26.98
Revenue₹M
26.28
27.44
28.96
29.91
32.16
33.02
35.24
37.52
38.77
40.50
28.70
4.72%
4.80%
64
8.50
Revenue growth%
16.14
16.48
14.72
17.26
15.78
14.41
12.22
13.79
15.94
14.59
13.69
14.41
15.25
64
29.01
NIM%
15.97
16.00
17.32
18.65
20.07
22.59
24.28
26.69
23.95
23.58
7.76
23.95
21.33
34
4.47
Effic. R.%
18.42
18.56
15.79
14.81
15.26
16.83
19.54
18.95
20.96
23.21
17.57
19.54
18.49
37
24.43
Net margin%
8.12
10.64
11.90
14.23
15.55
17.47
16.13
16.09
14.53
12.89
25.75
16.09
14.38
77
7.988
P/E ratio (avg)x
28.28
30.16
33.66
35.79
41.08
45.41
52.27
56.89
58.17
68.43
14.78
56.89
43.25
48
11.15
P/TBVx
26.51
30.91
35.32
37.92
40.07
39.07
37.55
41.63
42.02
43.82
7.938
41.63
38.49
75
15.06
P/Bx
19.53
21.04
19.13
20.50
22.00
20.37
22.62
20.63
21.07
21.40
34.95
21.07
20.83
60
22.67
NII₹M
18.33
18.82
20.35
20.78
22.16
23.04
24.19
26.31
26.62
28.22
10.12
4.95%
4.92%
—
18.13
NII grth%
3.28
1.74
1.85
1.92
4.14
4.53
2.37
1.22
0.40
2.54
24.65
2.37
2.14
24
4.62
ROTE%
4.82
4.91
5.42
3.66
4.16
4.71
4.21
1.77
2.95
4.77
29.72
4.21
4.46
72
10.72
Return on equity%
32.78
34.77
36.30
38.54
41.15
41.85
40.34
40.42
41.59
43.82
14.09
41.59
40.38
52
11.03
Return on assets%
15.07
14.10
15.20
16.30
17.46
15.82
16.07
15.15
16.19
15.78
2.41
15.82
15.80
37
12.02
EPS₹
7.60
7.41
8.00
7.18
7.49
6.61
7.26
6.85
6.51
6.55
13.43
(2.65%)
(1.55%)
—
12.36
EPS growth%
11.02
8.21
5.76
7.68
6.76
5.97
3.85
3.99
4.82
4.89
3.30
4.82
5.86
6
10.08
Bookvalue per sh₹
10.83
10.72
12.01
11.56
12.26
12.63
14.24
13.47
12.39
13.77
7.79
2.36%
2.46%
—
7.30
TBV/sh₹
10.32
11.07
12.21
12.08
11.77
12.61
14.30
14.48
15.30
15.80
5.91
6.07%
6.14%
—
4.56
Dividend per sh₹
6.20
5.63
5.66
5.30
5.40
4.81
4.36
4.67
5.09
5.19
14.13
(0.76%)
(2.13%)
—
19.84
Div yield (avg)%
18.27
18.12
20.71
21.58
18.63
21.19
20.87
20.46
17.59
17.53
23.34
20.46
19.55
7
19.43
Payout ratio%
17.00
18.67
17.10
16.47
18.93
17.63
18.82
21.73
20.08
18.57
26.50
18.82
18.62
88
2.106
Shares (diluted)M
2.270
2.505
2.275
2.046
2.215
1.995
1.751
1.526
1.404
1.359
2.098
(9.31%)
(5.04%)
88
25.09
Buyback yield%
3.75
2.34
3.19
4.04
4.75
4.05
3.88
5.46
5.13
5.91
27.46
5.13
4.04
60
157.94
Eq/Assets%
37.84
44.59
50.32
56.04
64.68
64.15
63.10
70.68
83.22
85.43
11.84
70.68
63.63
52
33.19
Assets₹M
23.15
24.48
27.86
29.74
31.74
36.01
37.91
41.53
44.42
47.65
3.369
8.47%
8.39%
41
36.64
LT debt₹M
31.40
29.85
31.26
33.11
33.36
34.20
32.80
34.48
33.83
29.19
17.72
(2.63%)
(0.40%)
8
Total assets
₹47.65M
8.39%
1.40×
Revenue
₹40.50M
4.80%
1.00×
Non-interest expense
₹24.59M
4.90%
1.01×
Net interest income
69.69%
Non-interest income
30.31%