0.668
Revenue$M
0.650
0.691
0.735
0.804
0.873
0.947
1.006
1.113
1.228
1.360
0.735
9.28%
8.70%
37
6.88
Revenue growth%
4.93
5.53
7.35
9.83
9.17
7.49
6.95
7.61
8.48
11.17
7.14
7.61
7.55
39
16.68
NIM%
5.61
3.82
5.19
7.82
8.28
9.19
10.67
9.51
8.99
10.66
28.98
9.51
8.63
67
13.79
Effic. R.%
14.81
16.27
16.59
19.58
16.74
17.53
16.81
15.61
15.12
14.36
20.66
15.61
16.43
37
13.50
Net margin%
15.61
13.78
14.39
11.85
14.29
12.88
11.74
11.83
14.60
13.08
11.12
12.88
13.43
15
18.64
P/E ratio (avg)x
10.92
9.742
10.15
11.04
12.00
11.42
10.22
11.21
10.46
9.162
32.84
10.46
10.69
75
37.09
P/TBVx
11.68
11.74
10.57
9.833
8.841
8.287
7.910
7.485
7.636
7.227
33.67
7.636
8.564
81
17.96
P/Bx
11.79
12.83
14.99
16.62
17.62
19.47
20.86
23.60
24.50
23.65
6.705
23.60
18.54
61
0.383
NII$M
0.382
0.401
0.422
0.471
0.509
0.554
0.581
0.660
0.727
0.806
0.548
9.60%
8.99%
—
9.54
NII grth%
7.97
8.63
5.67
6.29
6.99
8.69
9.47
12.41
11.00
13.72
16.88
11.00
8.66
86
12.62
ROTE%
3.99
1.65
3.29
1.66
0.40
2.46
0.73
0.40
1.66
0.40
3.24
0.73
1.65
8
25.85
Return on equity%
24.86
26.28
28.80
28.49
31.48
32.02
32.18
33.74
30.94
32.60
22.63
32.18
31.21
9
26.35
Return on assets%
17.49
15.44
17.49
19.80
17.53
19.64
18.65
16.91
15.26
15.49
10.16
16.91
17.49
28
0.02
EPS$
0.02
0.02
0.03
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.02
(1.24%)
(1.84%)
—
14.95
EPS growth%
26.81
24.53
23.44
22.01
19.33
22.03
22.54
19.65
20.62
20.92
27.04
20.92
22.02
37
0.01
Bookvalue per sh$
0.05
0.05
0.06
0.06
0.07
0.08
0.10
0.12
0.14
0.16
0.03
17.98%
14.87%
—
0.02
TBV/sh$
0.03
0.02
0.03
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.03
(5.02%)
(6.09%)
—
0.01
Dividend per sh$
0.04
0.05
0.05
0.06
0.07
0.07
0.09
0.09
0.11
0.12
0.03
11.43%
11.18%
—
3.06
Div yield (avg)%
9.12
7.66
7.99
5.09
7.46
5.54
5.36
3.10
3.57
1.72
24.11
3.57
5.45
18
3.57
Payout ratio%
9.09
7.14
8.68
7.58
8.68
7.23
7.91
6.30
4.92
7.62
19.02
7.23
7.60
9
28.23
Shares (diluted)M
32.73
31.87
30.91
34.80
38.10
40.11
41.22
42.85
47.32
50.49
28.34
5.79%
4.06%
40
2.70
Buyback yield%
11.01
13.52
14.60
13.54
13.48
15.05
12.79
10.48
11.68
10.29
22.59
11.68
13.13
33
47.88
Eq/Assets%
166.12
174.72
182.90
211.64
256.40
265.58
264.97
316.06
350.16
417.96
75.52
316.06
260.68
70
0.476
Assets$M
3.510
3.740
4.161
4.719
4.949
5.322
5.768
6.272
6.977
7.706
0.313
9.26%
9.37%
59
0.818
LT debt$M
0.749
0.715
0.709
0.811
0.832
0.935
0.866
0.800
0.902
1.027
0.793
4.29%
4.04%
88
Total assets
$7.706M
9.37%
1.06×
Revenue
$1.360M
8.70%
1.00×
Non-interest expense
$0.771M
8.66%
1.00×
Net interest income
59.22%
Non-interest income
40.78%