123.9
Revenue₹B
104.0
110.8
115.0
121.0
128.7
138.3
147.2
158.2
166.7
177.4
127.1
6.63%
6.20%
20
14.72
Revenue growth%
15.47
16.27
14.26
16.01
17.98
20.72
22.27
24.64
21.81
23.85
15.77
22.27
19.35
43
22.93
Combined R.%
80.85
79.45
81.05
80.38
80.65
80.99
80.49
79.28
79.75
80.50
12.27
80.49
80.49
81
4.57
Operating margin%
17.65
18.58
16.60
14.11
16.19
18.22
21.07
20.66
19.59
17.21
17.38
19.59
17.93
78
29.65
Net margin%
2.67
2.34
0.40
0.92
2.51
0.74
0.40
0.40
0.92
1.44
9.42
0.74
0.92
67
30.33
P/E ratio (avg)x
16.20
15.05
15.36
13.93
14.79
15.36
13.29
13.35
12.97
12.66
30.20
13.29
14.36
25
9.180
P/TBVx
15.22
14.58
14.12
13.67
14.44
15.25
15.03
15.77
14.55
15.37
8.417
15.25
14.80
89
16.88
P/Bx
23.37
23.81
24.40
28.33
32.79
36.92
36.44
35.82
37.78
39.00
37.67
36.92
34.30
33
8.69
Prem. grth%
34.25
37.09
35.70
34.39
33.81
31.80
30.81
29.42
28.17
27.15
8.61
29.42
32.81
63
23.03
Invest. yld%
20.70
22.52
20.31
20.15
21.59
23.65
20.86
20.73
21.68
24.50
6.42
21.68
21.23
33
24.25
BVPS grth%
14.71
15.79
18.04
19.70
21.17
19.77
18.02
17.33
16.44
14.14
22.57
17.33
17.68
21
2.32
Return on equity%
29.50
27.26
24.33
23.19
21.28
23.21
25.72
24.48
21.62
22.73
12.74
23.21
23.77
71
19.59
Return on assets%
29.03
26.53
25.79
27.97
27.27
26.76
24.65
24.56
27.50
27.61
12.13
26.76
27.01
71
36.94
EPS₹
9.48
8.74
8.31
7.96
8.04
7.30
7.73
8.07
8.22
7.98
37.97
(0.14%)
(1.30%)
—
7.61
EPS growth%
9.15
7.95
9.17
11.35
11.07
9.26
7.21
4.77
4.21
5.95
27.38
5.95
8.55
80
18.76
Bookvalue per sh₹
33.02
30.82
28.69
26.17
23.95
25.99
27.07
28.83
26.23
24.05
26.90
0.08%
(1.88%)
—
18.25
TBV/sh₹
29.47
27.15
29.03
26.26
27.02
29.35
30.48
27.14
24.76
24.91
37.74
(1.61%)
(1.73%)
—
27.42
Dividend per sh₹
16.02
14.06
12.14
12.63
13.39
13.11
12.61
11.50
12.14
11.41
38.56
(3.15%)
(4.45%)
—
27.41
Div yield (avg)%
4.54
5.50
7.70
6.67
8.95
9.19
10.37
8.72
5.72
4.23
23.79
8.72
7.19
42
12.13
Payout ratio%
25.18
26.84
26.49
24.49
25.83
24.80
22.31
21.35
24.28
22.71
25.87
22.71
24.64
85
1.803
Shares (diluted)B
1.341
1.421
1.532
1.549
1.673
1.653
1.547
1.402
1.313
1.348
1.723
(4.23%)
(1.27%)
77
15.22
Buyback yield%
28.36
30.56
33.09
34.67
33.46
33.54
31.49
33.23
32.87
35.00
8.41
33.23
33.16
87
0.495
D/E ratiox
1.397
1.662
1.924
1.952
2.177
2.576
2.716
2.782
3.126
3.135
1.377
2.782
2.377
88
175.8
Assets₹B
442.1
512.5
529.7
569.6
591.4
649.9
714.9
766.6
840.8
892.3
160.0
8.58%
8.11%
69
183.3
LT debt₹B
97.63
103.7
105.7
124.5
142.4
135.8
133.9
158.0
154.1
155.4
193.0
1.76%
4.23%
65
Revenue
₹177.4B
6.20%
1.00×
Claims and benefits
₹86.84B
6.11%
0.99×
Total costs
₹131.2B
6.54%
1.03×