33.44
Revenue₹M
46.48
48.30
50.25
50.38
51.04
53.04
54.03
54.02
54.55
54.93
36.06
1.48%
1.72%
92
26.47
Revenue growth%
5.32
5.97
8.85
8.98
8.10
5.88
6.64
6.46
5.78
4.15
14.56
5.88
6.21
92
13.68
NIM%
4.89
4.40
1.80
0.40
0.40
0.40
2.15
4.21
2.21
0.61
19.62
2.15
1.97
6
23.69
Effic. R.%
19.82
21.45
20.24
21.65
24.14
21.41
22.07
20.93
20.11
17.90
26.59
20.93
21.17
39
28.73
Net margin%
7.72
9.05
11.53
13.30
11.25
8.78
6.78
8.65
9.67
11.64
15.82
8.78
9.36
8
29.31
P/E ratio (avg)x
14.06
16.86
17.62
20.65
20.59
21.52
24.47
29.52
29.51
29.39
34.16
29.39
21.09
8
17.16
P/TBVx
15.03
15.88
14.07
14.46
12.72
11.77
11.73
11.22
10.96
9.901
29.31
11.22
12.24
27
16.04
P/Bx
22.04
22.50
22.15
21.91
24.25
26.85
31.11
34.01
36.43
38.16
31.27
34.01
25.55
89
33.91
NII₹M
35.15
37.10
38.32
38.14
38.59
39.72
40.97
41.53
41.14
42.08
21.79
1.75%
1.79%
—
24.68
NII grth%
10.50
13.28
16.26
14.05
14.91
15.63
18.25
19.85
18.55
18.38
9.90
18.38
15.95
90
29.03
ROTE%
19.43
17.42
18.08
20.11
18.19
16.20
15.80
17.39
16.12
18.19
6.01
16.20
17.75
81
4.47
Return on equity%
27.13
25.37
27.55
25.71
24.78
22.04
19.63
18.54
19.26
20.71
10.21
19.63
23.41
62
2.15
Return on assets%
23.89
21.56
20.60
20.90
21.21
20.69
20.25
18.02
19.68
21.01
17.27
20.25
20.79
65
4.59
EPS₹
11.14
11.12
13.24
13.26
15.02
17.67
17.39
16.86
18.12
20.89
4.95
6.82%
7.55%
—
8.99
EPS growth%
20.65
23.16
24.64
24.25
24.67
24.52
23.52
24.04
21.60
22.39
10.06
23.52
23.78
55
5.97
Bookvalue per sh₹
2.54
2.42
2.20
2.41
2.39
2.37
2.16
2.07
2.30
2.22
8.56
(1.54%)
(1.79%)
—
11.27
TBV/sh₹
7.82
8.89
8.35
7.87
7.14
7.02
7.14
7.73
7.21
7.14
9.47
—
(1.50%)
—
8.65
Dividend per sh₹
15.76
17.40
18.10
19.55
21.34
23.75
27.22
30.83
34.04
37.94
3.01
12.20%
9.52%
—
13.89
Div yield (avg)%
22.56
24.37
22.58
24.55
24.81
23.43
24.29
23.77
23.59
20.79
7.99
23.59
23.68
70
12.00
Payout ratio%
14.43
16.64
18.65
20.09
21.47
20.67
20.67
20.96
23.87
25.73
2.71
20.96
20.67
81
3.165
Shares (diluted)M
4.370
5.005
4.891
5.407
5.266
5.524
6.329
7.049
7.269
7.636
3.167
7.72%
7.32%
52
10.63
Buyback yield%
16.23
16.91
15.66
16.64
17.12
15.39
13.47
15.07
15.71
13.12
7.34
15.07
15.69
17
161.53
Eq/Assets%
41.82
48.88
54.64
63.54
65.38
62.26
67.94
75.98
76.49
82.55
19.11
75.98
64.46
94
18.87
Assets₹M
80.50
86.12
91.03
98.98
106.2
116.6
125.9
137.5
153.4
171.1
21.30
10.01%
8.85%
77
24.01
LT debt₹M
42.62
47.56
48.26
46.95
45.08
51.44
58.44
57.84
64.46
62.25
14.51
6.66%
5.08%
81
Total assets
₹171.1M
8.85%
1.97×
Revenue
₹54.93M
1.72%
1.00×
Non-interest expense
₹31.29M
1.75%
1.00×
Net interest income
76.62%
Non-interest income
23.38%