22.99
Revenue₹M
37.90
40.66
42.16
43.49
45.46
47.36
49.84
53.44
55.15
59.58
24.59
5.56%
5.07%
80
18.34
Revenue growth%
3.83
2.58
2.21
1.56
2.36
1.28
0.44
2.62
4.76
7.59
12.55
2.62
2.47
90
26.08
NIM%
24.48
24.79
27.18
29.28
26.72
26.84
28.65
27.14
28.94
29.29
29.59
28.65
27.16
83
8.31
Effic. R.%
14.34
14.26
16.95
17.41
19.63
17.40
15.13
14.86
13.97
16.46
15.20
15.13
15.80
77
21.36
Net margin%
26.96
28.51
28.30
30.85
31.84
31.61
33.11
32.22
32.53
34.36
20.07
32.53
31.73
14
13.92
P/E ratio (avg)x
25.17
23.04
20.64
19.18
19.76
21.69
21.54
23.64
22.79
25.35
10.45
22.79
22.24
9
23.31
P/TBVx
17.28
17.35
16.70
17.54
17.02
15.44
16.46
16.10
15.61
15.71
8.164
15.71
16.58
71
31.08
P/Bx
6.372
6.547
5.899
6.414
6.292
6.608
6.190
5.566
5.337
5.378
18.29
5.566
6.241
66
38.08
NII₹M
23.70
26.10
27.00
28.00
29.19
30.54
31.49
34.07
35.52
37.45
50.05
5.11%
4.84%
—
25.33
NII grth%
23.33
20.75
19.33
16.47
18.55
16.87
18.55
21.02
19.98
20.26
2.47
19.98
19.65
32
8.35
ROTE%
12.75
13.22
10.33
13.26
11.15
9.59
7.78
7.37
10.03
9.99
11.58
9.59
10.18
19
28.55
Return on equity%
21.56
18.98
20.64
18.27
17.85
20.32
19.36
17.24
17.83
16.06
22.07
17.83
18.62
55
22.34
Return on assets%
17.50
15.82
13.99
15.22
15.50
13.03
14.18
13.88
16.81
15.34
2.34
14.18
15.28
79
7.65
EPS₹
19.57
23.30
25.34
27.24
32.22
38.73
45.48
51.71
62.04
66.33
7.97
15.53%
13.24%
—
28.09
EPS growth%
21.12
23.86
22.65
24.55
26.93
27.55
26.65
23.94
25.89
26.63
18.56
26.63
25.22
37
8.76
Bookvalue per sh₹
12.77
11.76
13.17
13.46
13.28
13.22
12.89
12.35
11.27
11.80
16.79
(2.35%)
(1.63%)
—
2.62
TBV/sh₹
2.69
2.76
2.73
2.68
2.45
2.34
2.33
1.99
1.70
1.66
10.74
(7.50%)
(4.02%)
—
17.97
Dividend per sh₹
9.48
10.20
11.08
11.83
12.60
12.66
11.89
11.47
11.67
11.59
12.23
(1.66%)
2.99%
—
16.10
Div yield (avg)%
3.58
6.16
4.74
6.35
4.08
1.24
0.40
2.12
0.81
1.46
21.36
1.24
2.85
42
20.08
Payout ratio%
6.21
9.18
11.26
12.96
14.16
11.93
12.45
12.29
10.46
8.22
23.18
11.93
11.59
54
3.137
Shares (diluted)M
3.354
3.597
3.522
3.108
3.397
3.303
3.436
3.044
2.756
2.451
3.095
(6.32%)
(3.49%)
62
27.86
Buyback yield%
25.35
27.95
24.95
27.62
26.32
28.34
25.88
28.52
29.75
31.32
26.82
28.52
27.78
47
56.55
Eq/Assets%
208.71
201.10
195.37
193.52
218.40
206.11
211.41
209.48
224.16
242.71
73.79
211.41
209.09
71
19.59
Assets₹M
138.4
147.3
164.1
183.8
196.5
214.4
228.6
246.5
270.0
287.0
37.31
7.87%
8.66%
94
21.55
LT debt₹M
28.01
28.62
30.23
31.40
30.72
34.15
40.12
46.52
52.79
49.51
13.27
10.01%
5.86%
94
Total assets
₹287.0M
8.66%
1.40×
Revenue
₹59.58M
5.07%
1.00×
Non-interest expense
₹31.05M
5.07%
1.00×
Net interest income
62.86%
Non-interest income
37.14%