326.9
RevenueFr M
433.5
440.6
440.8
454.9
451.5
457.9
468.9
479.0
498.1
511.5
362.9
2.53%
2.00%
82
24.61
Revenue growth%
7.47
5.34
2.43
2.12
0.40
0.40
0.40
0.40
2.36
4.22
20.16
0.40
2.24
57
24.56
Combined R.%
81.21
80.34
79.73
79.32
81.66
79.20
80.60
80.86
81.57
82.17
28.65
80.86
80.73
80
19.40
Operating margin%
19.24
20.81
18.19
15.38
16.63
14.47
14.02
16.54
15.02
15.55
7.73
15.02
16.05
47
29.21
Net margin%
28.92
30.75
33.52
35.10
36.70
37.29
36.40
37.46
36.01
35.95
24.90
36.40
35.98
92
21.19
P/E ratio (avg)x
35.69
34.61
32.74
35.41
32.81
35.95
38.07
33.94
31.95
33.31
8.223
33.94
34.27
70
29.13
P/TBVx
21.97
22.79
21.88
25.23
23.90
25.18
27.84
31.66
29.91
33.40
14.04
29.91
25.21
50
25.83
P/Bx
30.08
28.81
31.00
33.34
32.30
36.28
36.28
38.02
40.78
38.59
26.89
38.02
34.81
11
28.01
Prem. grth%
9.23
9.29
7.70
7.94
5.20
6.02
4.45
2.54
1.72
0.67
8.46
2.54
5.61
85
21.93
Invest. yld%
7.16
8.05
5.24
7.71
6.33
6.89
7.09
8.47
10.19
7.81
12.93
7.81
7.43
47
10.36
BVPS grth%
30.86
28.88
29.34
30.26
29.10
26.28
25.43
27.69
27.32
28.93
25.31
27.32
28.91
22
17.19
Return on equity%
9.70
11.37
11.21
13.08
11.63
11.01
11.14
13.95
12.43
10.05
18.77
11.14
11.29
50
11.50
Return on assets%
30.43
30.14
27.25
29.07
31.46
28.61
31.34
30.73
29.77
31.83
27.08
30.73
30.29
55
109.68
EPSFr
90.66
100.98
111.23
105.84
113.60
130.54
135.79
144.27
164.96
166.14
120.59
7.90%
6.50%
—
12.18
EPS growth%
21.06
22.09
21.81
19.82
22.74
21.11
23.28
23.86
25.81
28.69
7.82
23.86
22.42
17
55.03
Bookvalue per shFr
84.07
73.36
70.59
61.51
61.98
63.37
65.09
65.57
64.91
65.25
57.64
1.03%
(1.67%)
—
88.45
TBV/shFr
61.68
62.40
58.76
64.03
65.32
66.98
71.89
63.06
57.53
62.47
59.03
(0.89%)
(0.63%)
—
84.45
Dividend per shFr
46.07
52.46
58.70
58.55
67.10
72.19
76.76
72.72
70.57
73.52
77.62
1.84%
5.18%
—
14.48
Div yield (avg)%
8.19
7.56
9.16
11.74
13.04
15.22
12.58
15.54
12.63
12.02
25.43
12.63
12.30
60
14.76
Payout ratio%
32.06
33.18
31.37
32.58
34.47
34.69
34.46
33.53
33.43
33.36
7.44
33.53
33.40
65
2.919
Shares (diluted)M
2.175
2.027
2.106
2.115
1.836
1.953
1.913
1.823
1.969
1.774
2.976
(0.68%)
(2.51%)
24
15.56
Buyback yield%
28.21
27.12
26.31
26.20
26.19
28.00
29.89
28.47
31.01
33.04
28.10
29.89
28.11
48
1.191
D/E ratiox
0.378
0.327
0.321
0.328
0.352
0.320
0.317
0.294
0.298
0.289
0.103
0.298
0.321
28
0.292
AssetsFr B
1.001
1.035
1.151
1.305
1.368
1.468
1.561
1.675
1.750
2.002
0.309
7.90%
8.23%
34
378.2
LT debtFr M
538.5
580.7
624.9
652.0
667.2
663.2
672.7
766.7
893.0
877.4
248.6
5.63%
6.18%
25
Claims and benefits
2.10%
1.01×