61.73
Revenue₹B
36.81
38.70
40.86
44.42
48.26
52.40
55.69
60.17
63.66
66.92
65.17
6.76%
6.99%
56
26.44
Revenue growth%
11.44
10.66
10.69
12.05
9.47
7.25
7.26
5.78
4.61
4.50
4.16
5.78
8.36
64
26.89
Combined R.%
87.19
87.49
88.11
89.07
88.39
87.42
88.59
87.94
88.43
89.25
12.34
88.43
88.25
7
12.29
Operating margin%
1.77
3.76
2.91
0.90
1.57
4.14
1.33
1.17
1.26
0.51
15.71
1.26
1.45
27
3.89
Net margin%
8.85
6.73
4.55
2.45
0.40
2.98
1.16
3.35
6.28
6.35
4.04
3.35
3.95
59
37.92
P/E ratio (avg)x
16.15
16.01
17.09
18.23
15.73
15.74
14.55
12.72
12.48
11.87
8.949
12.72
15.74
53
19.52
P/TBVx
17.36
19.58
18.64
20.10
20.82
18.87
17.84
19.86
19.18
19.12
18.54
19.12
19.15
23
12.63
P/Bx
20.94
18.45
19.87
17.56
18.10
18.73
16.61
15.55
13.62
13.53
9.747
15.55
17.83
29
7.50
Prem. grth%
10.77
12.68
14.46
15.31
14.80
15.40
18.14
21.07
23.86
20.87
5.95
20.87
15.36
91
2.66
Invest. yld%
16.38
14.15
16.46
18.69
20.31
22.73
22.01
19.38
17.78
20.77
14.61
20.77
19.03
75
13.50
BVPS grth%
1.70
4.11
6.23
6.43
3.78
5.39
7.24
5.68
4.97
6.02
9.23
5.68
5.53
37
19.44
Return on equity%
28.17
28.21
28.96
26.22
23.50
23.81
24.92
23.29
25.17
26.11
9.48
24.92
25.64
86
22.96
Return on assets%
7.12
9.90
9.28
9.53
12.12
9.97
9.53
10.67
8.32
11.26
22.64
9.97
9.72
89
111.70
EPS₹
255.70
257.46
270.57
311.10
342.74
334.51
360.56
358.34
339.71
371.11
122.05
1.60%
4.78%
—
6.96
EPS growth%
17.58
17.99
15.80
14.56
16.26
13.33
14.05
16.50
14.09
12.08
5.14
14.05
15.18
62
97.28
Bookvalue per sh₹
176.42
177.03
173.89
192.69
189.26
178.15
160.77
178.69
191.99
185.20
60.29
(0.43%)
0.28%
—
120.61
TBV/sh₹
67.22
73.57
72.99
80.67
77.18
70.42
64.68
71.51
66.30
74.32
83.16
(0.75%)
1.96%
—
35.22
Dividend per sh₹
239.30
271.38
320.83
361.38
399.96
390.95
432.19
415.31
463.50
538.99
44.10
6.15%
9.93%
—
23.64
Div yield (avg)%
3.59
4.82
5.68
3.62
3.33
0.82
0.40
2.56
5.32
3.68
15.38
2.56
3.60
11
25.17
Payout ratio%
15.58
17.71
18.49
17.62
16.45
13.97
12.50
11.19
13.75
15.26
11.04
13.75
15.42
73
345.1
Shares (diluted)M
434.9
508.8
587.6
605.9
721.7
704.2
702.1
717.6
755.5
785.2
337.9
1.70%
5.82%
24
20.09
Buyback yield%
20.59
20.97
19.59
17.02
14.03
12.11
14.92
17.88
19.68
17.10
16.74
17.10
17.49
60
0.250
D/E ratiox
1.134
1.157
1.222
1.144
1.267
1.272
1.122
1.106
1.171
1.229
0.467
1.171
1.164
8
63.82
Assets₹B
112.2
118.8
125.8
133.7
148.7
159.6
164.1
181.2
202.8
219.3
65.75
8.09%
7.99%
84
41.23
LT debt₹B
63.14
58.18
57.65
58.95
53.98
47.89
43.85
39.80
43.51
46.42
58.78
(2.97%)
(3.46%)
86
Revenue
₹66.92B
6.99%
1.00×
Claims and benefits
₹34.94B
7.05%
1.01×
Total costs
₹54.94B
6.94%
1.00×