390.9
Revenuekr M
184.6
194.8
206.7
220.5
240.2
257.2
274.7
298.4
320.2
349.2
409.0
7.77%
7.28%
14
15.77
Revenue growth%
13.43
12.39
12.84
12.83
12.28
10.64
9.32
7.90
4.97
4.30
9.22
7.90
11.46
70
29.55
NIM%
26.30
26.75
27.45
27.57
25.81
28.08
26.22
26.40
23.94
25.93
22.38
26.22
26.35
31
11.67
Effic. R.%
26.83
26.19
26.07
28.66
31.37
32.32
29.67
31.69
34.54
35.59
20.20
32.32
30.52
10
26.37
Net margin%
8.99
9.25
7.64
8.50
8.87
8.36
5.97
3.04
5.08
6.62
27.15
5.97
8.00
95
37.16
P/E ratio (avg)x
54.06
59.84
62.86
67.13
71.31
79.50
90.06
90.61
95.40
95.27
25.15
90.61
75.41
9
32.37
P/TBVx
39.80
43.84
42.78
46.87
46.90
52.62
58.91
65.66
75.93
73.11
8.508
65.66
49.76
41
12.22
P/Bx
22.05
19.06
18.47
18.13
16.23
17.04
15.99
13.62
13.08
11.60
22.64
13.62
16.64
42
410.9
NIIkr M
107.3
115.5
121.6
128.8
141.4
150.3
161.3
177.1
189.5
204.6
132.3
7.67%
7.29%
—
10.02
NII grth%
14.77
13.52
10.80
13.64
13.16
15.49
17.56
19.75
17.67
19.72
27.54
17.67
15.13
35
10.64
ROTE%
16.23
13.87
13.91
13.03
12.28
10.23
8.74
10.10
12.03
11.95
5.21
10.23
12.16
73
25.01
Return on equity%
4.92
4.50
4.25
1.31
0.40
0.40
0.80
3.47
4.85
6.67
4.75
3.47
3.86
90
3.28
Return on assets%
34.87
33.98
35.68
36.15
35.40
34.73
33.70
36.02
36.95
38.55
29.09
36.02
35.54
55
22.26
EPSkr
37.87
36.92
38.73
41.39
44.05
45.36
45.28
43.08
49.01
47.58
23.41
1.55%
3.25%
—
28.45
EPS growth%
7.97
6.94
5.69
6.90
6.72
7.23
4.58
5.22
5.06
6.81
8.17
5.22
6.77
77
26.42
Bookvalue per shkr
36.74
34.83
33.55
36.19
37.45
41.14
37.15
41.59
39.55
39.91
24.49
1.28%
1.91%
—
40.88
TBV/shkr
29.55
28.29
25.16
22.94
22.38
23.18
25.65
28.58
30.72
27.22
8.53
3.99%
(1.72%)
—
23.81
Dividend per shkr
38.76
36.22
36.79
40.73
38.55
37.17
37.25
38.78
34.92
37.01
25.38
(0.81%)
0.05%
—
28.49
Div yield (avg)%
8.24
10.35
12.91
13.75
13.90
14.01
16.35
17.62
20.49
23.28
15.54
17.62
13.95
86
10.92
Payout ratio%
8.42
5.75
3.50
3.63
3.19
2.28
2.47
3.79
4.28
1.72
21.99
2.47
3.56
88
5.732
Shares (diluted)M
7.106
6.874
6.424
6.981
6.893
6.840
6.943
7.392
6.975
6.613
5.701
(0.83%)
(1.69%)
45
29.67
Buyback yield%
32.02
32.02
29.16
31.06
32.23
32.89
31.58
34.32
32.19
33.21
17.92
32.89
32.10
52
179.05
Eq/Assets%
129.34
130.25
126.39
130.10
142.98
156.58
166.11
155.18
157.95
152.59
134.99
156.58
147.78
44
0.472
Assetskr B
1.009
1.066
1.173
1.307
1.431
1.576
1.718
1.782
1.898
2.106
0.034
8.04%
8.79%
54
362.4
LT debtkr M
138.3
129.5
139.6
138.9
134.2
143.0
153.4
151.8
141.7
160.1
407.3
3.60%
0.80%
60
Non-interest expense
7.36%
1.01×
Net interest income
58.60%
Non-interest income
41.40%