7.487
RevenueNT$B
11.96
12.61
13.72
14.94
15.90
16.97
18.46
19.93
21.37
23.42
8.326
8.05%
7.83%
92
15.54
Revenue growth%
19.66
22.52
24.14
24.70
24.22
26.06
27.61
28.42
30.36
31.02
14.68
28.42
25.38
78
6.48
Combined R.%
83.99
84.11
86.21
84.25
85.81
83.97
84.61
87.12
85.46
82.97
23.68
84.61
84.43
41
10.67
Operating margin%
21.75
23.14
25.97
27.52
29.92
32.21
32.11
30.45
31.80
34.59
9.29
32.11
30.18
15
14.61
Net margin%
23.55
21.37
19.64
17.44
18.54
16.75
19.10
18.52
18.13
16.06
15.38
18.13
18.53
19
12.76
P/E ratio (avg)x
7.729
8.654
9.652
9.485
10.83
11.91
12.73
13.59
13.20
14.12
33.49
13.20
11.37
80
20.66
P/TBVx
7.511
7.107
7.689
7.061
7.231
7.042
6.885
7.570
7.792
8.408
16.22
7.570
7.371
71
6.852
P/Bx
8.548
8.643
9.843
10.17
11.83
11.84
13.17
13.34
15.22
14.20
20.74
13.34
11.83
9
6.31
Prem. grth%
3.02
0.65
0.40
0.40
0.40
0.79
1.29
4.02
4.40
3.07
8.72
3.07
1.04
47
2.85
Invest. yld%
35.69
35.16
33.13
30.61
32.09
31.91
33.41
30.81
32.60
32.72
26.72
32.60
32.66
21
4.40
BVPS grth%
15.45
14.35
16.85
16.80
15.90
13.63
12.94
10.50
8.08
6.68
8.98
10.50
13.99
50
8.27
Return on equity%
5.76
4.93
2.28
1.92
0.40
2.96
0.40
0.40
1.71
0.40
29.46
0.40
1.82
9
21.91
Return on assets%
10.98
10.21
10.94
13.66
12.82
14.12
16.65
19.63
20.16
23.12
9.51
19.63
13.89
27
0.33
EPSNT$
1.09
1.15
1.20
1.17
1.11
0.99
0.89
0.78
0.83
0.73
0.34
(7.98%)
(4.17%)
—
20.75
EPS growth%
27.05
29.00
27.37
24.61
26.00
26.96
26.33
24.15
26.96
25.42
18.66
26.33
26.64
34
0.43
Bookvalue per shNT$
0.86
0.84
0.75
0.82
0.86
0.84
0.91
0.90
0.79
0.82
1.63
(1.06%)
(0.95%)
—
0.92
TBV/shNT$
0.82
0.92
1.09
1.15
1.13
1.19
1.24
1.24
1.29
1.27
0.73
2.36%
5.84%
—
1.63
Dividend per shNT$
1.30
1.16
1.22
1.30
1.21
1.18
1.19
1.28
1.41
1.30
1.21
1.33%
0.70%
—
12.09
Div yield (avg)%
15.73
18.35
16.76
14.36
16.68
14.41
16.45
19.24
18.88
21.67
17.55
18.88
16.72
7
7.30
Payout ratio%
9.71
7.46
6.78
4.83
5.46
3.21
2.20
3.66
0.95
0.98
16.30
2.20
4.24
60
5.881
Shares (diluted)B
6.201
6.454
7.227
7.448
7.227
7.562
7.986
8.331
7.858
7.393
6.040
0.45%
2.90%
36
23.72
Buyback yield%
31.51
28.79
29.37
30.97
32.75
31.82
33.05
35.73
33.55
33.57
8.19
33.55
32.28
76
1.665
D/E ratiox
1.337
1.467
1.467
1.356
1.231
1.331
1.319
1.213
1.196
1.085
1.597
1.213
1.325
19
6.923
AssetsNT$B
36.23
39.95
45.54
50.11
56.13
61.96
66.16
73.89
80.03
84.43
15.10
8.51%
9.70%
59
17.85
LT debtNT$B
19.15
20.89
19.85
21.49
21.07
20.57
19.30
20.72
19.86
21.74
4.739
0.63%
0.74%
57
Claims and benefits
7.55%
0.97×