11.97
11.05
12.83
15.06
15.81
17.24
19.97
17.21
7.73
17.21
13.94
47
9.53
BVPS grth%
26.44
24.09
21.33
21.57
22.63
22.55
24.63
25.29
24.68
23.90
15.31
24.63
24.00
46
14.60
Return on equity%
20.92
20.89
19.84
17.29
19.36
19.36
20.55
17.61
19.08
20.80
29.89
19.36
19.60
60
17.29
Return on assets%
25.26
27.71
25.37
23.31
22.80
24.65
23.03
23.24
20.77
23.49
15.93
23.24
23.40
46
30.97
EPS₹
110.05
102.37
100.37
111.93
111.30
120.79
131.54
145.99
149.14
163.35
33.68
7.98%
5.42%
—
7.19
EPS growth%
13.17
10.78
8.73
10.67
13.20
15.04
13.02
12.90
14.04
12.53
26.59
13.02
12.96
44
30.48
Bookvalue per sh₹
29.20
30.83
26.91
27.34
25.60
27.78
24.76
26.80
25.45
25.54
48.96
(0.04%)
(2.05%)
—
87.43
TBV/sh₹
53.24
47.21
49.30
46.31
43.46
46.94
40.39
42.56
43.09
38.30
69.58
(2.50%)
(2.65%)
—
36.29
Dividend per sh₹
72.51
68.01
73.80
78.81
75.82
81.52
78.90
85.22
85.63
77.50
39.87
0.44%
1.14%
—
27.61
Div yield (avg)%
16.93
18.89
20.51
18.87
18.46
16.31
14.36
15.46
15.88
17.34
26.34
15.88
17.13
15
11.32
Payout ratio%
9.43
7.43
9.37
8.33
8.31
6.79
5.93
4.94
4.79
3.59
2.53
4.94
7.11
83
2.190
Shares (diluted)B
3.262
3.244
3.229
3.518
3.870
3.806
4.066
4.056
3.912
4.170
2.119
1.51%
3.53%
46
5.13
Buyback yield%
9.16
8.65
9.18
10.92
8.24
8.21
10.94
13.13
11.65
13.52
22.32
11.65
10.05
66
0.940
D/E ratiox
1.235
1.381
1.565
1.629
1.777
1.788
2.061
2.091
2.178
2.320
1.272
2.091
1.782
16
183.1
Assets₹B
637.1
685.0
752.8
817.8
891.2
998.6
1,062
1,133
1,240
1,326
126.1
8.27%
8.23%
73
209.7
LT debt₹B
208.3
244.1
250.9
291.4
281.6
267.6
287.9
292.7
293.6
288.7
40.63
0.50%
4.78%
14
Revenue
₹275.1B
1.14%
1.00×
Claims and benefits
₹158.1B
1.05%
0.99×
Total costs
₹216.4B
0.98%
0.98×