76.94
Revenue₹M
37.01
40.06
43.28
46.92
52.03
56.39
61.41
65.72
71.54
82.66
95.94
8.80%
8.69%
85
9.64
Revenue growth%
28.17
29.89
28.23
26.97
24.73
24.23
23.33
23.31
25.49
17.96
6.97
24.23
25.34
64
22.58
NIM%
28.27
30.70
33.45
32.34
31.66
33.98
33.31
33.54
36.13
2.89
7.66
33.54
32.83
56
29.57
Effic. R.%
12.18
9.61
9.77
8.84
11.44
11.21
12.91
10.58
13.11
15.18
29.70
11.44
11.13
58
24.82
Net margin%
12.78
14.41
13.89
14.26
16.26
14.34
16.34
15.56
17.32
6.04
22.41
16.26
14.37
57
7.896
P/E ratio (avg)x
13.65
14.56
17.22
19.11
22.05
26.06
27.21
26.52
25.85
37.20
16.58
26.06
20.58
13
14.71
P/TBVx
25.66
29.02
28.55
25.92
24.58
24.56
25.80
26.05
28.10
28.23
14.74
25.80
25.86
65
19.83
P/Bx
33.70
34.42
33.83
37.26
39.55
38.75
44.13
46.23
46.42
33.21
11.63
44.13
38.01
51
16.82
NII₹M
26.12
28.33
30.28
33.67
37.03
39.70
43.83
46.89
50.87
58.82
38.07
8.60%
8.84%
—
4.68
NII grth%
2.99
1.68
2.61
1.56
2.69
0.40
2.87
4.83
6.62
24.32
10.78
2.87
2.65
65
17.73
ROTE%
16.55
14.81
15.48
12.83
14.64
15.77
15.62
17.30
15.42
28.63
24.36
15.62
15.45
30
24.23
Return on equity%
14.78
16.47
18.60
21.04
22.15
22.54
19.61
19.07
19.14
22.77
11.85
19.61
19.10
54
4.37
Return on assets%
20.88
20.75
17.86
18.75
15.77
17.52
18.44
19.37
20.62
20.50
8.79
18.44
18.60
50
0.27
EPS₹
0.33
0.31
0.35
0.37
0.36
0.35
0.38
0.42
0.40
0.27
0.31
1.99%
3.39%
—
20.18
EPS growth%
16.64
13.79
11.37
11.99
13.79
12.26
11.56
14.33
15.41
22.72
18.86
13.79
13.79
48
0.41
Bookvalue per sh₹
0.16
0.16
0.18
0.19
0.19
0.20
0.19
0.20
0.19
0.18
0.37
0.11%
1.08%
—
0.29
TBV/sh₹
0.57
0.65
0.67
0.67
0.64
0.68
0.81
0.90
1.00
0.26
0.12
8.37%
8.86%
—
0.23
Dividend per sh₹
0.37
0.42
0.44
0.43
0.46
0.53
0.54
0.59
0.69
0.06
0.16
10.06%
8.75%
—
5.50
Div yield (avg)%
27.99
26.88
29.68
29.42
27.30
25.25
22.41
23.12
22.31
17.67
11.29
23.12
26.06
17
29.82
Payout ratio%
13.89
12.76
10.73
10.17
12.61
10.44
13.02
13.53
15.50
29.01
29.01
13.02
12.89
27
80.44
Shares (diluted)M
89.36
91.93
91.02
99.36
96.85
101.8
112.5
126.7
128.2
77.28
79.30
5.23%
3.86%
53
12.50
Buyback yield%
11.50
9.53
11.05
9.93
12.67
13.99
11.57
9.20
7.77
13.36
15.97
11.57
11.28
74
54.08
Eq/Assets%
143.48
146.21
173.38
173.05
208.95
230.53
277.96
280.97
297.14
27.56
44.58
277.96
191.17
64
27.19
Assets₹M
350.1
374.9
397.4
420.6
464.8
479.0
522.4
565.2
598.8
39.23
74.09
7.32%
7.31%
18
10.99
LT debt₹M
107.8
118.8
109.4
120.3
113.0
111.5
107.9
99.61
104.8
93.95
65.61
(2.72%)
1.42%
22
Total assets
₹598.8M
7.31%
0.88×
Revenue
₹71.54M
8.69%
1.00×
Non-interest expense
₹43.46M
8.65%
1.00×
Net interest income
71.11%
Non-interest income
28.89%