281.7
Revenue₹B
309.8
317.7
323.8
329.2
341.9
359.1
368.1
385.8
394.5
401.5
315.1
3.27%
2.77%
65
8.90
Revenue growth%
17.25
19.20
17.13
17.28
19.89
18.07
20.74
22.77
21.39
19.66
8.25
20.74
19.43
25
26.99
Combined R.%
87.71
87.96
88.23
88.67
87.39
87.86
87.69
86.86
87.15
89.04
19.75
87.69
87.78
21
5.01
Operating margin%
14.30
12.80
13.56
11.05
10.03
10.04
9.30
6.45
7.08
8.97
8.13
8.97
10.03
78
10.62
Net margin%
10.67
9.71
6.92
9.05
6.54
7.82
9.28
10.83
13.68
11.89
26.39
10.83
9.50
48
28.68
P/E ratio (avg)x
23.33
21.21
20.46
19.18
19.83
20.50
21.22
20.10
21.43
22.84
19.44
21.22
20.86
16
19.85
P/TBVx
43.61
51.50
50.49
55.69
55.92
62.10
62.17
71.97
85.04
97.11
38.00
71.97
59.01
63
32.47
P/Bx
23.02
22.16
22.92
20.59
22.07
20.47
22.56
25.22
22.72
23.21
17.68
22.72
22.64
46
24.39
Prem. grth%
17.64
17.06
14.85
16.90
17.07
18.57
18.98
16.82
19.32
18.70
24.54
18.70
17.36
56
22.76
Invest. yld%
15.41
13.79
14.25
12.28
11.87
10.68
9.02
9.15
9.10
11.44
23.30
9.15
11.66
24
16.86
BVPS grth%
0.82
0.40
0.40
0.40
0.40
0.40
0.40
1.81
2.48
1.32
21.12
1.32
0.40
73
13.69
Return on equity%
4.00
1.63
1.77
1.60
1.76
3.96
3.19
2.43
5.13
5.80
5.63
3.96
2.81
81
14.49
Return on assets%
5.85
4.52
3.96
6.75
8.29
11.25
8.80
10.53
10.71
12.34
13.81
10.71
8.55
86
74.13
EPS₹
62.52
61.17
60.09
56.47
52.29
52.54
49.17
52.22
52.12
46.20
82.64
(2.45%)
(2.98%)
—
4.43
EPS growth%
0.40
2.05
0.40
0.84
2.79
4.28
3.73
6.07
6.35
4.32
16.32
4.32
3.26
68
164.47
Bookvalue per sh₹
109.92
113.89
116.32
121.13
107.16
104.52
99.66
96.38
86.00
81.73
146.35
(5.27%)
(2.25%)
—
212.10
TBV/sh₹
206.80
210.41
190.99
177.72
165.00
163.09
167.82
176.78
182.00
196.11
223.89
3.52%
(1.61%)
—
50.21
Dividend per sh₹
38.77
34.53
35.96
38.63
39.56
41.41
42.78
42.04
39.93
41.85
222.68
1.13%
0.95%
—
16.92
Div yield (avg)%
13.89
11.38
14.34
12.89
12.90
14.76
15.85
15.12
14.97
12.51
9.05
14.97
14.11
86
6.54
Payout ratio%
29.72
27.22
28.43
28.53
31.52
30.53
28.62
26.60
27.20
29.58
5.22
28.62
28.57
22
498.4
Shares (diluted)M
573.4
563.9
602.9
540.6
486.5
496.8
526.3
546.7
522.2
571.2
491.3
3.26%
0.54%
73
10.94
Buyback yield%
12.77
12.39
13.78
11.81
12.48
10.34
10.64
7.70
9.69
7.74
5.19
9.69
11.23
67
0.491
D/E ratiox
1.300
1.396
1.654
1.832
1.992
1.977
2.135
2.124
2.483
2.639
1.655
2.135
1.984
52
176.0
Assets₹B
703.9
726.2
817.0
885.5
926.8
1,070
1,109
1,209
1,276
1,419
133.1
8.89%
8.19%
76
18.99
LT debt₹B
81.59
75.20
85.87
79.00
89.16
101.7
113.1
125.5
122.7
115.8
143.0
5.37%
2.90%
11
Revenue
₹401.5B
2.77%
1.00×
Claims and benefits
₹226.4B
2.94%
1.02×
Total costs
₹325.5B
3.04%
1.03×