1.021
Revenue₺B
1.220
1.300
1.373
1.434
1.502
1.598
1.688
1.790
1.865
1.947
1.144
5.34%
5.43%
67
9.14
Revenue growth%
30.39
27.63
26.07
25.47
28.42
25.50
25.71
23.85
22.59
22.40
5.88
23.85
25.60
20
17.86
NIM%
3.40
4.59
2.58
2.68
3.70
5.14
4.55
5.53
7.34
7.21
10.83
5.53
4.57
22
23.12
Effic. R.%
6.05
5.45
8.14
10.29
10.97
11.65
14.55
16.31
15.09
13.20
3.60
14.55
11.31
91
29.08
Net margin%
33.31
33.01
34.85
36.66
37.91
38.12
35.53
36.84
38.54
40.39
9.84
38.12
36.75
67
14.04
P/E ratio (avg)x
16.79
17.94
18.56
19.14
21.00
20.19
19.87
18.14
16.77
15.71
36.40
18.14
18.35
88
9.295
P/TBVx
32.56
32.81
33.12
32.23
27.48
23.92
25.56
26.42
23.53
22.70
11.05
23.92
26.95
40
28.30
P/Bx
21.02
23.85
24.48
28.22
27.91
27.81
30.71
32.82
32.53
34.90
6.846
32.53
28.06
34
1.173
NII₺B
0.802
0.861
0.897
0.936
0.986
1.055
1.111
1.193
1.247
1.269
0.519
5.18%
5.32%
—
11.41
NII grth%
15.40
14.40
15.52
14.65
16.91
18.30
19.24
16.75
14.26
17.21
10.60
17.21
16.14
11
24.69
ROTE%
24.82
26.71
25.85
23.35
25.69
23.77
26.63
27.42
27.41
29.55
19.40
27.41
26.24
32
11.90
Return on equity%
33.04
30.79
31.26
29.38
28.99
31.03
32.81
31.08
31.25
29.72
7.80
31.08
31.05
53
19.52
Return on assets%
5.37
3.57
1.93
3.99
5.44
3.97
4.44
5.73
8.58
9.71
19.77
5.73
4.90
50
0.34
EPS₺
0.62
0.65
0.58
0.60
0.55
0.50
0.45
0.49
0.54
0.47
0.35
(3.12%)
(1.91%)
—
12.43
EPS growth%
4.47
5.71
3.09
3.82
3.30
1.65
1.75
2.75
0.91
0.87
11.22
1.65
2.92
65
0.27
Bookvalue per sh₺
0.88
0.85
0.84
0.88
0.96
1.12
1.09
1.05
1.22
1.29
0.62
6.02%
5.63%
—
0.22
TBV/sh₺
0.34
0.36
0.39
0.38
0.43
0.48
0.48
0.49
0.56
0.63
0.54
7.90%
6.75%
—
0.53
Dividend per sh₺
0.59
0.63
0.69
0.66
0.73
0.73
0.79
0.78
0.75
0.69
0.54
(1.14%)
2.09%
—
10.05
Div yield (avg)%
8.88
6.37
6.50
8.51
5.67
8.31
5.36
3.34
2.78
0.71
3.14
3.34
6.02
43
8.19
Payout ratio%
9.15
7.23
9.47
9.81
7.48
5.82
5.23
5.00
3.05
1.33
25.82
5.00
6.52
61
2.572
Shares (diluted)B
2.827
3.002
3.307
3.667
3.906
4.611
5.219
6.049
6.791
6.780
2.495
11.66%
9.13%
60
7.86
Buyback yield%
19.43
16.43
13.75
16.23
15.28
15.00
15.27
12.37
11.95
10.60
28.35
12.37
15.13
90
117.56
Eq/Assets%
157.53
180.51
199.27
230.27
249.15
291.35
277.38
289.67
306.89
323.91
117.14
291.35
263.26
39
1.103
Assets₺B
2.277
2.456
2.749
2.965
3.309
3.713
3.948
4.251
4.671
5.206
0.821
9.48%
9.39%
36
0.400
LT debt₺B
0.687
0.605
0.638
0.539
0.485
0.437
0.447
0.398
0.387
0.347
1.219
(6.45%)
(7.19%)
89
Total assets
₺5.206B
9.39%
1.45×
Revenue
₺1.947B
5.43%
1.00×
Non-interest expense
₺1.076B
5.59%
1.01×
Net interest income
65.18%
Non-interest income
34.82%