2.578
Revenue₺B
3.985
4.181
4.404
4.762
5.113
5.413
5.714
6.045
6.514
6.806
2.873
5.88%
5.88%
8
11.02
Revenue growth%
28.55
30.06
30.41
27.63
29.12
28.48
29.05
28.47
25.86
24.51
6.88
28.47
28.52
62
29.64
NIM%
27.54
25.68
27.30
29.51
27.88
28.14
26.51
24.48
22.54
22.14
8.59
24.48
26.91
39
21.49
Effic. R.%
33.22
33.80
35.94
36.86
37.32
36.22
37.88
39.19
36.89
39.40
13.32
37.88
36.88
17
12.95
Net margin%
16.52
13.69
12.88
13.26
11.11
13.18
15.14
17.10
16.03
15.56
18.19
15.56
14.42
49
37.15
P/E ratio (avg)x
48.84
45.68
44.92
42.51
47.30
46.79
47.71
46.07
45.42
46.61
19.89
46.61
46.34
84
21.81
P/TBVx
15.49
16.78
18.09
17.12
18.54
17.84
17.73
19.25
21.67
22.68
33.64
19.25
17.96
80
26.66
P/Bx
18.55
17.51
19.22
20.56
19.31
17.59
17.49
16.45
18.03
18.03
9.727
17.59
18.03
37
4.835
NII₺B
2.615
2.700
2.917
3.103
3.336
3.493
3.780
3.895
4.233
4.456
2.771
5.96%
5.81%
—
7.34
NII grth%
14.50
11.84
14.41
14.05
16.55
18.65
18.29
18.69
17.57
16.82
21.18
18.29
16.69
76
18.78
ROTE%
18.26
18.23
18.30
18.67
17.95
16.88
19.66
19.50
21.57
19.75
14.66
19.66
18.48
94
8.07
Return on equity%
4.59
6.76
5.25
7.18
6.18
3.55
2.61
1.99
0.40
0.40
15.25
1.99
4.07
67
22.73
Return on assets%
16.75
14.84
12.73
9.77
10.15
11.21
13.67
16.05
18.67
17.55
13.94
16.05
14.26
31
2.56
EPS₺
0.76
0.83
0.87
0.89
0.98
1.07
1.24
1.44
1.53
1.79
2.63
12.79%
9.73%
—
4.37
EPS growth%
16.71
15.84
18.36
15.75
13.70
11.91
11.98
13.05
14.82
14.89
4.96
13.05
14.85
75
0.74
Bookvalue per sh₺
6.30
7.27
7.22
7.41
7.61
8.27
8.78
9.48
9.97
11.54
1.26
8.70%
7.63%
—
0.84
TBV/sh₺
4.43
4.53
4.25
4.91
5.61
5.46
5.81
6.59
6.75
7.16
2.35
4.99%
6.38%
—
2.40
Dividend per sh₺
1.26
1.11
1.00
0.85
0.93
0.99
1.04
1.10
1.08
1.17
1.60
4.80%
(0.75%)
—
8.78
Div yield (avg)%
19.10
16.54
16.14
13.42
14.17
12.05
13.05
13.89
15.79
15.24
5.17
13.89
14.71
58
17.88
Payout ratio%
22.68
24.41
22.09
22.24
24.80
24.35
21.93
21.23
20.24
18.90
13.69
21.23
22.16
60
880.0
Shares (diluted)M
783.2
879.5
816.7
893.3
945.9
911.3
945.6
947.9
861.0
817.5
865.3
(2.87%)
1.67%
85
17.18
Buyback yield%
18.15
20.90
20.48
22.50
21.78
23.74
23.33
22.88
22.32
21.86
20.81
22.88
22.09
90
136.36
Eq/Assets%
113.23
114.94
112.65
109.41
122.50
135.84
132.30
132.42
146.73
146.44
68.52
135.84
127.40
78
0.998
Assets₺B
7.736
8.060
8.802
9.123
10.38
10.98
11.70
12.78
14.37
15.45
0.642
8.27%
8.38%
69
3.279
LT debt₺B
6.436
7.193
7.228
7.103
6.999
6.922
7.020
7.401
7.668
7.403
0.924
1.13%
2.06%
58
Total assets
₺15.45B
8.38%
1.26×
Revenue
₺6.806B
5.88%
1.00×
Non-interest expense
₺3.400B
5.83%
1.00×
Net interest income
65.47%
Non-interest income
34.53%