319.7
Revenuekr M
398.4
413.8
441.6
464.3
480.4
501.4
516.2
548.2
567.8
601.4
336.9
4.60%
4.44%
52
19.79
Revenue growth%
7.41
9.83
12.43
10.25
10.14
7.68
8.61
11.15
13.59
14.54
23.10
11.15
10.19
65
26.79
NIM%
3.01
3.80
1.08
0.40
1.44
3.52
0.97
1.25
1.74
2.44
10.32
1.74
1.59
36
5.91
Effic. R.%
16.65
14.60
11.74
11.96
14.29
14.58
14.29
15.02
12.85
10.28
5.40
14.29
14.29
55
16.60
Net margin%
23.35
20.80
23.54
26.17
26.26
23.72
22.05
19.83
19.89
19.79
18.46
19.89
22.70
71
17.35
P/E ratio (avg)x
35.31
35.77
32.36
34.09
35.98
35.63
38.63
40.97
40.38
42.54
10.16
40.38
35.87
39
17.47
P/TBVx
41.14
45.80
54.91
64.93
75.56
75.67
76.78
90.02
102.9
107.0
10.58
90.02
75.61
67
25.18
P/Bx
41.87
40.68
48.03
55.15
64.04
74.05
75.88
77.83
82.57
79.79
31.38
77.83
69.05
91
53.60
NIIkr M
241.3
249.0
272.3
282.1
297.5
309.1
318.6
330.7
341.6
365.3
196.9
4.19%
4.27%
—
21.06
NII grth%
18.50
20.99
23.84
21.11
20.71
18.59
17.14
15.43
13.82
13.35
11.54
15.43
18.54
38
29.38
ROTE%
35.09
33.73
34.22
36.73
34.85
37.01
38.74
39.87
37.24
35.00
13.30
37.24
35.91
66
12.64
Return on equity%
19.98
18.28
20.09
18.67
20.52
21.16
21.40
21.39
21.44
22.80
25.85
21.40
20.84
67
24.24
Return on assets%
13.60
14.08
13.55
12.06
14.08
12.39
13.67
14.76
15.08
17.88
8.64
14.76
13.87
75
4.23
EPSkr
3.23
2.88
2.74
2.58
2.58
2.44
2.47
2.19
2.04
1.80
4.60
(6.97%)
(6.64%)
—
8.55
EPS growth%
6.18
4.66
6.75
3.86
6.13
6.76
5.88
8.23
5.40
5.07
25.08
5.88
6.00
10
19.21
Bookvalue per shkr
5.11
5.87
6.56
6.45
6.19
5.98
5.98
6.89
6.85
6.83
9.07
1.98%
2.39%
—
18.04
TBV/shkr
24.74
27.44
29.43
32.31
33.09
39.71
43.77
51.86
51.43
51.48
14.77
9.24%
9.13%
—
21.10
Dividend per shkr
25.42
26.55
25.84
26.84
27.75
30.70
31.54
31.44
36.86
38.96
15.49
7.02%
4.92%
—
8.33
Div yield (avg)%
28.65
31.08
30.12
30.91
28.14
25.38
22.61
22.09
24.66
23.30
8.33
23.30
26.76
82
18.51
Payout ratio%
11.71
8.82
11.44
11.51
10.78
12.48
11.39
13.24
14.67
15.10
3.68
13.24
11.61
35
9.290
Shares (diluted)M
6.996
6.850
7.321
8.058
7.760
8.174
7.721
7.569
6.854
7.293
8.940
(1.23%)
0.90%
29
27.12
Buyback yield%
28.90
31.02
31.45
29.35
27.75
28.49
30.58
33.33
32.04
33.96
17.16
32.04
30.80
31
70.21
Eq/Assets%
86.84
85.54
93.25
94.30
105.45
113.14
127.17
133.35
134.47
162.92
154.51
133.35
109.30
44
0.394
Assetskr B
0.925
1.024
1.102
1.223
1.379
1.481
1.645
1.832
1.982
2.079
0.076
8.56%
9.09%
25
281.2
LT debtkr M
334.4
324.7
311.9
282.1
260.9
237.4
234.5
256.8
240.5
266.7
89.53
0.44%
(1.78%)
79
Non-interest expense
4.26%
0.98×
Net interest income
60.74%
Non-interest income
39.26%