1,099
Revenue₩B
804.6
866.6
918.7
989.0
1,045
1,121
1,192
1,301
1,415
1,551
1,206
8.21%
7.34%
52
5.25
Revenue growth%
7.28
9.24
8.19
9.85
10.90
9.24
8.04
5.34
2.95
4.64
7.07
5.34
8.12
15
16.81
Combined R.%
87.89
85.47
85.75
86.25
88.01
84.41
87.20
85.79
86.92
87.17
8.78
86.92
86.58
92
11.48
Operating margin%
16.95
15.89
15.73
16.56
17.31
16.70
17.99
16.19
15.23
12.68
24.34
16.19
16.38
62
28.31
Net margin%
6.30
7.39
7.23
9.52
11.21
10.17
9.45
10.63
8.49
10.80
26.30
10.17
9.48
16
15.89
P/E ratio (avg)x
53.49
60.26
58.46
65.36
63.67
74.95
73.88
70.59
69.56
82.82
23.97
73.88
67.46
83
20.43
P/TBVx
51.40
55.45
52.21
48.58
47.40
53.16
49.78
56.73
52.07
48.16
30.21
52.07
51.74
12
9.346
P/Bx
36.79
43.23
50.32
53.75
54.87
55.53
58.29
59.96
65.13
75.08
22.06
59.96
55.20
95
26.87
Prem. grth%
10.98
13.53
12.29
11.79
11.87
10.10
12.88
13.85
14.15
11.89
17.83
12.88
12.09
22
29.40
Invest. yld%
24.12
25.16
27.86
27.00
27.75
26.64
28.55
29.38
27.78
25.29
18.45
27.78
27.37
65
28.22
BVPS grth%
11.59
9.09
9.73
8.70
8.87
9.90
12.76
14.91
16.22
16.26
3.28
14.91
10.75
52
23.14
Return on equity%
13.14
15.82
15.07
12.56
10.26
9.08
11.18
10.61
13.18
11.94
18.03
11.18
12.25
47
19.30
Return on assets%
29.43
28.18
29.51
28.01
26.66
24.01
23.65
22.24
19.99
21.30
29.02
22.24
25.33
79
561.82
EPS₩
1,944
1,871
2,072
2,175
2,503
2,454
2,370
2,800
3,337
3,668
587.31
7.95%
7.26%
—
3.33
EPS growth%
17.06
19.44
20.87
19.02
18.01
17.16
15.94
17.03
15.18
16.22
29.62
16.22
17.11
8
827.77
Bookvalue per sh₩
2,477
2,373
2,189
2,310
2,221
2,085
1,974
1,996
1,866
1,969
1,006
(2.38%)
(2.49%)
—
1,213
TBV/sh₩
394.83
368.98
336.58
322.66
320.36
304.72
274.96
304.99
294.68
276.63
1,023
(2.89%)
(4.57%)
—
2,369
Dividend per sh₩
906.75
839.99
837.77
833.77
903.60
856.32
794.61
792.52
848.43
840.43
1,565
(1.44%)
(1.48%)
—
17.62
Div yield (avg)%
17.92
19.27
19.50
22.33
21.04
21.00
23.18
24.05
25.26
23.01
21.18
23.18
21.69
34
14.70
Payout ratio%
3.57
4.97
6.57
8.03
8.22
8.23
5.53
6.62
6.09
7.45
17.99
6.62
6.59
91
128.3
Shares (diluted)M
155.0
145.9
163.7
191.0
213.9
201.5
194.6
222.5
216.8
213.0
131.3
(0.08%)
3.85%
64
4.91
Buyback yield%
14.47
14.51
16.81
17.50
18.68
19.07
17.58
19.77
18.78
15.94
7.39
18.78
17.54
38
0.767
D/E ratiox
1.977
2.057
1.848
1.704
1.705
1.602
1.764
1.806
1.688
1.841
0.744
1.764
1.785
58
1,173
Assets₩B
3,033
3,345
3,527
3,854
4,291
4,681
5,154
5,510
5,736
6,104
388.9
7.30%
8.49%
67
78.29
LT debt₩B
485.7
480.7
471.6
449.3
453.0
389.6
357.4
342.3
308.9
297.7
727.4
(8.06%)
(3.97%)
69
Revenue
₩1.551T
7.34%
1.00×
Claims and benefits
₩854.2B
7.18%
0.99×
Total costs
₩1.245T
7.36%
1.00×