35.42
Revenue₹M
30.33
32.83
35.19
38.87
42.13
46.20
51.11
56.36
61.12
65.88
39.19
9.35%
8.79%
56
11.64
Revenue growth%
6.48
8.25
6.21
6.18
3.30
0.52
0.40
0.40
1.90
1.22
26.87
0.52
2.60
70
15.58
NIM%
24.35
25.49
24.23
23.52
23.01
21.96
23.78
25.14
25.60
27.62
18.16
25.14
24.29
42
15.88
Effic. R.%
5.85
6.66
3.82
6.33
7.26
6.73
5.44
6.80
4.21
2.66
24.81
5.44
6.09
28
27.05
Net margin%
19.51
22.17
20.75
19.60
18.08
15.92
13.90
12.06
12.36
14.26
10.48
13.90
17.00
59
31.99
P/E ratio (avg)x
12.20
14.10
14.56
14.41
14.17
15.17
17.01
19.53
22.50
22.95
34.61
19.53
14.86
50
19.69
P/TBVx
22.15
22.54
21.80
18.81
16.16
14.16
12.04
10.83
9.537
8.884
35.57
10.83
15.16
31
31.20
P/Bx
7.599
6.733
5.960
5.576
5.455
4.734
4.899
5.079
4.723
4.847
31.62
4.847
5.267
67
62.75
NII₹M
23.72
25.60
27.20
30.74
33.12
36.05
40.05
43.63
48.41
51.06
38.20
9.04%
8.56%
—
23.22
NII grth%
15.24
13.04
14.80
12.65
12.99
10.34
9.46
9.37
9.46
7.66
16.71
9.46
11.49
66
4.18
ROTE%
36.11
35.84
35.09
32.36
33.58
36.39
35.03
33.16
34.94
36.86
24.25
35.03
35.06
36
24.42
Return on equity%
3.99
2.28
0.40
1.89
0.40
0.40
0.40
2.39
0.40
0.40
21.22
0.40
0.40
11
2.82
Return on assets%
13.01
14.19
16.61
16.64
17.89
19.66
22.58
24.33
25.69
25.12
15.60
24.33
18.77
7
3.74
EPS₹
3.78
4.25
4.73
5.31
5.90
6.26
6.39
6.28
6.69
7.02
4.11
3.53%
7.41%
—
6.45
EPS growth%
1.29
0.40
0.40
2.48
3.33
2.91
0.40
3.15
2.96
2.65
18.52
2.91
2.56
8
2.64
Bookvalue per sh₹
1.67
1.89
1.79
1.94
1.84
1.92
2.16
2.21
2.55
2.46
2.67
5.92%
5.05%
—
3.76
TBV/sh₹
8.87
8.76
9.87
11.11
10.96
11.05
10.80
12.31
13.87
14.93
5.34
6.38%
5.50%
—
4.86
Dividend per sh₹
5.22
4.88
4.40
4.49
5.07
4.62
4.20
4.35
4.42
4.08
1.16
(4.27%)
(1.92%)
—
27.75
Div yield (avg)%
11.43
10.39
11.29
14.10
15.38
14.50
12.01
13.16
12.04
12.15
16.80
12.15
12.09
47
7.54
Payout ratio%
16.87
16.37
15.90
16.30
18.47
17.77
16.81
15.13
16.29
14.25
5.96
16.29
16.34
23
7.199
Shares (diluted)M
5.815
6.028
5.380
4.983
4.586
4.938
4.348
3.832
4.215
4.143
6.924
(2.01%)
(4.14%)
91
23.58
Buyback yield%
13.85
13.36
13.40
15.02
13.11
13.60
15.30
13.43
16.14
16.07
18.87
15.30
13.73
82
120.96
Eq/Assets%
38.13
39.50
35.88
35.32
32.60
33.24
31.68
34.99
33.54
34.35
14.86
33.54
34.67
84
18.73
Assets₹M
107.3
117.9
126.1
134.9
141.6
156.5
168.3
180.4
191.6
216.9
33.14
8.91%
8.23%
57
19.21
LT debt₹M
58.02
58.34
54.04
54.03
52.82
54.15
50.07
49.90
55.42
61.20
19.19
2.99%
(0.29%)
6
Total assets
₹216.9M
8.23%
0.95×
Revenue
₹65.88M
8.79%
1.00×
Non-interest expense
₹36.13M
8.87%
1.01×
Net interest income
77.51%
Non-interest income
22.49%