40.55
Revenue₹M
89.73
88.26
89.83
92.09
91.45
93.71
95.71
95.17
95.69
98.09
44.27
1.41%
1.08%
64
29.51
Revenue growth%
24.16
26.61
29.38
28.24
25.35
23.36
25.89
24.21
25.18
22.86
7.54
24.21
25.27
42
6.48
NIM%
4.10
5.46
3.27
1.27
0.40
0.40
2.57
3.11
5.53
5.53
24.96
3.11
3.19
30
16.26
Effic. R.%
19.88
17.00
14.03
13.39
13.36
12.74
14.76
13.07
11.41
11.88
14.64
12.74
13.37
50
27.87
Net margin%
22.02
20.55
23.51
22.77
25.67
23.57
26.19
24.03
23.32
21.70
16.10
23.57
23.41
75
32.39
P/E ratio (avg)x
45.49
47.96
55.64
58.73
68.65
66.70
65.77
66.67
76.59
84.05
8.265
66.70
66.22
16
11.12
P/TBVx
16.99
18.43
19.34
22.08
24.96
25.81
27.64
29.30
29.95
34.28
23.94
29.30
25.38
33
31.12
P/Bx
21.19
21.19
22.72
24.48
22.99
24.52
22.24
19.76
20.16
19.07
34.93
20.16
21.71
36
27.51
NII₹M
58.27
57.46
59.47
60.35
60.35
60.91
61.96
61.54
62.70
64.36
36.63
1.30%
1.19%
—
20.77
NII grth%
19.13
19.89
20.59
19.81
19.39
22.15
23.38
24.89
23.61
23.53
27.34
23.53
21.37
62
12.12
ROTE%
15.61
13.57
12.04
14.44
15.23
16.27
15.62
14.56
17.34
19.31
3.95
16.27
15.42
49
12.57
Return on equity%
16.84
16.14
15.34
15.76
13.17
12.17
12.38
10.92
8.63
7.30
28.17
10.92
12.78
64
17.37
Return on assets%
29.83
30.00
31.64
31.45
32.50
32.94
35.16
32.39
31.15
32.37
18.95
32.39
32.01
47
4.02
EPS₹
4.30
4.17
4.48
4.63
4.87
5.46
5.53
5.84
5.48
6.10
4.20
4.62%
4.23%
—
25.29
EPS growth%
29.23
32.06
31.41
29.48
32.45
34.31
31.97
31.61
29.75
29.22
24.66
31.61
31.51
18
4.92
Bookvalue per sh₹
4.16
4.43
3.99
3.47
3.06
2.77
2.97
3.16
2.88
3.12
1.06
0.36%
(2.89%)
—
3.62
TBV/sh₹
2.54
2.54
2.96
3.11
3.39
3.84
3.82
4.61
5.16
6.04
3.57
12.24%
10.50%
—
1.90
Dividend per sh₹
6.69
7.69
8.36
9.50
9.61
10.19
10.91
10.39
10.15
11.38
3.69
3.43%
6.25%
—
6.46
Div yield (avg)%
27.80
30.18
31.01
33.51
35.44
34.82
33.84
32.70
29.77
30.30
10.75
32.70
31.85
76
11.42
Payout ratio%
21.49
24.44
21.70
20.39
18.56
17.94
16.32
18.25
16.98
17.60
19.66
17.60
18.41
84
14.43
Shares (diluted)M
20.82
20.09
19.06
17.82
17.59
17.82
17.51
20.22
22.14
21.31
14.16
3.91%
0.44%
61
14.76
Buyback yield%
16.58
16.87
16.52
16.27
19.21
16.63
13.78
15.21
17.70
18.87
7.56
16.63
16.60
36
114.10
Eq/Assets%
112.00
112.90
125.22
137.42
127.04
112.39
121.57
125.96
125.89
120.67
30.38
121.57
123.39
36
53.89
Assets₹M
146.5
154.4
160.1
168.7
187.7
198.0
223.2
240.6
267.9
282.9
48.35
8.55%
8.32%
86
73.70
LT debt₹M
33.25
34.57
37.50
38.87
43.92
45.91
44.87
43.46
48.78
52.84
40.90
3.76%
5.22%
53
Total assets
₹282.9M
8.32%
2.00×
Revenue
₹98.09M
1.08%
1.00×
Non-interest expense
₹59.11M
1.12%
1.00×
Net interest income
65.62%
Non-interest income
34.38%
Spread over hurdle
25.03%