339.2
Revenuekr M
427.1
421.8
429.9
428.3
436.3
435.8
450.1
451.3
447.5
446.3
375.2
0.45%
0.69%
49
11.84
Revenue growth%
28.74
29.34
29.40
28.24
30.53
32.84
31.38
32.50
31.25
28.30
22.22
31.38
29.96
35
14.58
NIM%
28.03
25.95
26.24
27.64
30.28
28.15
27.24
25.36
28.28
25.68
23.98
27.24
27.44
79
15.66
Effic. R.%
16.84
16.64
15.72
15.94
13.91
13.71
14.10
15.94
13.52
11.73
6.96
13.71
14.91
31
20.26
Net margin%
9.13
9.35
10.03
9.26
6.69
8.61
7.53
9.85
12.35
10.78
24.04
9.85
9.31
89
7.865
P/E ratio (avg)x
18.34
18.25
18.38
17.77
18.55
17.95
17.66
19.22
21.23
21.57
8.337
19.22
18.36
51
12.57
P/TBVx
47.32
48.05
51.08
58.33
58.17
62.50
66.86
80.17
95.47
105.5
36.72
80.17
60.42
30
9.124
P/Bx
22.51
21.98
20.65
22.18
24.81
27.61
27.65
29.78
29.54
30.35
33.21
29.54
26.21
84
389.6
NIIkr M
307.6
308.8
314.2
306.6
312.9
311.5
330.1
325.6
325.8
327.1
436.8
0.89%
0.82%
—
18.07
NII grth%
2.46
2.56
1.45
3.94
1.36
0.40
3.04
2.24
0.40
0.40
27.59
0.40
1.84
70
17.57
ROTE%
28.83
28.24
28.71
28.54
26.01
24.81
26.20
23.80
21.66
19.55
8.65
23.80
26.11
47
21.08
Return on equity%
20.39
21.70
19.14
16.66
17.30
19.20
17.09
14.18
15.52
13.64
4.69
15.52
17.20
72
17.03
Return on assets%
9.60
7.49
6.95
9.71
7.66
8.23
7.56
5.18
7.60
5.72
27.24
7.56
7.58
39
13.50
EPSkr
16.58
15.27
15.34
13.40
12.49
13.63
12.83
12.55
13.44
13.87
14.51
2.13%
(1.52%)
—
13.03
EPS growth%
14.18
13.15
10.32
7.72
7.45
7.01
9.41
11.64
14.36
12.30
8.41
11.64
10.98
37
35.92
Bookvalue per shkr
32.82
34.07
32.90
34.08
33.69
33.62
33.58
37.29
42.92
50.53
28.44
8.45%
5.74%
—
18.35
TBV/shkr
16.66
15.25
13.54
11.83
11.23
11.93
11.62
11.97
11.33
10.56
42.53
(1.21%)
(4.21%)
—
15.58
Dividend per shkr
10.62
11.73
10.24
9.98
9.41
9.77
8.57
9.07
8.09
7.34
29.56
(4.85%)
(3.12%)
—
21.98
Div yield (avg)%
31.87
33.72
31.66
34.46
36.52
39.24
40.01
37.04
34.75
33.93
10.98
37.04
34.60
26
4.95
Payout ratio%
6.63
5.28
3.32
3.27
0.89
0.40
0.40
1.47
2.77
5.65
17.32
1.47
3.02
72
4.939
Shares (diluted)M
7.207
8.356
9.589
10.11
11.04
12.06
11.65
11.47
10.94
10.55
4.831
(0.91%)
3.71%
14
7.45
Buyback yield%
27.35
26.63
28.36
28.06
27.24
25.93
23.63
25.68
24.75
25.51
9.15
25.51
26.28
38
66.55
Eq/Assets%
54.75
53.99
61.10
66.48
74.01
82.12
95.92
103.02
121.17
118.76
28.07
103.02
78.07
44
0.156
Assetskr B
1.403
1.543
1.721
1.772
1.892
2.086
2.269
2.463
2.618
2.921
0.205
9.07%
8.47%
36
146.9
LT debtkr M
323.1
334.8
295.8
285.7
271.4
236.8
216.7
231.0
211.6
187.7
131.5
(7.11%)
(4.59%)
86
Non-interest expense
0.66%
1.00×
Net interest income
73.29%
Non-interest income
26.71%